Univest Financial Corporation (UVSP)

Univest Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	78.02	75.93	71.1	78.12	91.8	46.92
Depreciation & Amortization	7.47	7.46	7.35	7.32	8.44	9.31
Gain (Loss) on Sale of Investments	1.01	1.04	1.14	1.43	2.53	1.72
Total Asset Writedown	0.04	0.04	0.03	-0.13	-0.14	0.04
Provision for Credit Losses	6.81	5.93	10.77	12.2	-10.13	40.79
Net Decrease (Increase) in Loans Originated / Sold - Operating	6.43	1.64	-2.03	21.61	32.15	-16.77
Accrued Interest Receivable	-9.49	-12.02	-8.88	-5.86	-3.13	-2.84
Other Operating Activities	-12.2	-8.08	-7.39	-10.94	-9.92	-21.64
Operating Cash Flow	79.14	75.11	89.74	109.46	102.34	51.18
Operating Cash Flow Growth	-1.77%	-16.31%	-18.01%	6.96%	99.96%	-30.03%
Capital Expenditures	-4.01	-3.1	-6.72	-5.22	-5.88	-3.75
Sale of Property, Plant and Equipment	0.01	2.37	1.88	6.85	-	0
Cash Acquisitions	-	-	-	-	-3.82	-
Investment in Securities	10.35	6.04	6.76	-67.31	-126.16	67.87
Net Decrease (Increase) in Loans Originated / Sold - Investing	-258.41	-260.98	-448.75	-834.12	-1.18	-932.79
Other Investing Activities	3.63	-4.15	-7.86	2.19	3	-
Investing Cash Flow	-248.35	-259.74	-454.44	-897.61	-126.78	-867.39
Short-Term Debt Issued	-	4.88	-	177.04	2.2	-
Long-Term Debt Issued	-	-	250	50	-	225
Total Debt Issued	4.88	4.88	250	227.04	2.2	225
Short-Term Debt Repaid	-	-	-190.84	-	-	-0.77
Long-Term Debt Repaid	-	-85	-35	-	-100	-175
Total Debt Repaid	-80.66	-85	-225.84	-	-100	-175.77
Net Debt Issued (Repaid)	-75.79	-80.13	24.17	227.04	-97.8	49.23
Issuance of Common Stock	5.64	5.58	2.68	3.24	4.44	2.75
Repurchase of Common Stock	-20.57	-19.76	-1.69	-12.28	-0.65	-4.45
Common Dividends Paid	-25.04	-24.84	-25.05	-24.61	-23.58	-17.54
Net Increase (Decrease) in Deposit Accounts	253.12	383.46	462.23	-141.63	812.38	882.63
Other Financing Activities	-0.64	-0.64	-0.64	-0.95	-0.06	-1.67
Financing Cash Flow	136.74	263.68	461.7	50.81	694.73	910.94
Net Cash Flow	-32.47	79.05	97	-737.35	670.29	94.73
Free Cash Flow	75.13	72	83.02	104.23	96.46	47.43
Free Cash Flow Growth	-0.35%	-13.27%	-20.36%	8.06%	103.39%	-31.56%
Free Cash Flow Margin	25.53%	24.57%	29.02%	36.70%	34.24%	22.38%
Free Cash Flow Per Share	2.56	2.45	2.81	3.53	3.26	1.62
Cash Interest Paid	195.77	191.51	139.6	32.67	21.82	29.23
Cash Income Tax Paid	20.65	20.7	16.78	11.86	26.59	17.32

Updated Feb 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q