Univest Financial Corporation (UVSP)

Univest Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	95.45	90.76	75.93	71.1	78.12	91.8
Depreciation & Amortization	5.94	5.97	6.17	6	5.76	5.64
Provision for Credit Losses	10.66	11.67	5.93	10.77	12.2	-10.13
Stock-Based Compensation	4.86	4.69	4.62	4.19	4.12	3.7
Net Change in Loans Held-for-Sale	5.97	4.2	1.64	-2.03	21.61	32.15
Other Adjustments	-12.42	-11.64	-10.73	-8.32	-12.23	-19.62
Changes in Accrued Interest and Accounts Receivable	-1.09	2.14	-12.02	-8.88	-5.86	-3.13
Changes in Accounts Payable	-1.58	-6.02	3.81	17.15	5.99	2.2
Changes in Other Operating Activities	-0.26	-0.26	-0.24	-0.25	-0.25	-0.27
Operating Cash Flow	108.04	101.51	75.11	89.74	109.46	102.34
Operating Cash Flow Growth	36.52%	35.16%	-16.31%	-18.01%	6.96%	99.96%
Net Change in Loans Held-for-Investment	-121.25	-100.96	-260.98	-448.75	-832.6	-1.18
Net Change in Securities and Investments	3.71	15.93	6.04	6.76	-71.32	-130.8
Payments for Business Acquisitions	-	-	-	-	-	-3.82
Capital Expenditures	-3.22	-4.59	-3.1	-6.72	-5.22	-5.88
Sale of Property, Plant & Equipment	0.34	0.41	2.37	1.88	6.85	-
Other Investing Activities	1.81	5.52	-4.07	-7.6	2.19	10.26
Investing Cash Flow	-117.71	-83.68	-259.74	-454.44	-897.61	-126.78
Net Change in Deposits	155.27	328.05	383.46	462.23	-141.63	812.38
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	22.13	13.23	4.88	-190.84	177.04	2.2
Long-Term Debt Issued	75	100	-	250	50	-
Long-Term Debt Repaid	-155.05	-175	-85	-35	-	-100
Net Long-Term Debt Issued (Repaid)	-80.05	-75	-85	215	50	-100
Issuance of Common Stock	3.7	3.76	5.58	2.68	3.24	4.44
Repurchase of Common Stock	-41.88	-36.24	-19.76	-1.69	-12.28	-0.65
Net Common Stock Issued (Repurchased)	-38.19	-32.47	-14.18	0.99	-9.05	3.79
Common Dividends Paid	-25.46	-25.33	-24.84	-25.05	-24.61	-23.58
Other Financing Activities	-	-1.44	-0.64	-0.64	-0.95	-0.06
Financing Cash Flow	62.89	207.04	263.68	461.7	50.81	694.73
Net Cash Flow	53.22	224.87	79.05	97	-737.35	670.29
Free Cash Flow	104.83	96.93	72	83.02	104.23	96.46
Free Cash Flow Growth	8.15%	34.62%	-13.27%	-20.36%	8.06%	103.39%
FCF Margin	32.19%	30.64%	24.55%	29.02%	36.70%	34.24%
Free Cash Flow Per Share	3.66	3.34	2.45	2.81	3.53	3.26
Levered Free Cash Flow	15.2	13	-14.46	293.4	128.54	-9.64
Unlevered Free Cash Flow	-0.21	-2.75	-5.4	7.29	0.42	-1.44

Updated Apr 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q