Univest Financial Corporation (UVSP)

Univest Financial Statistics

Total Valuation

UVSP has a market cap or net worth of $874.20 million. The enterprise value is $1.06 billion.

Market Cap	874.20M
Enterprise Value	1.06B

Important Dates

The last earnings date was Wednesday, April 23, 2025, after market close.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	May 7, 2025

Share Statistics

UVSP has 28.88 million shares outstanding. The number of shares has decreased by -0.74% in one year.

Current Share Class	28.88M
Shares Outstanding	28.88M
Shares Change (YoY)	-0.74%
Shares Change (QoQ)	+0.69%
Owned by Insiders (%)	1.97%
Owned by Institutions (%)	79.57%
Float	27.95M

Valuation Ratios

The trailing PE ratio is 11.38 and the forward PE ratio is 11.02.

PE Ratio	11.38
Forward PE	11.02
PS Ratio	2.99
Forward PS	2.69
PB Ratio	0.97
P/TBV Ratio	1.20
P/FCF Ratio	11.64
P/OCF Ratio	11.05
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.63
EV / Sales	3.61
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.16

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.77
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.93%.

Return on Equity (ROE)	8.93%
Return on Assets (ROA)	0.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$310,122
Profits Per Employee	$82,214
Employee Count	949
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, UVSP has paid $19.28 million in taxes.

Income Tax	19.28M
Effective Tax Rate	19.81%

Stock Price Statistics

The stock price has increased by +34.48% in the last 52 weeks. The beta is 0.73, so UVSP's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	+34.48%
50-Day Moving Average	28.47
200-Day Moving Average	28.90
Relative Strength Index (RSI)	60.80
Average Volume (20 Days)	126,156

Short Selling Information

The latest short interest is 372,034, so 1.29% of the outstanding shares have been sold short.

Short Interest	372,034
Short Previous Month	265,171
Short % of Shares Out	1.29%
Short % of Float	1.33%
Short Ratio (days to cover)	2.52

Income Statement

In the last 12 months, UVSP had revenue of $294.31 million and earned $78.02 million in profits. Earnings per share was $2.66.

Revenue	294.31M
Gross Profit	294.31M
Operating Income	101.51M
Pretax Income	89.82M
Net Income	78.02M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.66

Balance Sheet

The company has $169.36 million in cash and $358.70 million in debt, giving a net cash position of -$189.34 million or -$6.56 per share.

Cash & Cash Equivalents	169.36M
Total Debt	358.70M
Net Cash	-189.34M
Net Cash Per Share	-$6.56
Equity (Book Value)	903.47M
Book Value Per Share	31.19
Working Capital	-6.54B

Cash Flow

In the last 12 months, operating cash flow was $79.14 million and capital expenditures -$4.01 million, giving a free cash flow of $75.13 million.

Operating Cash Flow	79.14M
Capital Expenditures	-4.01M
Free Cash Flow	75.13M
FCF Per Share	$2.60

Margins

Gross Margin	n/a
Operating Margin	34.49%
Pretax Margin	33.06%
Profit Margin	26.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	25.53%

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 2.90%.

Dividend Per Share	$0.88
Dividend Yield	2.90%
Dividend Growth (YoY)	1.19%
Years of Dividend Growth	n/a
Payout Ratio	33.09%
Buyback Yield	0.74%
Shareholder Yield	3.64%
Earnings Yield	8.92%
FCF Yield	8.59%

Analyst Forecast

The average price target for UVSP is $29.00, which is -4.54% lower than the current price. The consensus rating is "Hold".

Price Target	$29.00
Price Target Difference	-4.54%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 2, 2005. It was a forward split with a ratio of 1.5:1.

Last Split Date	May 2, 2005
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4