Univest Financial Corporation (UVSP)

Univest Financial Statistics

Total Valuation

UVSP has a market cap or net worth of $994.94 million. The enterprise value is $793.04 million.

Market Cap	994.94M
Enterprise Value	793.04M

Important Dates

The last earnings date was Wednesday, January 28, 2026, after market close.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Feb 11, 2026

Share Statistics

UVSP has 28.48 million shares outstanding. The number of shares has decreased by -1.48% in one year.

Current Share Class	28.48M
Shares Outstanding	28.48M
Shares Change (YoY)	-1.48%
Shares Change (QoQ)	-0.58%
Owned by Insiders (%)	1.55%
Owned by Institutions (%)	78.36%
Float	27.70M

Valuation Ratios

The trailing PE ratio is 11.16 and the forward PE ratio is 10.30.

PE Ratio	11.16
Forward PE	10.30
PS Ratio	3.17
Forward PS	2.89
PB Ratio	1.04
P/TBV Ratio	1.31
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.74
EV / Sales	2.51
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.92%.

Return on Equity (ROE)	9.92%
Return on Assets (ROA)	1.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.85%
Revenue Per Employee	$333,392
Profits Per Employee	$95,634
Employee Count	949
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, UVSP has paid $22.59 million in taxes.

Income Tax	22.59M
Effective Tax Rate	19.93%

Stock Price Statistics

The stock price has increased by +13.52% in the last 52 weeks. The beta is 0.67, so UVSP's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	+13.52%
50-Day Moving Average	33.86
200-Day Moving Average	31.21
Relative Strength Index (RSI)	56.92
Average Volume (20 Days)	151,167

Short Selling Information

The latest short interest is 266,926, so 0.94% of the outstanding shares have been sold short.

Short Interest	266,926
Short Previous Month	252,778
Short % of Shares Out	0.94%
Short % of Float	0.96%
Short Ratio (days to cover)	1.75

Income Statement

In the last 12 months, UVSP had revenue of $316.39 million and earned $90.76 million in profits. Earnings per share was $3.13.

Revenue	316.39M
Gross Profit	316.39M
Operating Income	117.88M
Pretax Income	113.35M
Net Income	90.76M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.13

Balance Sheet

The company has $553.71 million in cash and $351.81 million in debt, with a net cash position of $201.90 million or $7.09 per share.

Cash & Cash Equivalents	553.71M
Total Debt	351.81M
Net Cash	201.90M
Net Cash Per Share	$7.09
Equity (Book Value)	943.32M
Book Value Per Share	33.50
Working Capital	-6.48B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.26%
Pretax Margin	35.83%
Profit Margin	28.69%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 2.52%.

Dividend Per Share	$0.88
Dividend Yield	2.52%
Dividend Growth (YoY)	4.76%
Years of Dividend Growth	1
Payout Ratio	28.12%
Buyback Yield	1.48%
Shareholder Yield	4.00%
Earnings Yield	9.12%
FCF Yield	n/a

Analyst Forecast

The average price target for UVSP is $35.00, which is 0.17% higher than the current price. The consensus rating is "Hold".

Price Target	$35.00
Price Target Difference	0.17%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 2, 2005. It was a forward split with a ratio of 1.5:1.

Last Split Date	May 2, 2005
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2