Univest Financial Corporation (UVSP)
NASDAQ: UVSP · Real-Time Price · USD
44.24
-0.16 (-0.36%)
Jul 31, 2026, 4:00 PM EDT - Market closed
Univest Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Net Interest Income | 253.49 | 246.78 | 240.2 | 233.12 | 225 | 216.48 | 211.17 | 208.46 | 208.84 | 212.15 | 220 | 229.15 | 233.81 | 230.95 | 218.3 | 203.91 | 194.34 | 189.63 | 188.38 | 185.38 |
Net Interest Income Growth (YoY) | 12.66% | 13.99% | 13.74% | 11.83% | 7.74% | 2.04% | -4.01% | -9.03% | -10.68% | -8.14% | 0.78% | 12.38% | 20.31% | 21.79% | 15.88% | 9.99% | 7.64% | 6.95% | 8.04% | 7.61% |
Non-Interest Income | 91.38 | 89.53 | 87.86 | 87.17 | 85.37 | 84.86 | 88.06 | 85.33 | 83.89 | 82.74 | 76.82 | 78.66 | 77.93 | 77.1 | 77.89 | 76.62 | 79.21 | 80.44 | 83.22 | 84.17 |
Non-Interest Income Growth (YoY) | 7.03% | 5.51% | -0.22% | 2.15% | 1.77% | 2.56% | 14.62% | 8.47% | 7.64% | 7.32% | -1.36% | 2.67% | -1.62% | -4.16% | -6.42% | -8.97% | -7.27% | -3.31% | 6.25% | 13.20% |
Revenues Before Loan Losses | 344.86 | 336.31 | 328.06 | 320.28 | 310.37 | 301.34 | 299.23 | 293.79 | 292.73 | 294.89 | 296.82 | 307.82 | 311.74 | 308.05 | 296.18 | 280.53 | 273.56 | 270.07 | 271.61 | 269.55 |
Provision for Credit Losses | 7.64 | 10.66 | 11.67 | 10.9 | 11.8 | 6.81 | 5.93 | 5.48 | 6.09 | 8.82 | 10.77 | 14.26 | 15.79 | 19.04 | 12.2 | 8.17 | 4.43 | -2.3 | -10.13 | -20.25 |
| 337.23 | 325.65 | 316.39 | 309.38 | 298.57 | 294.53 | 293.29 | 288.3 | 286.64 | 286.07 | 286.05 | 293.56 | 295.95 | 289.01 | 283.98 | 272.35 | 269.12 | 272.37 | 281.74 | 289.8 | |
Revenue Growth (YoY) | 12.95% | 10.57% | 7.88% | 7.31% | 4.17% | 2.96% | 2.53% | -1.79% | -3.15% | -1.02% | 0.73% | 7.79% | 9.97% | 6.11% | 0.80% | -6.02% | 1.19% | 4.56% | 32.96% | 48.70% |
Compensation Expenses | 131.33 | 129.66 | 127.02 | 125.53 | 124.58 | 123.23 | 123.75 | 121.55 | 120.82 | 120.51 | 120.19 | 119.9 | 119.32 | 118.58 | 115.81 | 114.15 | 111.39 | 107.66 | 104.19 | 100.43 |
Selling, General & Admin | 43.54 | 42.12 | 41.74 | 41.25 | 41.09 | 40.92 | 41.01 | 41.41 | 41.54 | 41.46 | 40.94 | 40.41 | 40.72 | 41.34 | 41.11 | 40.22 | 39.23 | 37.85 | 36.79 | 36.16 |
Other Non-Interest Expenses | 33.88 | 34.18 | 34.28 | 34.2 | 33.2 | 33.1 | 33.24 | 33.24 | 34.26 | 34.42 | 36.24 | 35.34 | 31.77 | 30.79 | 29.86 | 28.41 | 28.74 | 27.77 | 26.43 | 27.78 |
Total Non-Interest Expense | 209.17 | 206.38 | 203.04 | 200.99 | 198.87 | 197.25 | 197.99 | 196.38 | 196.82 | 197.91 | 197.36 | 195.64 | 193.32 | 190.89 | 186.77 | 182.78 | 179.37 | 173.28 | 167.41 | 165.81 |
Pretax Income | 122.82 | 119.27 | 113.35 | 108.4 | 99.73 | 97.3 | 95.3 | 91.94 | 89.82 | 88.16 | 88.69 | 97.92 | 102.64 | 98.12 | 97.21 | 89.57 | 89.76 | 99.09 | 114.33 | 123.99 |
Provision for Income Taxes | 24.39 | 23.82 | 22.59 | 21.45 | 19.83 | 19.28 | 19.37 | 18.7 | 18.14 | 17.79 | 17.59 | 19.23 | 20.16 | 19.29 | 19.09 | 17.87 | 17.95 | 19.58 | 22.53 | 23.72 |
Net Income | 98.43 | 95.45 | 90.76 | 86.95 | 79.89 | 78.02 | 75.93 | 73.24 | 71.68 | 70.38 | 71.1 | 78.69 | 82.47 | 78.84 | 78.12 | 71.7 | 71.81 | 79.52 | 91.8 | 100.26 |
Net Income to Common | 98.43 | 95.45 | 90.76 | 86.95 | 79.89 | 78.02 | 75.93 | 73.24 | 71.68 | 70.38 | 71.1 | 78.69 | 82.47 | 78.84 | 78.12 | 71.7 | 71.81 | 79.52 | 91.8 | 100.26 |
Net Income Growth (YoY) | 23.20% | 22.34% | 19.53% | 18.72% | 11.45% | 10.87% | 6.79% | -6.92% | -13.08% | -10.73% | -8.98% | 9.75% | 14.85% | -0.85% | -14.90% | -28.49% | -26.33% | 1.06% | 95.67% | 174.30% |
Shares Outstanding (Basic) | 28 | 28 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 |
Shares Outstanding (Diluted) | 28 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 30 | 30 | 29 | 29 | 29 | 30 | 30 | 30 | 30 | 30 | 29 |
Shares Change (YoY) | -2.68% | -2.01% | -1.44% | -1.20% | -1.05% | -0.92% | -0.45% | -0.05% | 0.24% | 0.29% | -0.06% | -0.36% | -0.57% | -0.43% | -0.01% | 0.38% | 0.78% | 1.04% | 0.98% | 0.69% |
EPS (Basic) | 3.49 | 3.35 | 3.16 | 3.00 | 2.75 | 2.68 | 2.60 | 2.50 | 2.44 | 2.39 | 2.42 | 2.69 | 2.82 | 2.70 | 2.66 | 2.44 | 2.44 | 2.70 | 3.12 | 3.41 |
EPS (Diluted) | 3.46 | 3.33 | 3.13 | 3.00 | 2.74 | 2.67 | 2.58 | 2.49 | 2.44 | 2.39 | 2.41 | 2.67 | 2.80 | 2.68 | 2.64 | 2.43 | 2.43 | 2.69 | 3.11 | 3.41 |
EPS Growth (YoY) | 26.28% | 24.72% | 21.32% | 20.48% | 12.29% | 11.71% | 7.05% | -6.74% | -12.86% | -10.82% | -8.71% | 9.88% | 15.23% | -0.37% | -15.11% | -28.74% | -26.81% | 0.37% | 94.38% | 172.80% |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Free Cash Flow | 105.82 | 104.83 | 96.93 | 94.33 | 101.26 | 75.13 | 72 | 70.97 | 53.53 | 75.4 | 83.02 | 81.08 | 82.38 | 99.12 | 104.23 | 113.96 | 108.62 | 91.16 | 96.46 | 66 |
Free Cash Flow Growth (YoY) | 4.50% | 39.53% | 34.62% | 32.93% | 89.16% | -0.35% | -13.27% | -12.47% | -35.02% | -23.94% | -20.36% | -28.85% | -24.16% | 8.73% | 8.06% | 72.67% | 57.39% | 39.55% | 103.39% | 6.17% |
Free Cash Flow Per Share | 3.73 | 3.66 | 3.34 | 3.24 | 3.47 | 2.57 | 2.45 | 2.41 | 1.82 | 2.55 | 2.81 | 2.75 | 2.80 | 3.37 | 3.53 | 3.86 | 3.67 | 3.08 | 3.26 | 2.24 |
Dividends Per Share | 0.900 | 0.890 | 0.880 | 0.870 | 0.860 | 0.850 | 0.840 | 0.840 | 0.840 | 0.840 | 0.840 | 0.840 | 0.840 | 0.840 | 0.840 | 0.830 | 0.820 | 0.810 | 0.800 | 0.800 |
Dividend Growth (YoY) | 4.65% | 4.71% | 4.76% | 3.57% | 2.38% | 1.19% | 0% | 0% | 0% | 0% | 0% | 1.21% | 2.44% | 3.70% | 5.00% | 3.75% | 2.50% | 1.25% | 0% | 0% |
Profit Margin | 29.19% | 29.31% | 28.69% | 28.11% | 26.76% | 26.49% | 25.89% | 25.41% | 25.01% | 24.60% | 24.86% | 26.80% | 27.87% | 27.28% | 27.51% | 26.32% | 26.68% | 29.19% | 32.58% | 34.60% |
FCF Margin | 31.38% | 32.19% | 30.64% | 30.49% | 33.92% | 25.51% | 24.55% | 24.61% | 18.68% | 26.36% | 29.02% | 27.62% | 27.84% | 34.30% | 36.70% | 41.84% | 40.36% | 33.47% | 34.24% | 22.77% |
Effective Tax Rate | 19.86% | 19.97% | 19.93% | 19.78% | 19.89% | 19.81% | 20.32% | 20.33% | 20.19% | 20.18% | 19.83% | 19.64% | 19.65% | 19.65% | 19.64% | 19.95% | 20.00% | 19.76% | 19.71% | 19.13% |