Village Bank and Trust Financial Corp. (VBFC)
Mar 31, 2025 - VBFC acquired by TOWN
80.21
+0.01 (0.01%)
Inactive · Last trade price on Mar 31, 2025
VBFC Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest Income on Loans | 39.99 | 29.49 | 24.78 | 26.56 | 24.78 |
Interest Income on Investments | - | 3.78 | 2.71 | 1.11 | 1.04 |
Total Interest Income | 39.99 | 33.27 | 27.49 | 27.67 | 25.83 |
Interest Paid on Deposits | 12.59 | 5.3 | 1.08 | 1.58 | 3.1 |
Interest Paid on Borrowings | - | 2.69 | 0.7 | 0.6 | 1.34 |
Total Interest Expense | 12.59 | 7.99 | 1.78 | 2.17 | 4.43 |
Net Interest Income | 27.4 | 25.29 | 25.71 | 25.5 | 21.39 |
Net Interest Income Growth (YoY) | 8.35% | -1.63% | 0.83% | 19.17% | 17.82% |
Mortgage Banking Activities | - | 1.69 | 3.43 | 9.52 | 9.73 |
Gain (Loss) on Sale of Assets | - | - | - | - | 0 |
Gain (Loss) on Sale of Investments | - | -4.99 | - | - | 0.01 |
Other Non-Interest Income | 5.89 | 3.26 | 3.1 | 2.82 | 2.41 |
Total Non-Interest Income | 5.89 | -0.04 | 6.6 | 12.34 | 12.25 |
Non-Interest Income Growth (YoY) | - | - | -46.51% | 0.80% | 55.27% |
Revenues Before Loan Losses | 33.29 | 25.25 | 32.31 | 37.84 | 33.64 |
Provision for Loan Losses | 0.15 | 0.05 | -0.3 | -0.5 | 0.95 |
| 33.14 | 25.2 | 32.61 | 38.34 | 32.69 | |
Revenue Growth (YoY) | 31.48% | -22.71% | -14.95% | 17.29% | 26.17% |
Salaries and Employee Benefits | - | 13.03 | 13.39 | 13.77 | 12.68 |
Federal Deposit Insurance | - | 0.3 | 0.24 | 0.19 | 0.22 |
Selling, General & Administrative | - | 6.82 | 6.02 | 6.21 | 6.07 |
Other Non-Interest Expense | 24.47 | 2.89 | 2.67 | 2.3 | 2.14 |
Total Non-Interest Expense | 24.47 | 23.04 | 22.31 | 22.47 | 20.95 |
EBT Excluding Unusual Items | 8.66 | 2.17 | 10.3 | 15.87 | 11.74 |
Other Unusual Items | - | - | - | - | -0.7 |
Pretax Income | 8.66 | 2.17 | 10.3 | 15.87 | 11.04 |
Income Tax Expense | 1.65 | 0.25 | 1.99 | 3.42 | 2.49 |
Net Income | 7.02 | 1.92 | 8.31 | 12.45 | 8.55 |
Net Income to Common | 7.02 | 1.92 | 8.31 | 12.45 | 8.55 |
Net Income Growth | 265.85% | -76.91% | -33.31% | 45.58% | 91.06% |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 |
Shares Change (YoY) | 0.68% | 0.61% | 0.61% | 0.62% | 0.97% |
EPS (Basic) | 4.69 | 1.29 | 5.62 | 8.48 | 5.86 |
EPS (Diluted) | 4.69 | 1.29 | 5.62 | 8.48 | 5.86 |
EPS Growth | 263.57% | -77.05% | -33.73% | 44.71% | 89.14% |
Dividend Per Share | 0.720 | 0.660 | 0.580 | 0.140 | - |
Dividend Growth | 9.09% | 13.79% | 314.29% | - | - |
Effective Tax Rate | 18.99% | 11.41% | 19.33% | 21.55% | 22.51% |