Westamerica Bancorporation (WABC)

NASDAQ: WABC · Real-Time Price · USD

59.84

+0.07 (0.12%)

At close: Nov 6, 2026, 4:00 PM EST

60.99

+1.15 (1.92%)

After-hours: Nov 6, 2026, 7:59 PM EST

WABC Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	252.51	258.4	293.25	324.52	264.02	214.83
Revenue Growth	-4.59%	-11.88%	-9.63%	22.91%	22.90%	4.61%
Net Income	110.7	116.17	138.64	161.77	122.03	86.51
Earnings Per Share	4.64	4.52	5.20	6.06	4.54	3.22
EPS Growth	0.97%	-13.00%	-14.24%	33.51%	40.91%	8.05%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	322.51	568.27	601.49	190.31	294.24	1,132
Total Debt	139.06	159.5	138.31	76.98	73.54	164.23
Net Cash (Debt)	183.45	408.76	463.19	113.34	220.7	967.86
Net Cash Growth	-63.58%	-11.75%	308.68%	-48.65%	-77.20%	93.61%
Net Cash Per Share	7.68	15.92	17.36	4.24	8.20	36.02

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	121.9	141.57	158.21	113.7	88.74
Capital Expenditures	-	-2.25	-1.74	-1.16	-0.81	-1.32
Free Cash Flow	-	119.65	139.83	157.05	112.89	87.41
Free Cash Flow Growth	-	-14.43%	-10.96%	39.11%	29.15%	-17.18%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	43.84%	44.96%	47.28%	49.85%	46.22%	40.27%
FCF Margin	-	46.30%	47.68%	48.39%	42.76%	40.69%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.920	1.820	1.760	1.720	1.680	1.650
Dividend Per Share Growth	4.40%	3.41%	2.33%	2.38%	1.82%	0.61%
Dividend Yield	3.21%	3.76%	3.36%	3.05%	2.85%	2.86%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.91	10.27	10.10	9.29	13.01	17.93
Forward PE	12.22	11.71	11.78	10.12	9.94	18.56
P/FCF Ratio	12.72	9.97	10.01	9.57	14.07	17.74
PS Ratio	5.47	4.62	4.77	4.63	6.02	7.22