Univest Financial Corporation (UVSP)

Univest Financial Statistics

Total Valuation

UVSP has a market cap or net worth of $752.30 million. The enterprise value is $825.15 million.

Market Cap	752.30M
Enterprise Value	825.15M

Important Dates

The next confirmed earnings date is Wednesday, April 23, 2025, after market close.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	Feb 5, 2025

Share Statistics

UVSP has 29.00 million shares outstanding. The number of shares has decreased by -0.45% in one year.

Current Share Class	29.00M
Shares Outstanding	29.00M
Shares Change (YoY)	-0.45%
Shares Change (QoQ)	-0.94%
Owned by Insiders (%)	1.96%
Owned by Institutions (%)	78.98%
Float	28.06M

Valuation Ratios

The trailing PE ratio is 10.07 and the forward PE ratio is 10.30.

PE Ratio	10.07
Forward PE	10.30
PS Ratio	2.59
Forward PS	2.32
PB Ratio	0.85
P/TBV Ratio	1.04
P/FCF Ratio	10.24
P/OCF Ratio	9.82
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.87
EV / Sales	2.82
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	11.46

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.79
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.80%.

Return on Equity (ROE)	8.80%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$308,800
Profits Per Employee	$80,012
Employee Count	949
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, UVSP has paid $19.37 million in taxes.

Income Tax	19.37M
Effective Tax Rate	20.32%

Stock Price Statistics

The stock price has increased by +30.49% in the last 52 weeks. The beta is 0.73, so UVSP's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	+30.49%
50-Day Moving Average	29.46
200-Day Moving Average	28.36
Relative Strength Index (RSI)	26.58
Average Volume (20 Days)	115,037

Short Selling Information

The latest short interest is 296,875, so 1.02% of the outstanding shares have been sold short.

Short Interest	296,875
Short Previous Month	233,812
Short % of Shares Out	1.02%
Short % of Float	1.06%
Short Ratio (days to cover)	2.60

Income Statement

In the last 12 months, UVSP had revenue of $293.05 million and earned $75.93 million in profits. Earnings per share was $2.58.

Revenue	293.05M
Gross Profit	293.05M
Operating Income	99.49M
Pretax Income	89.82M
Net Income	75.93M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.58

Balance Sheet

The company has $329.07 million in cash and $416.99 million in debt, giving a net cash position of -$87.92 million or -$3.03 per share.

Cash & Cash Equivalents	329.07M
Total Debt	416.99M
Net Cash	-87.92M
Net Cash Per Share	-$3.03
Equity (Book Value)	887.30M
Book Value Per Share	30.55
Working Capital	-6.48B

Cash Flow

In the last 12 months, operating cash flow was $75.11 million and capital expenditures -$3.10 million, giving a free cash flow of $72.00 million.

Operating Cash Flow	75.11M
Capital Expenditures	-3.10M
Free Cash Flow	72.00M
FCF Per Share	$2.48

Margins

Gross Margin	n/a
Operating Margin	33.95%
Pretax Margin	32.52%
Profit Margin	25.91%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	24.57%

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 3.30%.

Dividend Per Share	$0.84
Dividend Yield	3.30%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	32.56%
Buyback Yield	0.45%
Shareholder Yield	3.68%
Earnings Yield	10.30%
FCF Yield	9.77%

Analyst Forecast

The average price target for UVSP is $29.00, which is 11.80% higher than the current price. The consensus rating is "Hold".

Price Target	$29.00
Price Target Difference	11.80%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 2, 2005. It was a forward split with a ratio of 1.5:1.

Last Split Date	May 2, 2005
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3