Village Bank & Trust Financial Corp. (VBFC)
Stock Price Chart
Key Info
| Market Cap | 46.81M |
| Revenue (ttm) | 26.99M |
| Net Income (ttm) | 6.26M |
| Shares Out | 1.47M |
| EPS (ttm) | 4.30 |
| PE Ratio | 7.43 |
| Forward PE | n/a |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Oct 28, 2020 |
| Last Price | $31.93 |
| Previous Close | $31.93 |
| Change ($) | 0.00 |
| Change (%) | 0.00% |
| Day's Open | - |
| Day's Range | 30.56 - 32.27 |
| Day's Volume | 0 |
| 52-Week Range | 24.75 - 48.39 |
More Stats
| Market Cap | 46.81M |
| Enterprise Value | 102.35M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 1.47M |
| Float | 539,943 |
| EPS (basic) | 4.32 |
| EPS (diluted) | 4.30 |
| FCF / Share | 3.02 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 13.47% |
| FCF Yield | 9.37% |
| Payout Ratio | n/a |
| Shares Short | 181 |
| Short Ratio | 0.29 |
| Short % of Float | 0.03% |
| Beta | 0.58 |
| PE Ratio | 7.43 |
| Forward PE | n/a |
| P/FCF Ratio | 10.67 |
| PS Ratio | 1.73 |
| PB Ratio | 0.97 |
| Revenue | 26.99M |
| Operating Income | 7.98M |
| Net Income | 6.26M |
| Free Cash Flow | 4.39M |
| Net Cash | -55.54M |
| Net Cash / Share | -37.88 |
| Gross Margin | 96.06% |
| Operating Margin | 29.55% |
| Profit Margin | 23.20% |
| FCF Margin | 16.26% |
| ROA | 1.00% |
| ROE | 14.52% |
| ROIC | 1.30% |
Analyst Forecasts
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25.93 | 23.35 | 21.16 | 24.23 | 24.70 | 20.81 | 26.27 | 21.95 | 11.71 | 25.45 |
| Revenue Growth | 11.04% | 10.37% | -12.68% | -1.88% | 18.69% | -20.8% | 19.71% | 87.35% | -53.96% | - |
| Gross Profit | 25.93 | 23.35 | 21.16 | 24.23 | 24.70 | 20.81 | 26.27 | 21.95 | 11.71 | 25.45 |
| Operating Income | 5.64 | 3.73 | 1.47 | 2.34 | 0.65 | -1.04 | -4.01 | -6.34 | -12.25 | 2.14 |
| Net Income | 4.48 | 3.04 | -3.10 | 13.51 | 0.65 | -1.04 | -4.01 | -10.40 | -11.82 | 1.43 |
| Shares Outstanding | 1.45 | 1.43 | 1.43 | 1.43 | 1.42 | 0.33 | 0.27 | 0.27 | 0.27 | 0.26 |
| Earnings Per Share | 3.10 | 2.04 | -2.55 | 8.99 | 5.49 | -7.39 | -18.06 | -42.40 | -47.84 | 2.08 |
| EPS Growth | 51.96% | - | - | 63.75% | - | - | - | - | - | - |
| Operating Cash Flow | 0.15 | 7.09 | 8.24 | 1.31 | -2.35 | 2.25 | 18.16 | -1.55 | 12.38 | -2.65 |
| Capital Expenditures | -0.23 | -0.20 | -0.97 | -0.91 | -1.08 | -2.57 | 1.58 | -0.36 | -0.81 | -0.70 |
| Free Cash Flow | -0.08 | 6.89 | 7.28 | 0.40 | -3.43 | -0.32 | 19.73 | -1.91 | 11.58 | -3.35 |
| Cash & Equivalents | 19.97 | 19.54 | 17.81 | 11.80 | 17.26 | 49.10 | 40.21 | 53.13 | 62.79 | 12.01 |
| Total Debt | 48.68 | 35.33 | 22.65 | 11.25 | 15.27 | 26.07 | 29.48 | 41.62 | 52.29 | 41.68 |
| Net Cash / Debt | -28.71 | -15.78 | -4.84 | 0.55 | 1.99 | 23.04 | 10.73 | 11.52 | 10.49 | -29.67 |
| Assets | 540 | 515 | 477 | 445 | 420 | 434 | 444 | 510 | 582 | 592 |
| Liabilities | 497 | 478 | 438 | 401 | 390 | 415 | 426 | 485 | 545 | 543 |
| Book Value | 42.91 | 37.13 | 39.33 | 43.61 | 30.36 | 19.06 | 18.24 | 24.96 | 36.25 | 48.32 |
Company Profile
Company Details
| Full Name | Village Bank & Trust Financial Corp. |
| Country | United States |
| Employees | 138 |
| CEO | James E. Hendricks |
Stock Information
| Ticker Symbol | VBFC |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: VBFC |
Description
Village Bank and Trust Financial operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals. The company operates in two segments, Traditional Commercial Banking and Mortgage Banking. It accepts checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and other depository services. The company also provides secured and unsecured commercial loans to small-and medium-sized businesses for various purposes, such as funding working capital needs, business expansion, and purchase of equipment and machinery; loans for acquiring, developing, constructing, and owning commercial real estate properties; and secured and unsecured consumer loans for financing automobiles, home improvements, education, and personal investments, as well as originates mortgage loans, real estate construction, and acquisition loans for sale in the secondary market. In addition, it offers online banking, mobile banking, and remote deposit capture services for business clients. The company provides its products and services through 10 banking offices and 1 mortgage loan production office in Central Virginia in the counties of Chesterfield, Hanover, Henrico, Powhatan, and James City. Village Bank and Trust Financial Corp. was founded in 1999 and is headquartered in Midlothian, Virginia.