Westamerica Bancorporation (WABC)

WABC Statistics

Total Valuation

WABC has a market cap or net worth of $1.30 billion. The enterprise value is $1.05 billion.

Market Cap	1.30B
Enterprise Value	1.05B

Important Dates

The last earnings date was Thursday, April 16, 2026.

Earnings Date	Apr 16, 2026
Ex-Dividend Date	Feb 2, 2026

Share Statistics

WABC has 24.19 million shares outstanding. The number of shares has decreased by -5.95% in one year.

Current Share Class	24.19M
Shares Outstanding	24.19M
Shares Change (YoY)	-5.95%
Shares Change (QoQ)	-2.19%
Owned by Insiders (%)	5.19%
Owned by Institutions (%)	82.86%
Float	22.92M

Valuation Ratios

The trailing PE ratio is 11.98 and the forward PE ratio is 11.83.

PE Ratio	11.98
Forward PE	11.83
PS Ratio	5.12
Forward PS	5.30
PB Ratio	1.48
P/TBV Ratio	1.71
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.30
EV / Sales	4.12
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.46%.

Return on Equity (ROE)	12.46%
Return on Assets (ROA)	1.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.58%
Revenue Per Employee	$417,628
Profits Per Employee	$185,018
Employee Count	608
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WABC has paid $38.83 million in taxes.

Income Tax	38.83M
Effective Tax Rate	25.66%

Stock Price Statistics

The stock price has increased by +19.36% in the last 52 weeks. The beta is 0.56, so WABC's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+19.36%
50-Day Moving Average	51.72
200-Day Moving Average	49.59
Relative Strength Index (RSI)	63.15
Average Volume (20 Days)	223,048

Short Selling Information

The latest short interest is 520,052, so 2.15% of the outstanding shares have been sold short.

Short Interest	520,052
Short Previous Month	641,904
Short % of Shares Out	2.15%
Short % of Float	2.27%
Short Ratio (days to cover)	3.81

Income Statement

In the last 12 months, WABC had revenue of $253.92 million and earned $112.49 million in profits. Earnings per share was $4.48.

Revenue	253.92M
Gross Profit	253.92M
Operating Income	155.04M
Pretax Income	151.32M
Net Income	112.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.48

Balance Sheet

The company has $397.28 million in cash and $144.46 million in debt, with a net cash position of $252.83 million or $10.45 per share.

Cash & Cash Equivalents	397.28M
Total Debt	144.46M
Net Cash	252.83M
Net Cash Per Share	$10.45
Equity (Book Value)	882.69M
Book Value Per Share	36.32
Working Capital	-4.53B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	61.06%
Pretax Margin	59.59%
Profit Margin	44.30%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 3.45%.

Dividend Per Share	$1.84
Dividend Yield	3.45%
Dividend Growth (YoY)	4.55%
Years of Dividend Growth	33
Payout Ratio	40.71%
Buyback Yield	5.95%
Shareholder Yield	9.38%
Earnings Yield	8.66%
FCF Yield	n/a

Analyst Forecast

The average price target for WABC is $52.50, which is -2.25% lower than the current price. The consensus rating is "Hold".

Price Target	$52.50
Price Target Difference	-2.25%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 26, 1998. It was a forward split with a ratio of 3:1.

Last Split Date	Feb 26, 1998
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2