Univest Financial Corporation (UVSP)
NASDAQ: UVSP · Real-Time Price · USD
40.85
+0.02 (0.05%)
At close: Nov 11, 2026, 4:00 PM EST
40.87
+0.02 (0.04%)
After-hours: Nov 11, 2026, 4:10 PM EST
Univest Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 94.36 | 90.76 | 75.93 | 71.1 | 78.12 | 91.8 |
Depreciation & Amortization | 7.8 | 7.8 | 7.46 | 7.35 | 7.32 | 8.44 |
Gain (Loss) on Sale of Investments | 0.85 | 0.97 | 1.04 | 1.14 | 1.43 | 2.53 |
Total Asset Writedown | - | - | - | - | -0.13 | -0.14 |
Provision for Credit Losses | 16.12 | 11.67 | 5.93 | 10.77 | 12.2 | -10.13 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -1.91 | 4.2 | 1.64 | -2.03 | 21.61 | 32.15 |
Accrued Interest Receivable | 8.11 | 2.14 | -12.02 | -8.88 | -5.86 | -3.13 |
Other Operating Activities | -11.63 | -11.32 | -8.04 | -7.37 | -10.94 | -9.92 |
Operating Cash Flow | 123.17 | 101.51 | 75.11 | 89.74 | 109.46 | 102.34 |
Operating Cash Flow Growth | 24.56% | 35.16% | -16.31% | -18.01% | 6.96% | 99.96% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -3.49 | -4.59 | -3.1 | -6.72 | -5.22 | -5.88 |
Sale of Property, Plant and Equipment | 0.06 | 0.41 | 2.37 | 1.88 | 6.85 | - |
Cash Acquisitions | - | - | - | - | - | -3.82 |
Investment in Securities | -3.25 | 15.93 | 6.04 | 6.76 | -67.31 | -126.16 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -248.89 | -100.96 | -260.98 | -448.75 | -834.12 | -1.18 |
Other Investing Activities | 1.05 | 5.52 | -4.07 | -7.6 | 2.19 | 3 |
Investing Cash Flow | -254.51 | -83.68 | -259.74 | -454.44 | -897.61 | -126.78 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 13.23 | 4.88 | - | 177.04 | 2.2 |
Long-Term Debt Issued | - | 100 | - | 250 | 50 | - |
Total Debt Issued | 87.46 | 113.23 | 4.88 | 250 | 227.04 | 2.2 |
Short-Term Debt Repaid | - | - | - | -190.84 | - | - |
Long-Term Debt Repaid | - | -175 | -85 | -35 | - | -100 |
Total Debt Repaid | -204.28 | -175 | -85 | -225.84 | - | -100 |
Net Debt Issued (Repaid) | -116.82 | -61.77 | -80.13 | 24.17 | 227.04 | -97.8 |
Issuance of Common Stock | 5.21 | 3.76 | 5.58 | 2.68 | 3.24 | 4.44 |
Repurchase of Common Stock | -58.77 | -36.24 | -19.76 | -1.69 | -12.28 | -0.65 |
Common Dividends Paid | -25.51 | -25.33 | -24.84 | -25.05 | -24.61 | -23.58 |
Net Increase (Decrease) in Deposit Accounts | 136.38 | 328.05 | 383.46 | 462.23 | -141.63 | 812.38 |
Other Financing Activities | -0.8 | -1.44 | -0.64 | -0.64 | -0.95 | -0.06 |
Financing Cash Flow | -60.32 | 207.04 | 263.68 | 461.7 | 50.81 | 694.73 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -191.66 | 224.87 | 79.05 | 97 | -737.35 | 670.29 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 119.69 | 96.93 | 72 | 83.02 | 104.23 | 96.46 |
Free Cash Flow Growth | 26.87% | 34.62% | -13.27% | -20.36% | 8.06% | 103.39% |
Free Cash Flow Margin | 36.47% | 30.84% | 24.57% | 29.02% | 36.70% | 34.24% |
Free Cash Flow Per Share | 4.25 | 3.35 | 2.45 | 2.81 | 3.53 | 3.26 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 181.94 | 200.41 | 191.51 | 139.6 | 32.67 | 21.82 |
Cash Income Tax Paid | 21.13 | 21.13 | 20.67 | 21.04 | 11.86 | 26.59 |