Westamerica Bancorporation (WABC)

WABC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	120.07	138.64	161.77	122.03	86.51	80.41
Depreciation & Amortization	8.27	10.4	11.77	16.57	16.62	22.65
Gain (Loss) on Sale of Assets	-	-1.37	-	-	-	-3.61
Gain (Loss) on Sale of Investments	-	-	0.13	-	-0.03	-0.07
Provision for Credit Losses	-0.55	0.3	-1.15	-	-	4.3
Accrued Interest Receivable	8.74	9.96	-1.01	-18.04	-2.5	-4.23
Change in Income Taxes	-	-	-	-	-1.05	0.35
Change in Other Net Operating Assets	-18.23	-10.54	-10.93	-9.24	-10.47	10.75
Other Operating Activities	0.87	-8.9	-1.72	0.39	-5.58	-4.44
Operating Cash Flow	125.1	141.57	158.21	113.7	88.74	107.74
Operating Cash Flow Growth	20.50%	-10.51%	39.14%	28.14%	-17.64%	33.51%
Capital Expenditures	-2.29	-1.74	-1.16	-0.81	-1.32	-2.2
Sale of Property, Plant and Equipment	-	-	-	-	-	3.82
Investment in Securities	340.89	666.8	459.97	-743.95	-498.52	-623.97
Net Decrease (Increase) in Loans Originated / Sold - Investing	88.66	44.19	90.19	108.11	193.76	-126.68
Other Investing Activities	0.9	6.44	-1.72	5.37	-	0.11
Investing Cash Flow	428.16	715.68	547.27	-631.29	-306.08	-748.92
Short-Term Debt Issued	-	62.16	0.37	-	43.7	71.62
Total Debt Issued	1.16	62.16	0.37	-	43.7	71.62
Short-Term Debt Repaid	-	-	-	-88.45	-	-
Total Debt Repaid	-	-	-	-88.45	-	-
Net Debt Issued (Repaid)	1.16	62.16	0.37	-88.45	43.7	71.62
Issuance of Common Stock	1.57	1.49	0.95	2.26	3.02	2.84
Repurchase of Common Stock	-80.58	-0.34	-13.75	-0.22	-0.23	-16.5
Common Dividends Paid	-47.22	-46.96	-45.95	-45.18	-44.3	-44.29
Net Increase (Decrease) in Deposit Accounts	-271.87	-462.42	-751.02	-188.67	725.98	875.36
Financing Cash Flow	-396.94	-446.07	-809.4	-320.27	728.16	889.03
Net Cash Flow	156.32	411.18	-103.92	-837.85	510.81	247.85
Free Cash Flow	122.82	139.83	157.05	112.89	87.41	105.54
Free Cash Flow Growth	19.85%	-10.96%	39.11%	29.15%	-17.18%	37.59%
Free Cash Flow Margin	46.41%	47.68%	48.39%	42.76%	40.69%	51.39%
Free Cash Flow Per Share	4.70	5.24	5.88	4.20	3.25	3.92
Cash Interest Paid	13.71	17.43	3.9	1.94	2.03	1.83
Cash Income Tax Paid	37.02	57.26	64.02	39.84	27.67	26.46

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q