Westamerica Bancorporation (WABC)
NASDAQ: WABC · Real-Time Price · USD
61.28
+0.38 (0.62%)
Oct 16, 2026, 4:00 PM EDT - Market closed
WABC Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 322.51 | 567.8 | 601.49 | 190.31 | 294.24 | 1,132 |
Investment Securities | 2,924 | 3,383 | 3,993 | 4,589 | 4,891 | 4,422 |
Trading Asset Securities | - | 0.47 | - | - | - | - |
Mortgage-Backed Securities | 1,470 | 935.64 | 275.95 | 318.02 | 390.9 | 560.12 |
Total Investments | 4,395 | 4,319 | 4,269 | 4,907 | 5,282 | 4,983 |
Gross Loans | 658.2 | 726.48 | 820.3 | 866.6 | 958.49 | 1,068 |
Allowance for Loan Losses | -10.51 | -11.57 | -14.78 | -16.87 | -20.28 | -23.51 |
Net Loans | 647.69 | 714.91 | 805.52 | 849.74 | 938.2 | 1,045 |
Property, Plant & Equipment | 25.59 | 47.93 | 44.12 | 45.83 | 44.57 | 49.14 |
Goodwill | 121.67 | 121.67 | 121.67 | 121.67 | 121.67 | 121.67 |
Other Intangible Assets | - | - | 0.13 | 0.35 | 0.58 | 0.84 |
Accrued Interest Receivable | - | 37.14 | 44.61 | 54.57 | 53.56 | 35.52 |
Other Current Assets | - | 5.84 | 5.7 | 5.2 | 4.89 | 4.76 |
Long-Term Deferred Tax Assets | - | 53.27 | 88.61 | 99.51 | 125.14 | - |
Other Long-Term Assets | 281.78 | 92.79 | 95.28 | 90.4 | 85.23 | 89.85 |
Total Assets | 5,794 | 5,960 | 6,076 | 6,365 | 6,950 | 7,461 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 2,650 | 2,560 | 2,644 | 2,828 | 3,213 | 3,274 |
Institutional Deposits | - | 27.18 | 34.65 | 40.7 | 64.79 | 71.09 |
Non-Interest Bearing Deposits | 2,167 | 2,252 | 2,333 | 2,606 | 2,947 | 3,069 |
Total Deposits | 4,816 | 4,840 | 5,012 | 5,474 | 6,225 | 6,414 |
Short-Term Borrowings | 139.06 | 137.3 | 120.32 | 58.16 | 57.79 | 146.25 |
Current Portion of Leases | - | 6.43 | - | - | - | - |
Long-Term Leases | - | 15.78 | 17.99 | 18.81 | 15.75 | 17.98 |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | 2.5 |
Other Long-Term Liabilities | 48.68 | 27.15 | 36.16 | 40.46 | 49.38 | 53.24 |
Total Liabilities | 5,004 | 5,027 | 5,186 | 5,592 | 6,348 | 6,634 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 421.71 | 439.98 | 476.47 | 473.14 | 475.09 | 471.01 |
Retained Earnings | 570.76 | 584.63 | 581.56 | 490.01 | 383.09 | 306.4 |
Comprehensive Income & Other | -202.79 | -91.1 | -168.07 | -190.25 | -256.07 | 49.7 |
Shareholders' Equity | 789.67 | 933.51 | 889.96 | 772.89 | 602.11 | 827.1 |
Total Liabilities & Equity | 5,794 | 5,960 | 6,076 | 6,365 | 6,950 | 7,461 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 139.06 | 159.5 | 138.31 | 76.98 | 73.54 | 164.23 |
Net Cash (Debt) | 183.45 | 408.76 | 463.19 | 113.34 | 220.7 | 967.86 |
Net Cash Growth | -63.58% | -11.75% | 308.68% | -48.65% | -77.20% | 93.61% |
Net Cash Per Share | 7.68 | 15.92 | 17.36 | 4.24 | 8.20 | 36.02 |
Filing Date Shares Outstanding | 23.08 | 24.35 | 26.71 | 26.67 | 26.91 | 26.87 |
Total Common Shares Outstanding | 23.08 | 24.62 | 26.71 | 26.67 | 26.91 | 26.87 |
Book Value Per Share | 34.21 | 37.91 | 33.32 | 28.98 | 22.37 | 30.79 |
Tangible Book Value | 668 | 811.84 | 768.16 | 650.87 | 479.85 | 704.59 |
Tangible Book Value Per Share | 28.94 | 32.97 | 28.76 | 24.40 | 17.83 | 26.23 |