Westamerica Bancorporation (WABC)

United States Steel Statistics

Total Valuation

WABC has a market cap or net worth of $1.21 billion. The enterprise value is $685.55 million.

Market Cap	1.21B
Enterprise Value	685.55M

Important Dates

The last earnings date was Thursday, July 17, 2025.

Earnings Date	Jul 17, 2025
Ex-Dividend Date	Aug 4, 2025

Share Statistics

WABC has 25.59 million shares outstanding. The number of shares has decreased by -0.71% in one year.

Current Share Class	25.59M
Shares Outstanding	25.59M
Shares Change (YoY)	-0.71%
Shares Change (QoQ)	-2.83%
Owned by Insiders (%)	4.89%
Owned by Institutions (%)	81.94%
Float	24.31M

Valuation Ratios

The trailing PE ratio is 9.88 and the forward PE ratio is 11.40.

PE Ratio	9.88
Forward PE	11.40
PS Ratio	4.56
Forward PS	4.69
PB Ratio	1.31
P/TBV Ratio	1.51
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.40
EV / Sales	2.49
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.60%.

Return on Equity (ROE)	14.60%
Return on Assets (ROA)	2.09%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$446,091
Profits Per Employee	$205,942
Employee Count	616
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WABC has paid $45.52 million in taxes.

Income Tax	45.52M
Effective Tax Rate	26.41%

Stock Price Statistics

The stock price has decreased by -12.31% in the last 52 weeks. The beta is 0.64, so WABC's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	-12.31%
50-Day Moving Average	48.92
200-Day Moving Average	50.86
Relative Strength Index (RSI)	36.23
Average Volume (20 Days)	124,523

Short Selling Information

The latest short interest is 347,583, so 1.36% of the outstanding shares have been sold short.

Short Interest	347,583
Short Previous Month	423,086
Short % of Shares Out	1.36%
Short % of Float	1.43%
Short Ratio (days to cover)	2.79

Income Statement

In the last 12 months, WABC had revenue of $274.79 million and earned $126.86 million in profits. Earnings per share was $4.79.

Revenue	274.79M
Gross Profit	274.79M
Operating Income	176.11M
Pretax Income	209.37M
Net Income	126.86M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.79

Balance Sheet

The company has $626.44 million in cash and $101.21 million in debt, giving a net cash position of $525.23 million or $20.53 per share.

Cash & Cash Equivalents	626.44M
Total Debt	101.21M
Net Cash	525.23M
Net Cash Per Share	$20.53
Equity (Book Value)	921.78M
Book Value Per Share	36.03
Working Capital	-4.22B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	64.09%
Pretax Margin	62.73%
Profit Margin	46.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 3.89%.

Dividend Per Share	$1.84
Dividend Yield	3.89%
Dividend Growth (YoY)	1.14%
Years of Dividend Growth	32
Payout Ratio	37.15%
Buyback Yield	0.71%
Shareholder Yield	4.55%
Earnings Yield	10.48%
FCF Yield	n/a

Analyst Forecast

The average price target for WABC is $52.00, which is 9.89% higher than the current price. The consensus rating is "Hold".

Price Target	$52.00
Price Target Difference	9.89%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 26, 1998. It was a forward split with a ratio of 3:1.

Last Split Date	Feb 26, 1998
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2