Univest Financial Corporation (UVSP)
NASDAQ: UVSP · Real-Time Price · USD
40.85
+0.02 (0.05%)
At close: Nov 11, 2026, 4:00 PM EST
40.87
+0.02 (0.04%)
After-hours: Nov 11, 2026, 4:10 PM EST
Univest Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 625.08 | 553.71 | 328.84 | 249.8 | 152.8 | 890.15 |
Investment Securities | 82.76 | 97.33 | 89.88 | 88.29 | 87.13 | 102.62 |
Trading Asset Securities | 0.38 | 0.33 | 0.23 | 0.72 | 0.15 | 0.85 |
Mortgage-Backed Securities | 408.89 | 413.97 | 419.18 | 412.33 | 420.44 | 394.37 |
Total Investments | 492.02 | 511.63 | 509.28 | 501.34 | 507.71 | 497.84 |
Gross Loans | 7,047 | 6,945 | 6,859 | 6,598 | 6,145 | 5,329 |
Allowance for Loan Losses | -80.95 | -88.17 | -87.09 | -85.39 | -79 | -71.92 |
Other Adjustments to Gross Loans | -32.67 | -30.65 | -31.93 | -30.49 | -21.93 | -19.1 |
Net Loans | 6,933 | 6,827 | 6,739 | 6,482 | 6,044 | 5,238 |
Property, Plant & Equipment | 68.83 | 71.35 | 75.2 | 83.24 | 81 | 87.29 |
Goodwill | 175.51 | 175.51 | 175.51 | 175.51 | 175.51 | 175.51 |
Other Intangible Assets | 0.6 | 0.85 | 1.32 | 1.97 | 2.81 | 3.97 |
Loans Held for Sale | 11.54 | 15.29 | 16.65 | 11.64 | 5.04 | 21.6 |
Accrued Interest Receivable | 1.4 | 35.78 | 36.04 | 32.41 | 31.27 | 18.84 |
Other Receivables | - | 0.68 | 0.58 | 0.55 | - | 5.53 |
Other Current Assets | - | 13.54 | 12.52 | 9.66 | 9.49 | 12.15 |
Long-Term Deferred Tax Assets | - | 15.83 | 21.3 | 21.79 | 24.13 | 11.42 |
Other Real Estate Owned & Foreclosed | 19.35 | 23.99 | 20.22 | 19.03 | 19.26 | 0.28 |
Other Long-Term Assets | 242.33 | 169.31 | 167.57 | 166.37 | 149.98 | 146.25 |
Total Assets | 8,606 | 8,437 | 8,128 | 7,781 | 7,222 | 7,122 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 4.55 | 5.23 | 11.76 | 9.15 | 9.58 |
Accrued Expenses | - | 22.43 | 23.11 | 18.2 | 21.67 | 20.95 |
Interest Bearing Deposits | 5,584 | 5,373 | 5,069 | 4,720 | 3,771 | 3,870 |
Institutional Deposits | 365.1 | 281.9 | 276 | 187 | 95 | 119.9 |
Non-Interest Bearing Deposits | 1,406 | 1,432 | 1,415 | 1,468 | 2,047 | 2,065 |
Total Deposits | 7,355 | 7,087 | 6,759 | 6,376 | 5,914 | 6,055 |
Short-Term Borrowings | 0.43 | 24.63 | 11.25 | 12.7 | 206.15 | 20.69 |
Current Portion of Long-Term Debt | - | 100 | - | - | - | - |
Current Portion of Leases | - | 4.39 | - | - | - | - |
Current Income Taxes Payable | - | 1.01 | - | - | 2.2 | - |
Accrued Interest Payable | 51.11 | 15.63 | 26.16 | 16.97 | 5.31 | 4.39 |
Long-Term Debt | 99.08 | 98.87 | 149.26 | 148.76 | 148.26 | 98.87 |
Federal Home Loan Bank Debt, Long-Term | 125 | 100 | 225 | 310 | 95 | 95 |
Long-Term Leases | 27.11 | 24.14 | 31.49 | 34.85 | 33.15 | 33.45 |
Pension & Post-Retirement Benefits | - | 1.96 | 2.25 | 2.48 | 2.95 | 3.65 |
Other Long-Term Liabilities | - | 8.66 | 8.11 | 9.93 | 8.16 | 6.92 |
Total Liabilities | 7,657 | 7,494 | 7,241 | 6,941 | 6,446 | 6,349 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 157.78 | 157.78 | 157.78 | 157.78 | 157.78 | 157.78 |
Additional Paid-In Capital | 303.85 | 304.02 | 302.83 | 301.07 | 300.81 | 299.18 |
Retained Earnings | 643.56 | 591.2 | 525.78 | 474.69 | 428.64 | 375.12 |
Treasury Stock | -119.88 | -84.22 | -55.1 | -43.69 | -48.63 | -41.94 |
Comprehensive Income & Other | -36.16 | -25.47 | -43.99 | -50.65 | -62.1 | -16.35 |
Shareholders' Equity | 949.16 | 943.32 | 887.3 | 839.21 | 776.5 | 773.79 |
Total Liabilities & Equity | 8,606 | 8,437 | 8,128 | 7,781 | 7,222 | 7,122 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 251.62 | 352.03 | 416.99 | 506.31 | 482.56 | 248.02 |
Net Cash (Debt) | 373.84 | 202.01 | -87.92 | -255.8 | -329.61 | 642.99 |
Net Cash Growth | -16.19% | - | - | - | - | - |
Net Cash Per Share | 13.27 | 6.97 | -2.99 | -8.66 | -11.15 | 21.76 |
Filing Date Shares Outstanding | 27.14 | 28.08 | 29 | 29.53 | 29.29 | 29.53 |
Total Common Shares Outstanding | 27.31 | 28.16 | 29.05 | 29.51 | 29.27 | 29.5 |
Book Value Per Share | 34.76 | 33.50 | 30.55 | 28.44 | 26.53 | 26.23 |
Tangible Book Value | 773.05 | 766.96 | 710.47 | 661.73 | 598.18 | 594.31 |
Tangible Book Value Per Share | 28.31 | 27.24 | 24.46 | 22.42 | 20.44 | 20.15 |