Westamerica Bancorporation (WABC)
NASDAQ: WABC · Real-Time Price · USD
48.06
-0.33 (-0.68%)
Nov 28, 2025, 1:00 PM EST - Market closed

WABC Statistics

Total Valuation

WABC has a market cap or net worth of $1.20 billion. The enterprise value is $693.10 million.

Market Cap1.20B
Enterprise Value 693.10M

Important Dates

The next estimated earnings date is Thursday, January 15, 2026.

Earnings Date Jan 15, 2026
Ex-Dividend Date Nov 3, 2025

Share Statistics

WABC has 24.93 million shares outstanding. The number of shares has decreased by -2.01% in one year.

Current Share Class 24.93M
Shares Outstanding 24.93M
Shares Change (YoY) -2.01%
Shares Change (QoQ) -2.12%
Owned by Insiders (%) 5.02%
Owned by Institutions (%) 79.76%
Float 23.67M

Valuation Ratios

The trailing PE ratio is 10.45 and the forward PE ratio is 11.75.

PE Ratio 10.45
Forward PE 11.75
PS Ratio 4.74
Forward PS 4.92
PB Ratio 1.29
P/TBV Ratio 1.48
P/FCF Ratio 9.74
P/OCF Ratio 9.56
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 5.77
EV / Sales 2.62
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 5.64

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.27
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.05%.

Return on Equity (ROE) 13.05%
Return on Assets (ROA) 1.99%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $429,643
Profits Per Employee $194,912
Employee Count616
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, WABC has paid $42.49 million in taxes.

Income Tax 42.49M
Effective Tax Rate 26.14%

Stock Price Statistics

The stock price has decreased by -16.48% in the last 52 weeks. The beta is 0.60, so WABC's price volatility has been lower than the market average.

Beta (5Y) 0.60
52-Week Price Change -16.48%
50-Day Moving Average 47.83
200-Day Moving Average 48.77
Relative Strength Index (RSI) 51.95
Average Volume (20 Days) 125,066

Short Selling Information

The latest short interest is 412,786, so 1.66% of the outstanding shares have been sold short.

Short Interest 412,786
Short Previous Month 373,829
Short % of Shares Out 1.66%
Short % of Float 1.74%
Short Ratio (days to cover) 2.92

Income Statement

In the last 12 months, WABC had revenue of $264.66 million and earned $120.07 million in profits. Earnings per share was $4.59.

Revenue264.66M
Gross Profit 264.66M
Operating Income 166.19M
Pretax Income 162.56M
Net Income 120.07M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.59
Full Income Statement

Balance Sheet

The company has $659.27 million in cash and $156.08 million in debt, giving a net cash position of $503.19 million or $20.18 per share.

Cash & Cash Equivalents 659.27M
Total Debt 156.08M
Net Cash 503.19M
Net Cash Per Share $20.18
Equity (Book Value) 931.65M
Book Value Per Share 37.11
Working Capital -4.22B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $125.10 million and capital expenditures -$2.29 million, giving a free cash flow of $122.82 million.

Operating Cash Flow 125.10M
Capital Expenditures -2.29M
Free Cash Flow 122.82M
FCF Per Share $4.93
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 62.79%
Pretax Margin 61.42%
Profit Margin 45.37%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 46.40%

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 3.80%.

Dividend Per Share $1.84
Dividend Yield 3.80%
Dividend Growth (YoY) 3.41%
Years of Dividend Growth 32
Payout Ratio 39.64%
Buyback Yield 2.01%
Shareholder Yield 5.84%
Earnings Yield 10.04%
FCF Yield 10.27%
Dividend Details

Analyst Forecast

The average price target for WABC is $52.00, which is 8.20% higher than the current price. The consensus rating is "Hold".

Price Target $52.00
Price Target Difference 8.20%
Analyst Consensus Hold
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 26, 1998. It was a forward split with a ratio of 3:1.

Last Split Date Feb 26, 1998
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4