Westamerica Bancorporation (WABC)
NASDAQ: WABC · Real-Time Price · USD
51.35
+0.25 (0.48%)
Mar 3, 2026, 3:38 PM EST - Market open

WABC Statistics

Total Valuation

WABC has a market cap or net worth of $1.25 billion. The enterprise value is $842.32 million.

Market Cap1.25B
Enterprise Value 842.32M

Important Dates

The next estimated earnings date is Thursday, April 16, 2026.

Earnings Date Apr 16, 2026
Ex-Dividend Date Feb 2, 2026

Share Statistics

WABC has 24.35 million shares outstanding. The number of shares has decreased by -3.79% in one year.

Current Share Class 24.35M
Shares Outstanding 24.35M
Shares Change (YoY) -3.79%
Shares Change (QoQ) -1.94%
Owned by Insiders (%) 5.17%
Owned by Institutions (%) 82.30%
Float 23.08M

Valuation Ratios

The trailing PE ratio is 11.31 and the forward PE ratio is 12.01.

PE Ratio 11.31
Forward PE 12.01
PS Ratio 4.84
Forward PS 5.15
PB Ratio 1.35
P/TBV Ratio 1.54
P/FCF Ratio 10.45
P/OCF Ratio 10.26
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 7.25
EV / Sales 3.26
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 7.04

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.33
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.74%.

Return on Equity (ROE) 12.74%
Return on Assets (ROA) 1.93%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.66%
Revenue Per Employee $419,481
Profits Per Employee $188,593
Employee Count616
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, WABC has paid $40.51 million in taxes.

Income Tax 40.51M
Effective Tax Rate 25.86%

Stock Price Statistics

The stock price has decreased by -2.74% in the last 52 weeks. The beta is 0.59, so WABC's price volatility has been lower than the market average.

Beta (5Y) 0.59
52-Week Price Change -2.74%
50-Day Moving Average 50.46
200-Day Moving Average 49.07
Relative Strength Index (RSI) 45.68
Average Volume (20 Days) 159,645

Short Selling Information

The latest short interest is 509,654, so 2.09% of the outstanding shares have been sold short.

Short Interest 509,654
Short Previous Month 499,370
Short % of Shares Out 2.09%
Short % of Float 2.21%
Short Ratio (days to cover) 3.19

Income Statement

In the last 12 months, WABC had revenue of $258.40 million and earned $116.17 million in profits. Earnings per share was $4.52.

Revenue258.40M
Gross Profit 258.40M
Operating Income 160.11M
Pretax Income 156.69M
Net Income 116.17M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.52
Full Income Statement

Balance Sheet

The company has $567.80 million in cash and $159.50 million in debt, with a net cash position of $408.30 million or $16.77 per share.

Cash & Cash Equivalents 567.80M
Total Debt 159.50M
Net Cash 408.30M
Net Cash Per Share $16.77
Equity (Book Value) 933.51M
Book Value Per Share 37.91
Working Capital -4.37B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $121.90 million and capital expenditures -$2.25 million, giving a free cash flow of $119.65 million.

Operating Cash Flow 121.90M
Capital Expenditures -2.25M
Free Cash Flow 119.65M
FCF Per Share $4.91
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 61.96%
Pretax Margin 60.64%
Profit Margin 44.96%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 46.30%

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 3.60%.

Dividend Per Share $1.84
Dividend Yield 3.60%
Dividend Growth (YoY) 4.55%
Years of Dividend Growth 33
Payout Ratio 40.71%
Buyback Yield 3.79%
Shareholder Yield 7.40%
Earnings Yield 9.29%
FCF Yield 9.57%
Dividend Details

Analyst Forecast

The average price target for WABC is $52.50, which is 2.24% higher than the current price. The consensus rating is "Hold".

Price Target $52.50
Price Target Difference 2.24%
Analyst Consensus Hold
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 26, 1998. It was a forward split with a ratio of 3:1.

Last Split Date Feb 26, 1998
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4