Westamerica Bancorporation (WABC)

WABC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	567.8	601.49	190.31	294.24	1,132
Securities and Investments	-	-	4,878	5,248	4,945
Gross Loans	726.48	820.3	866.6	958.49	1,068
Allowance for Loan Losses	-11.57	-14.78	-16.87	-20.28	-23.51
Net Loans	714.91	805.52	849.74	938.2	1,045
Net Property, Plant & Equipment	25.72	26.13	27.02	28.82	31.16
Other Intangible Assets	-	0.13	0.35	0.58	0.84
Goodwill	121.67	121.67	121.67	121.67	121.67
Other Non-Earning Assets	241.77	280.89	297.31	319.15	185.42
Total Assets	5,960	6,076	6,365	6,950	7,461
Interest-bearing deposits	2,588	2,678	2,868	3,278	3,345
Noninterest-bearing deposits	2,252	2,333	2,606	2,947	3,069
Total Deposits	4,840	5,012	5,474	6,225	6,414
Short-Term Borrowings	137.3	120.32	58.16	57.79	146.25
Other Liabilities	49.35	54.15	59.27	65.13	73.72
Total Liabilities	5,027	5,186	5,592	6,348	6,634
Common Stock	439.98	476.47	-	-	-
Additional Paid-in Capital	-	-	473.14	475.09	471.01
Accumulated Other Comprehensive Income	-91.1	-168.07	-190.25	-256.07	49.7
Retained Earnings	584.63	581.56	490.01	383.09	306.4
Shareholders' Equity	933.51	889.96	772.89	602.11	827.1
Total Liabilities & Equity	5,960	6,076	6,365	6,950	7,461
Book Value	933.51	889.96	772.89	602.11	827.1
Book Value Per Share	36.36	33.35	28.94	22.38	30.78
Tangible Book Value	811.84	768.16	650.87	479.85	704.59
Tangible Book Value Per Share	31.62	28.79	24.37	17.83	26.22

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q