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Univest Financial Corporation (UVSP)
NASDAQ: UVSP · Real-Time Price · USD
44.24
-0.16 (-0.36%)
Jul 31, 2026, 4:00 PM EDT - Market closed

Univest Financial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Income
98.4395.4590.7686.9579.8978.0275.9373.2471.6870.3871.178.6982.4778.8478.1271.771.8179.5291.8100.26
Depreciation & Amortization
5.995.945.976.036.076.126.176.156.136.0965.925.845.755.765.725.665.665.645.68
Provision for Credit Losses
7.6410.6611.6710.911.86.815.935.486.098.8210.7714.2615.7919.0412.28.174.43-2.3-10.13-20.25
Stock-Based Compensation
5.024.864.694.64.644.664.624.384.314.114.194.354.294.34.124.023.883.763.72.3
Net Change in Loans Held-for-Sale
7.345.974.214.6215.956.431.64-0.06-12.44-2.88-2.032.381.8212.9221.6127.5224.7421.0532.155.63
Other Adjustments
-13.77-12.42-11.64-13.6-12.77-13.25-10.73-6.38-6.63-5.73-8.32-8.4-8.78-9.04-12.23-10.94-14.04-16.66-19.62-25.27
Changes in Accrued Interest and Accounts Receivable
-3.92-1.092.14-4.33.17-9.49-12.02-15.66-20.99-14-8.88-16.31-16.31-12.05-5.8601.986.67-3.1315.06
Changes in Accounts Payable
-3.46-1.58-6.02-4.79-1.41.383.818.7510.3314.417.158.576.258.025.9912.3913.53-2.962.2-2.93
Changes in Other Operating Activities
-0.27-0.26-0.26-0.26-0.24-0.24-0.24-0.25-0.29-0.25-0.25-0.25-0.21-0.25-0.25-0.26-0.26-0.26-0.27-0.27
Operating Cash Flow
108.75108.04101.5198.89105.8179.1475.1174.9457.8480.5789.7487.8589.79106.26109.46120.27113.6896.4102.3470.63
Operating Cash Flow Growth (YoY)
2.78%36.52%35.16%31.96%82.95%-1.77%-16.31%-14.70%-35.59%-24.17%-18.01%-26.96%-21.02%10.22%6.96%70.28%53.64%37.72%99.96%8.12%

Investing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Change in Loans Held-for-Investment
-261.25-121.25-100.96-66.83-127.22-258.41-260.98-152.83-234.91-370.77-448.75-758.85-818.84-865.17-832.6-620.36-348.9715.34-1.18-40.14
Net Change in Securities and Investments
5.085.6421.360.032.779.889.4817.235349.327.01-94.54-143.94-164.29-66.29-175.35-161.76-167.36-126.66-25.25
Cash Acquisitions
-------------------3.82-
Capital Expenditures
-2.94-3.22-4.59-4.55-4.55-4.01-3.1-3.97-4.3-5.17-6.72-6.77-7.41-7.14-5.22-6.31-5.06-5.24-5.88-4.63
Sale of Property, Plant & Equipment
0.120.340.410.340.230.012.373.33.634.311.881.030.690.686.856.846.846.17--0
Other Investing Activities
4.021.815.525.882.963.39-4.07-4.48-4.55-5.71-7.6-6.63-7.6-7.62.191.920-10.268.46
Investing Cash Flow
-236.72-117.71-83.68-63.63-126.57-248.35-259.74-135.83-177.77-320.13-454.44-746.95-861.76-920.2-897.61-792.16-510.55-143.16-126.78-59.26

Financing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Change in Deposits
350.35155.27328.05363.9987.33253.12383.46414.96507.9570.68462.23652.16424.33-213.3-141.63-151.21244.31736.31812.38726.52
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
12.5622.1313.233.7-5.51-0.794.88-6.42-232.89-267.07-190.84-66.04147.06252.91177.0466.6172.36-7.72.2-3.58
Long-Term Debt Issued
25751005050--0010025025025015050----1.55
Long-Term Debt Repaid
-200.06-75-175-75-100-75-85-95-70-70-35-25-25-25-00-75-100-205
Net Long-Term Debt Issued (Repaid)
-175.060-75-25-50-75-85-95-70302152252251255000-75-100-203.45
Issuance of Common Stock
53.73.764.95.415.645.583.322.92.742.682.822.812.783.244.084.14.274.443.77
Repurchase of Common Stock
-53.7-41.88-36.24-24.99-21.32-20.57-19.76-16.03-11.84-0.86-1.69-1.23-1.23-1.25-12.28-12.08-0.9-0.86-0.65-0.23
Net Common Stock Issued (Repurchased)
-48.7-38.19-32.47-20.09-15.91-14.93-14.18-12.71-8.941.890.991.591.581.53-9.05-83.193.413.793.55
Common Dividends Paid
-25.51-25.46-25.33-25.18-24.97-25.04-24.84-24.94-25.01-25.08-25.05-24.99-24.96-24.68-24.61-24.36-24.09-23.76-23.58-17.66
Other Financing Activities
00-1.44-0.64-0.64-0.64-0.64-0.64-0.64-0.64-0.64-0.64-0.64-0.64-0.9500-0.03-0.06-0.09
Financing Cash Flow
162.9262.89207.04276.78-9.78136.74263.68275.26170.43302.85461.7836.14817.61178.4950.81-117.16288.2633.22694.73503.31

Net Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Cash Flow
34.9653.22224.87312.04-30.55-32.4779.05214.3650.563.2897137.546.15-674.95-776.84-789.05-108.67586.46670.29514.68

Free Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Free Cash Flow
105.82104.8396.9394.33101.2675.137270.9753.5375.483.0281.0882.3899.12104.23113.96108.6291.1696.4666
Free Cash Flow Growth (YoY)
4.50%39.53%34.62%32.93%89.16%-0.35%-13.27%-12.47%-35.02%-23.94%-20.36%-28.85%-24.16%8.73%8.06%72.67%57.39%39.55%103.39%6.17%
FCF Margin
31.38%32.19%30.64%30.49%33.92%25.51%24.55%24.61%18.68%26.36%29.02%27.62%27.84%34.30%36.70%41.84%40.36%33.47%34.24%22.77%
Free Cash Flow Per Share
3.733.663.343.243.472.572.452.411.822.552.812.752.803.373.533.863.673.083.262.24
SEC Filings: 10-K · 10-Q