Univest Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	309.33	240.2	211.17	220	218.3	188.38
Net Interest Income Growth	13.74%	13.74%	-4.01%	0.78%	15.88%	8.04%
Non-Interest Income	89.53	87.86	88.06	76.82	77.89	83.22
Non-Interest Income Growth	5.51%	-0.22%	14.62%	-1.36%	-6.42%	6.25%
Revenues Before Loan Losses	398.86	328.06	299.23	296.82	296.18	271.61
Provision for Credit Losses	10.66	11.67	5.93	10.77	12.2	-10.13
Revenue	388.2	316.39	293.29	286.05	283.98	281.74
Revenue Growth (YoY)	10.91%	7.88%	2.53%	0.73%	0.80%	32.96%
Compensation Expenses	129.66	127.02	123.75	120.19	115.81	104.19
Selling, General & Admin	42.12	41.74	41.01	40.94	41.11	36.79
Other Non-Interest Expenses	34.61	34.28	33.24	36.24	29.86	26.43
Total Non-Interest Expense	206.38	203.04	197.99	197.36	186.77	167.41
Pretax Income	119.27	113.35	95.3	88.69	97.21	114.33
Provision for Income Taxes	23.82	22.59	19.37	17.59	19.09	22.53
Net Income	95.45	90.76	75.93	71.1	78.12	91.8
Net Income to Common	95.45	90.76	75.93	71.1	78.12	91.8
Net Income Growth	22.34%	19.53%	6.79%	-8.98%	-14.90%	95.67%
Shares Outstanding (Basic)	28	29	29	29	29	29
Shares Outstanding (Diluted)	29	29	29	30	30	30
Shares Change (YoY)	-2.17%	-1.44%	-0.45%	-0.06%	-0.01%	0.98%
EPS (Basic)	3.35	3.16	2.60	2.42	2.66	3.12
EPS (Diluted)	3.33	3.13	2.58	2.41	2.64	3.11
EPS Growth	24.72%	21.32%	7.05%	-8.71%	-15.11%	94.38%
Free Cash Flow	104.83	96.93	72	83.02	104.23	96.46
Free Cash Flow Growth	8.15%	34.62%	-13.27%	-20.36%	8.06%	103.39%
Free Cash Flow Per Share	3.66	3.34	2.45	2.81	3.53	3.26
Dividends Per Share	0.880	0.870	0.840	0.840	0.840	0.800
Dividend Growth	1.15%	3.57%	-	-	5.00%	-
Profit Margin	24.59%	28.69%	25.89%	24.86%	27.51%	32.58%
FCF Margin	27.00%	30.64%	24.55%	29.02%	36.70%	34.24%
Effective Tax Rate	19.97%	19.93%	20.32%	19.83%	19.64%	19.71%

SEC Filings: 10-K · 10-Q