Village Bank and Trust Financial Corp. (VBFC)
NASDAQ: VBFC · IEX Real-Time Price · USD
48.47
+3.41 (7.57%)
At close: Jul 11, 2024, 4:00 PM
46.11
-2.36 (-4.87%)
After-hours: Jul 11, 2024, 4:00 PM EDT

VBFC Statistics

Total Valuation

VBFC has a market cap or net worth of $72.47 million. The enterprise value is $94.54 million.

Market Cap 72.47M
Enterprise Value 94.54M

Important Dates

The next estimated earnings date is Tuesday, July 23, 2024, before market open.

Earnings Date Jul 23, 2024
Ex-Dividend Date Jun 3, 2024

Share Statistics

VBFC has 1.50 million shares outstanding. The number of shares has increased by 0.63% in one year.

Shares Outstanding 1.50M
Shares Change (YoY) +0.63%
Shares Change (QoQ) +0.54%
Owned by Insiders (%) 59.83%
Owned by Institutions (%) 15.66%
Float 612,963

Valuation Ratios

The trailing PE ratio is 33.66.

PE Ratio 33.66
Forward PE n/a
PS Ratio 2.85
Forward PS n/a
PB Ratio 1.06
P/FCF Ratio 44.65
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 30.03, with an EV/FCF ratio of 58.25.

EV / Earnings 43.97
EV / Sales 3.72
EV / EBITDA 30.03
EV / EBIT 37.50
EV / FCF 58.25

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.80
Debt / EBITDA 17.30
Debt / FCF 33.56
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 3.30% and return on invested capital (ROIC) is 1.75%.

Return on Equity (ROE) 3.30%
Return on Assets (ROA) 0.30%
Return on Capital (ROIC) 1.75%
Revenue Per Employee $180,355
Profits Per Employee $15,248
Employee Count 141
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, VBFC has paid $371,000 in taxes.

Income Tax 371,000
Effective Tax Rate 14.72%

Stock Price Statistics

The stock price has increased by +9.17% in the last 52 weeks. The beta is 0.72, so VBFC's price volatility has been lower than the market average.

Beta (5Y) 0.72
52-Week Price Change +9.17%
50-Day Moving Average 45.31
200-Day Moving Average 42.39
Relative Strength Index (RSI) 68.09
Average Volume (20 Days) 198

Short Selling Information

The latest short interest is 614, so 0.04% of the outstanding shares have been sold short.

Short Interest 614
Short Previous Month 942
Short % of Shares Out 0.04%
Short % of Float 0.10%
Short Ratio (days to cover) 1.03

Income Statement

In the last 12 months, VBFC had revenue of $25.43 million and earned $2.15 million in profits. Earnings per share was $1.44.

Revenue 25.43M
Gross Profit 25.43M
Operating Income 2.52M
Pretax Income 2.52M
Net Income 2.15M
EBITDA 3.15M
EBIT 2.52M
Earnings Per Share (EPS) $1.44
Full Income Statement

Balance Sheet

The company has $32.40 million in cash and $54.46 million in debt, giving a net cash position of -$22.07 million or -$14.76 per share.

Cash & Cash Equivalents 32.40M
Total Debt 54.46M
Net Cash -22.07M
Net Cash Per Share -$14.76
Equity (Book Value) 68.36M
Book Value Per Share 45.72
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $2.22 million and capital expenditures -$594,000, giving a free cash flow of $1.62 million.

Operating Cash Flow 2.22M
Capital Expenditures -594,000
Free Cash Flow 1.62M
FCF Per Share $1.09
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 9.91% and 8.45%.

Gross Margin 100.00%
Operating Margin 9.91%
Pretax Margin 9.91%
Profit Margin 8.45%
EBITDA Margin 12.38%
EBIT Margin 9.91%
FCF Margin 6.38%

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 1.49%.

Dividend Per Share $0.72
Dividend Yield 1.49%
Dividend Growth (YoY) 12.90%
Years of Dividend Growth 3
Payout Ratio 50.00%
Buyback Yield -0.63%
Shareholder Yield 0.86%
Earnings Yield 2.97%
FCF Yield 2.24%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on August 8, 2014. It was a reverse split with a ratio of 1:16.

Last Split Date Aug 8, 2014
Split Type Reverse
Split Ratio 1:16

Scores

Altman Z-Score n/a
Piotroski F-Score 4