Westamerica Bancorporation (WABC)

WABC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	217.27	250.6	280.12	219.83	171.49
Net Interest Income Growth	-13.30%	-10.54%	27.43%	28.19%	4.54%
Non-Interest Income	40.79	43.16	43.52	45.12	43.35
Non-Interest Income Growth	-5.48%	-0.84%	-3.54%	4.10%	-5.02%
Revenues Before Loan Losses	258.06	293.75	323.65	264.95	214.83
Provision for Credit Losses	-0.55	0.3	-1.15	-	-
Revenue	258.61	293.45	324.8	264.95	214.83
Revenue Growth (YoY)	-11.87%	-9.65%	22.59%	23.33%	4.61%
Compensation Expenses	48.69	50.29	47.87	46.13	48.01
Selling, General & Admin	36.62	35.12	34.77	34.81	34.17
Other Non-Interest Expenses	16.62	18.98	20.58	18.43	15.63
Total Non-Interest Expense	101.92	104.39	103.22	99.36	97.81
Pretax Income	156.69	189.06	221.58	165.59	117.03
Provision for Income Taxes	40.51	50.42	59.81	43.56	30.52
Net Income	116.17	138.64	161.77	122.03	86.51
Net Income to Common	116.17	138.64	161.77	122.03	86.51
Net Income Growth	-16.20%	-14.30%	32.56%	41.07%	7.58%
Shares Outstanding (Basic)	26	27	27	27	27
Shares Outstanding (Diluted)	26	27	27	27	27
Shares Change (YoY)	-3.79%	-0.07%	-0.75%	0.14%	-0.33%
EPS (Basic)	4.52	5.20	6.06	4.54	3.22
EPS (Diluted)	4.52	5.20	6.06	4.54	3.22
EPS Growth	-13.08%	-14.19%	33.48%	40.99%	8.05%
Free Cash Flow	119.65	139.83	157.05	112.89	87.41
Free Cash Flow Growth	-14.43%	-10.96%	39.11%	29.15%	-17.18%
Free Cash Flow Per Share	4.66	5.24	5.88	4.20	3.25
Dividends Per Share	1.820	1.760	1.720	1.680	1.650
Dividend Growth	3.41%	2.33%	2.38%	1.82%	0.61%
Profit Margin	44.92%	47.24%	49.81%	46.06%	40.27%
FCF Margin	46.27%	47.65%	48.35%	42.61%	40.69%
EBITDA	7.25	10.4	11.77	16.57	16.62
EBITDA Margin	2.80%	3.55%	3.63%	6.25%	7.73%
Effective Tax Rate	25.86%	26.67%	26.99%	26.30%	26.08%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q