Univest Financial Corporation (UVSP)

Univest Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Interest Income on Loans	401.73	399.25	397.81	395.73	393.46	388.04	383.31	378.22	370.84	361.88	347.92	328.04	300.23	267.71	237.16	213.69	202	199.79	201.35	201.16
Interest Income on Investments	34.12	34.18	32.68	30.52	29.57	29.13	29.05	27.89	25.94	25.21	23.81	19.86	17.44	16.54	15.04	13.37	11.75	9.68	8.38	7.64
Total Interest Income	435.84	433.42	430.49	426.25	423.04	417.16	412.36	406.11	396.78	387.09	371.73	347.9	317.67	284.25	252.19	227.05	213.75	209.47	209.73	208.8
Interest Paid on Deposits	166.2	169.18	172.02	174.57	179.13	180.88	180.87	176.81	165.72	149.69	126.05	95.38	64.75	40.87	25.42	16.01	12.79	12.36	12.87	13.6
Interest Paid on Borrowings	16.16	17.46	18.27	18.56	18.91	19.8	20.32	20.84	22.21	25.25	25.68	23.37	19.11	12.43	8.47	7.14	6.61	7.48	8.48	9.83
Total Interest Expense	182.36	186.64	190.29	193.13	198.04	200.68	201.19	197.65	187.94	174.94	151.73	118.75	83.86	53.29	33.9	23.15	19.41	19.84	21.35	23.42
Net Interest Income	253.49	246.78	240.2	233.12	225	216.48	211.17	208.46	208.84	212.15	220	229.15	233.81	230.95	218.3	203.91	194.34	189.63	188.38	185.38
Net Interest Income Growth (YoY)	12.66%	13.99%	13.74%	11.83%	7.74%	2.04%	-4.01%	-9.03%	-10.68%	-8.14%	0.78%	12.38%	20.31%	21.79%	15.88%	9.99%	7.64%	6.95%	8.04%	7.61%
Trust Income	9.07	8.93	8.85	8.8	8.68	8.54	8.49	8.17	7.97	7.89	7.73	7.6	7.52	7.6	7.74	8.02	8.31	8.47	8.4	8.29
Mortgage Banking Activities	3.87	3.51	3.36	3.8	4.24	4.97	5.27	4.75	4.67	4	3.69	3.32	2.92	3.11	4.41	6.49	8.9	11.13	15.14	16.95
Gain (Loss) on Sale of Investments	0.01	-	-	-0.07	0.06	0.02	0.02	0.1	0.09	0.02	-	0.41	0.28	0.2	0.03	-0.18	-0.12	0.16	0.15	0.49
Other Non-Interest Income	67.16	65.92	64.56	65.45	63.48	62.69	65.96	64.47	63.53	63.46	58.36	59.7	59.86	59	59.53	55.09	55.93	53.86	54.03	53.05
Total Non-Interest Income	84.04	87.43	85.76	86.93	85.16	84.63	87.81	85.35	83.89	82.74	76.82	77.69	76.95	76.12	77.89	75.52	79.01	79.34	83.22	84.17
Non-Interest Income Growth (YoY)	-1.31%	3.31%	-2.34%	1.85%	1.51%	2.29%	14.31%	9.86%	9.01%	8.70%	-1.36%	2.87%	-2.60%	-4.07%	-6.42%	-10.28%	-6.54%	-4.63%	6.25%	13.20%
Revenues Before Loan Losses	337.53	334.21	325.96	320.05	310.15	301.12	298.98	293.8	292.73	294.89	296.82	306.84	310.77	307.07	296.18	279.43	273.35	268.97	271.61	269.55
Provision for Loan Losses	7.64	10.66	11.67	10.9	11.8	6.81	5.93	5.48	6.09	8.82	10.77	14.26	15.79	19.04	12.2	8.17	4.43	-2.3	-10.13	-20.25
Revenue	329.89	323.55	314.29	309.14	298.35	294.31	293.05	288.32	286.64	286.07	286.05	292.58	294.98	288.04	283.98	271.25	268.91	271.27	281.74	289.8
Revenue Growth (YoY)	10.57%	9.94%	7.25%	7.22%	4.09%	2.88%	2.45%	-1.46%	-2.83%	-0.68%	0.73%	7.86%	9.69%	6.18%	0.80%	-6.40%	-4.37%	7.29%	32.96%	48.70%
Salaries and Employee Benefits	126.21	124.71	122.24	120.84	119.86	118.49	119.04	117.08	116.42	116.3	115.89	115.44	114.93	114.18	111.59	110.03	107.41	103.81	100.4	98.03
Occupancy Expenses	7.35	7.15	7.01	6.82	6.87	6.81	6.83	6.86	6.73	6.67	10.69	6.78	6.69	6.5	10.19	6.27	6.29	6.53	10.4	6.74
Federal Deposit Insurance	4.59	4.55	4.53	4.52	4.42	4.45	4.43	4.68	4.84	4.86	4.83	4.18	3.59	3.28	3.08	3.07	3.17	2.97	2.71	2.78
Selling, General & Administrative	41.3	39.91	39.51	39.12	38.95	38.85	38.89	39.02	39.22	39	34.55	38.09	38.42	39.24	35.13	38.07	36.92	35.18	30.18	31.82
Other Non-Interest Expense	29.29	29.64	29.75	29.68	28.77	28.65	28.81	28.56	29.42	29.56	29.89	29.64	28.18	27.51	26.6	25.35	25.57	24.8	23.72	23.2
Total Non-Interest Expense	208.75	205.95	203.04	200.99	198.87	197.25	197.99	196.19	196.63	196.39	195.84	194.13	191.81	190.71	186.59	182.78	179.37	173.28	167.41	162.57
EBT Excluding Unusual Items	121.14	117.6	111.25	108.16	99.48	97.06	95.06	92.13	90.01	89.68	90.21	98.46	103.17	97.33	97.39	88.47	89.55	97.99	114.33	127.23
Other Unusual Items	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1.8
Pretax Income	122.82	119.27	113.35	108.4	99.73	97.3	95.3	91.94	89.82	88.16	88.69	97.92	102.64	98.12	97.21	89.57	89.76	99.09	114.33	123.99
Income Tax Expense	24.39	23.82	22.59	21.45	19.83	19.28	19.37	18.7	18.14	17.79	17.59	19.23	20.16	19.29	19.09	17.87	17.95	19.58	22.53	23.72
Net Income	98.43	95.45	90.76	86.95	79.89	78.02	75.93	73.24	71.68	70.38	71.1	78.69	82.47	78.84	78.12	71.7	71.81	79.52	91.8	100.26
Preferred Dividends & Other Adjustments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.03	-
Net Income to Common	98.43	95.45	90.76	86.95	79.89	78.02	75.93	73.24	71.68	70.38	71.1	78.69	82.47	78.84	78.12	71.7	71.81	79.52	91.78	100.26
Net Income Growth (YoY)	23.20%	22.34%	19.53%	18.72%	11.45%	10.87%	6.79%	-6.92%	-13.08%	-10.73%	-8.98%	9.75%	14.85%	-0.85%	-14.88%	-28.49%	-26.33%	1.06%	95.62%	174.30%
Basic Shares Outstanding	28	28	29	29	29	29	29	29	29	29	29	29	29	29	29	29	29	29	29	29
Diluted Shares Outstanding	28	29	29	29	29	29	29	29	30	30	30	29	29	29	30	30	30	30	30	30
Shares Change (YoY)	-2.69%	-2.02%	-1.44%	-1.06%	-0.88%	-0.74%	-0.45%	-0.08%	0.17%	0.18%	-0.06%	-0.41%	-0.63%	-0.46%	-0.01%	0.35%	0.76%	0.98%	0.82%	0.70%
EPS (Basic)	3.49	3.35	3.16	3.01	2.75	2.68	2.60	2.50	2.44	2.39	2.42	2.68	2.81	2.69	2.66	2.43	2.44	2.70	3.12	3.42
EPS (Diluted)	3.46	3.32	3.13	2.98	2.73	2.66	2.58	2.49	2.43	2.39	2.41	2.66	2.79	2.67	2.64	2.43	2.43	2.68	3.11	3.40
EPS Growth (YoY)	26.78%	24.75%	21.32%	19.65%	12.33%	11.32%	7.05%	-6.42%	-12.95%	-10.52%	-8.71%	9.44%	14.82%	-0.43%	-15.11%	-28.43%	-26.53%	-0.06%	94.38%	171.88%

Additional Metrics

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Dividend Per Share	0.900	0.890	0.880	0.870	0.860	0.850	0.840	0.840	0.840	0.840	0.840	0.840	0.840	0.840	0.840	0.830	0.820	0.810	0.800	0.800
Dividend Growth (YoY)	4.65%	4.71%	4.76%	3.57%	2.38%	1.19%	0%	0%	0%	0%	0%	1.21%	2.44%	3.70%	5.00%	3.75%	2.50%	1.25%	0%	0%
Effective Tax Rate	19.86%	19.97%	19.93%	19.78%	19.89%	19.81%	20.32%	20.33%	20.19%	20.18%	19.83%	19.64%	19.65%	19.66%	19.64%	19.95%	20.00%	19.76%	19.71%	19.13%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 17, 2026

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