Westamerica Bancorporation (WABC)
NASDAQ: WABC · Real-Time Price · USD
60.52
+0.50 (0.83%)
At close: Jul 28, 2026, 4:00 PM EDT
60.52
0.00 (0.00%)
After-hours: Jul 28, 2026, 4:01 PM EDT

WABC Statistics

Total Valuation

WABC has a market cap or net worth of $1.39 billion. The enterprise value is $1.23 billion.

Market Cap1.39B
Enterprise Value 1.23B

Important Dates

The last earnings date was Thursday, July 16, 2026.

Earnings Date Jul 16, 2026
Ex-Dividend Date Aug 3, 2026

Share Statistics

WABC has 23.00 million shares outstanding. The number of shares has decreased by -7.67% in one year.

Current Share Class 23.00M
Shares Outstanding 23.00M
Shares Change (YoY) -7.67%
Shares Change (QoQ) -4.06%
Owned by Insiders (%) 5.35%
Owned by Institutions (%) 81.82%
Float 21.74M

Valuation Ratios

The trailing PE ratio is 13.40 and the forward PE ratio is 13.09.

PE Ratio 13.40
Forward PE 13.09
PS Ratio 5.55
Forward PS 5.61
PB Ratio 1.62
P/TBV Ratio 1.91
P/FCF Ratio 12.05
P/OCF Ratio 11.74
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 11.10
EV / Sales 4.88
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 10.59

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.13
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.49%.

Return on Equity (ROE) 12.49%
Return on Assets (ROA) 1.91%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.66%
Revenue Per Employee $414,804
Profits Per Employee $182,253
Employee Count608
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, WABC has paid $38.18 million in taxes.

Income Tax 38.18M
Effective Tax Rate 25.62%

Stock Price Statistics

The stock price has increased by +23.69% in the last 52 weeks. The beta is 0.55, so WABC's price volatility has been lower than the market average.

Beta (5Y) 0.55
52-Week Price Change +23.69%
50-Day Moving Average 57.89
200-Day Moving Average 52.21
Relative Strength Index (RSI) 59.14
Average Volume (20 Days) 213,018

Short Selling Information

The latest short interest is 748,347, so 3.25% of the outstanding shares have been sold short.

Short Interest 748,347
Short Previous Month 684,998
Short % of Shares Out 3.25%
Short % of Float 3.44%
Short Ratio (days to cover) 2.98

Income Statement

In the last 12 months, WABC had revenue of $252.20 million and earned $110.81 million in profits. Earnings per share was $4.53.

Revenue252.20M
Gross Profit 252.20M
Operating Income 153.01M
Pretax Income 148.99M
Net Income 110.81M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.53
Full Income Statement

Balance Sheet

The company has $301.93 million in cash and $131.81 million in debt, with a net cash position of $170.12 million or $7.40 per share.

Cash & Cash Equivalents 301.93M
Total Debt 131.81M
Net Cash 170.12M
Net Cash Per Share $7.40
Equity (Book Value) 853.15M
Book Value Per Share 37.09
Working Capital -4.60B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $119.24 million and capital expenditures -$3.06 million, giving a free cash flow of $116.18 million.

Operating Cash Flow 119.24M
Capital Expenditures -3.06M
Depreciation & Amortization n/a
Net Borrowing 31.24M
Free Cash Flow 116.18M
FCF Per Share $5.05
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 60.67%
Pretax Margin 59.07%
Profit Margin 43.94%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 45.75%

Dividends & Yields

This stock pays an annual dividend of $1.92, which amounts to a dividend yield of 3.17%.

Dividend Per Share $1.92
Dividend Yield 3.17%
Dividend Growth (YoY) 4.44%
Years of Dividend Growth 33
Payout Ratio 41.53%
Buyback Yield 7.67%
Shareholder Yield 10.82%
Earnings Yield 7.91%
FCF Yield 8.30%
Dividend Details

Analyst Forecast

The average price target for WABC is $64.00, which is 5.59% higher than the current price. The consensus rating is "Hold".

Price Target $64.00
Price Target Difference 5.59%
Analyst Consensus Hold
Analyst Count 2
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 26, 1998. It was a forward split with a ratio of 3:1.

Last Split Date Feb 26, 1998
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4