Univest Financial Corporation (UVSP)

Univest Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Interest Income on Loans	112.89	102.18	98.78	100.13	100.63	99.7	97.35	98.06	98.36	94.28	92.62	92.97	90.97	85.32	78.66	73.09	63.16	52.8	48.11	49.62
Interest Income on Investments	-	5.95	7.57	11.58	9.02	6	6.07	9.42	8.08	5.56	5.99	8.26	6.13	4.82	4.6	4.31	3.72	3.92	3.09	2.64
Total Interest Income	112.89	108.13	106.35	111.72	109.65	105.71	103.42	107.48	106.44	99.83	98.61	101.23	97.11	90.14	83.25	77.4	66.88	56.72	51.2	52.26
Interest Paid on Deposits	45.13	38.77	39.14	44.67	43.62	41.76	41.98	47.22	48.17	43.51	41.97	43.16	37.08	27.47	18.34	12.49	6.45	3.59	2.89	3.08
Interest Paid on Borrowings	-	3.11	3.84	4.5	4.71	4.41	4.66	4.78	5.06	5.3	5.17	5.31	6.43	8.34	5.6	2.99	2.18	1.66	1.65	1.65
Total Interest Expense	45.13	41.88	42.99	49.17	48.32	46.17	46.64	52	53.23	48.81	47.14	48.47	43.52	35.81	23.94	15.49	8.63	5.25	4.54	4.74
Net Interest Income	67.76	66.25	63.37	62.55	61.32	59.54	56.78	55.47	53.2	51.03	51.47	52.76	53.59	54.33	59.32	61.92	58.25	51.47	46.66	47.53
Net Interest Income Growth (YoY)	10.50%	11.27%	11.59%	12.76%	15.26%	16.68%	10.32%	5.14%	-0.72%	-6.08%	-13.23%	-14.79%	-8.00%	5.56%	27.13%	30.28%	19.64%	10.08%	2.74%	6.75%
Trust Income	2.28	2.28	2.24	2.32	2.23	2.15	2.16	2.27	2.11	2.01	2.11	1.94	1.91	1.92	1.96	1.81	1.84	2	2.1	2.09
Mortgage Banking Activities	1.16	1.35	0.79	0.89	0.85	0.98	0.65	1.32	1.3	1.71	0.94	0.81	1.22	1.04	0.63	0.44	0.82	1.23	1.93	2.52
Gain (Loss) on Sale of Investments	-	0.01	-	-	-	-	-	-0.07	0.02	-	-	0.02	-	-	-	0.41	-	-	0.03	0
Other Non-Interest Income	16.45	17.35	18.78	14.48	16.54	16.12	17.41	15.38	14.69	15.28	20.68	13.89	13.75	15.15	15.55	15.26	13.34	14.2	14.9	12
Total Non-Interest Income	22.27	18.11	24.09	19.92	21.92	21.5	22.42	21.09	20.15	20.98	25.6	18.62	18.69	19.83	19.68	19.48	17.51	19	20.47	18.09
Non-Interest Income Growth (YoY)	1.58%	-15.79%	7.46%	-5.53%	8.80%	2.48%	-12.42%	13.26%	7.81%	5.78%	30.06%	-4.42%	6.73%	4.40%	-3.86%	7.68%	-14.79%	-1.75%	-11.96%	-10.16%
Revenues Before Loan Losses	90.03	84.35	87.45	82.47	83.25	81.04	79.2	76.56	73.35	72.01	77.06	71.38	72.28	74.16	79	81.4	75.76	70.47	67.13	65.62
Provision for Loan Losses	9	2.67	1.3	3.15	0.52	5.69	2.31	2.38	1.41	0.71	1.43	1.93	2.02	3.43	3.39	5.42	3.56	6.67	-3.45	1.39
Revenue	81.03	81.68	86.15	79.33	82.73	75.35	76.89	74.18	71.94	71.3	75.63	69.45	70.26	70.74	75.61	75.98	72.21	63.8	70.58	64.23
Revenue Growth (YoY)	-2.05%	8.41%	12.05%	6.94%	15.00%	5.68%	1.66%	6.81%	2.40%	0.80%	0.03%	-8.60%	-2.70%	10.88%	7.13%	18.30%	4.01%	-3.56%	-11.72%	-12.48%
Salaries and Employee Benefits	34.25	33.21	32.2	31.7	31.65	31.54	29.73	30.3	30.7	30.19	30.29	28.34	29.98	29.88	29.88	27.88	29.4	29.13	27.29	26.33
Occupancy Expenses	2.82	2.94	3	-1.26	2.68	2.74	2.85	-1.45	2.72	2.68	2.87	-1.41	2.59	2.61	2.73	-1.15	2.5	2.42	2.72	-1.37
Federal Deposit Insurance	1.25	1.12	1.17	1.11	1.2	1.07	1.15	1.1	1.1	1.1	1.14	1.35	1.26	1.12	1.1	0.71	0.66	0.81	0.89	0.7
Selling, General & Administrative	8.19	8.77	9.13	13.32	7.54	7.55	8.73	12.93	7.33	7.43	8.76	13.06	7.59	7.41	8.47	12.43	8	8.22	8.07	11.66
Other Non-Interest Expense	7.5	7.09	6.75	7.85	7.61	7.44	6.86	7.77	6.7	7.31	7.02	7.53	7.56	7.45	7.35	7.27	6.1	6.78	6.45	6.01
Total Non-Interest Expense	54	53.12	52.24	52.71	50.67	50.33	49.33	50.66	48.55	48.71	50.07	48.86	48.99	48.47	49.53	47.14	46.67	47.37	45.41	43.34
EBT Excluding Unusual Items	27.03	28.56	33.91	26.62	32.06	25.02	27.56	23.52	23.39	22.59	25.56	20.59	21.27	22.27	26.08	28.84	25.54	16.42	25.17	20.89
Pretax Income	27.03	28.56	33.48	28.72	32.06	25.02	27.56	23.76	23.39	22.59	25.56	20.4	21.27	20.94	26.08	29.63	25.99	16.42	25.17	21.99
Income Tax Expense	5.46	5.61	6.39	5.97	6.42	5.04	5.16	4.82	4.81	4.49	5.25	4.15	4.25	4.14	5.05	5.8	5.19	3.26	4.85	4.58
Net Income	21.57	22.95	27.09	22.75	25.64	19.98	22.4	18.94	18.58	18.11	20.31	16.25	17.02	16.8	21.03	23.84	20.8	13.17	20.32	17.41
Net Income to Common	21.57	22.95	27.09	22.75	25.64	19.98	22.4	18.94	18.58	18.11	20.31	16.25	17.02	16.8	21.03	23.84	20.8	13.17	20.32	17.41
Net Income Growth (YoY)	-15.88%	14.89%	20.97%	20.08%	38.01%	10.33%	10.29%	16.53%	9.18%	7.78%	-3.47%	-31.81%	-18.20%	27.60%	3.53%	36.89%	-0.53%	-36.93%	-37.68%	-32.70%
Basic Shares Outstanding	27	28	28	28	29	29	29	29	29	29	29	30	29	29	29	29	29	29	30	29
Diluted Shares Outstanding	28	28	28	29	29	29	29	29	29	29	30	30	30	30	30	29	29	30	30	30
Shares Change (YoY)	-4.52%	-3.73%	-3.29%	-1.20%	-1.31%	-1.04%	-0.99%	-1.40%	-0.72%	-0.51%	0.20%	0.43%	0.43%	-0.32%	-0.78%	-0.29%	-0.44%	0.24%	0.93%	0.37%
EPS (Basic)	0.78	0.83	0.97	0.80	0.89	0.69	0.77	0.65	0.64	0.62	0.69	0.55	0.58	0.57	0.72	0.81	0.71	0.45	0.69	0.59
EPS (Diluted)	0.78	0.82	0.96	0.79	0.89	0.69	0.77	0.64	0.63	0.62	0.69	0.55	0.58	0.57	0.71	0.80	0.71	0.45	0.68	0.59
EPS Growth (YoY)	-12.36%	18.84%	24.68%	21.94%	41.27%	11.45%	11.59%	17.00%	9.14%	8.62%	-2.82%	-31.22%	-18.70%	27.67%	4.41%	35.59%	0%	-37.12%	-38.74%	-32.75%

Additional Metrics

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Dividend Per Share	0.230	0.230	0.230	0.220	0.220	0.220	0.220	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.200
Dividend Growth (YoY)	4.54%	4.54%	4.54%	4.76%	4.76%	4.76%	4.76%	0%	0%	0%	0%	0%	0%	0%	0%	5.00%	5.00%	5.00%	5.00%	0%
Effective Tax Rate	20.21%	19.63%	19.08%	20.79%	20.03%	20.14%	18.73%	20.29%	20.57%	19.85%	20.55%	20.34%	20.00%	19.75%	19.35%	19.56%	19.95%	19.84%	19.27%	20.82%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

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