Village Bank and Trust Financial Corp. (VBFC)

Mar 31, 2025 - VBFC acquired by TOWN

80.21

+0.01 (0.01%)

Inactive · Last trade price on Mar 31, 2025

VBFC Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	33.14	33.14	25.2	32.61	38.34	32.69
Revenue Growth	31.48%	31.48%	-22.71%	-14.95%	17.29%	26.17%
Net Income	7.02	7.02	1.92	8.31	12.45	8.55
Earnings Per Share	4.69	4.69	1.29	5.62	8.48	5.86
EPS Growth	263.57%	263.57%	-77.05%	-33.73%	44.71%	89.14%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	0	0	17.99	16.68	93.09	45.05
Total Debt	59.46	59.46	60.82	35.79	16.01	59.95
Net Cash (Debt)	-59.46	-59.46	-42.83	-19.11	77.08	-14.9
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-39.74	-39.74	-28.82	-12.94	52.51	-10.21

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	-	-	4.96	10.27	42.53	-7.14
Capital Expenditures	-	-	-0.62	-0.47	-0.64	-0.33
Free Cash Flow	-	-	4.34	9.8	41.9	-7.47
Free Cash Flow Growth	-	-	-55.69%	-76.62%	-	-

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Profit Margin	21.18%	21.18%	7.61%	25.47%	32.48%	26.17%
FCF Margin	-	-	17.22%	30.04%	109.28%	-22.85%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.720	0.720	0.660	0.580	0.140
Dividend Per Share Growth	5.88%	9.09%	13.79%	314.29%	-
Dividend Yield	0.90%	0.93%	1.68%	1.15%	0.25%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	17.10	16.65	30.86	9.24	6.85	5.90
P/FCF Ratio	-	-	13.63	7.84	2.04	-
PS Ratio	3.62	3.53	2.35	2.35	2.22	1.54