Westamerica Bancorporation (WABC)
NASDAQ: WABC · Real-Time Price · USD
46.98
-1.18 (-2.45%)
At close: Jun 13, 2025, 4:00 PM
46.98
0.00 (0.00%)
After-hours: Jun 13, 2025, 4:04 PM EDT

WABC Statistics

Total Valuation

WABC has a market cap or net worth of $1.23 billion. The enterprise value is $635.84 million.

Market Cap 1.23B
Enterprise Value 635.84M

Important Dates

The next estimated earnings date is Thursday, July 17, 2025.

Earnings Date Jul 17, 2025
Ex-Dividend Date May 5, 2025

Share Statistics

WABC has 26.18 million shares outstanding. The number of shares has increased by 0.07% in one year.

Current Share Class 26.18M
Shares Outstanding 26.18M
Shares Change (YoY) +0.07%
Shares Change (QoQ) -0.22%
Owned by Insiders (%) 4.78%
Owned by Institutions (%) 80.39%
Float 24.91M

Valuation Ratios

The trailing PE ratio is 9.41 and the forward PE ratio is 11.19.

PE Ratio 9.41
Forward PE 11.19
PS Ratio 4.40
Forward PS 4.61
PB Ratio 1.34
P/TBV Ratio 1.53
P/FCF Ratio 9.47
P/OCF Ratio 9.34
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 4.77
EV / Sales 2.23
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 4.89

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.03
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.54%.

Return on Equity (ROE) 15.54%
Return on Assets (ROA) 2.14%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $461,964
Profits Per Employee $216,325
Employee Count 616
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, WABC has paid $48.20 million in taxes.

Income Tax 48.20M
Effective Tax Rate 26.56%

Stock Price Statistics

The stock price has decreased by -0.38% in the last 52 weeks. The beta is 0.64, so WABC's price volatility has been lower than the market average.

Beta (5Y) 0.64
52-Week Price Change -0.38%
50-Day Moving Average 47.95
200-Day Moving Average 50.90
Relative Strength Index (RSI) 39.60
Average Volume (20 Days) 137,064

Short Selling Information

The latest short interest is 402,177, so 1.54% of the outstanding shares have been sold short.

Short Interest 402,177
Short Previous Month 366,844
Short % of Shares Out 1.54%
Short % of Float 1.61%
Short Ratio (days to cover) 2.15

Income Statement

In the last 12 months, WABC had revenue of $284.57 million and earned $133.26 million in profits. Earnings per share was $4.99.

Revenue 284.57M
Gross Profit 284.57M
Operating Income 185.81M
Pretax Income 209.37M
Net Income 133.26M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.99
Full Income Statement

Balance Sheet

The company has $727.34 million in cash and $133.21 million in debt, giving a net cash position of $594.13 million or $22.69 per share.

Cash & Cash Equivalents 727.34M
Total Debt 133.21M
Net Cash 594.13M
Net Cash Per Share $22.69
Equity (Book Value) 923.14M
Book Value Per Share 35.02
Working Capital -4.22B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $131.75 million and capital expenditures -$1.82 million, giving a free cash flow of $129.93 million.

Operating Cash Flow 131.75M
Capital Expenditures -1.82M
Free Cash Flow 129.93M
FCF Per Share $4.96
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 65.30%
Pretax Margin 63.76%
Profit Margin 46.83%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 45.66%

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 3.92%.

Dividend Per Share $1.84
Dividend Yield 3.92%
Dividend Growth (YoY) 1.14%
Years of Dividend Growth 35
Payout Ratio 36.87%
Buyback Yield -0.07%
Shareholder Yield 3.84%
Earnings Yield 10.83%
FCF Yield 10.56%
Dividend Details

Analyst Forecast

The average price target for WABC is $52.50, which is 11.75% higher than the current price. The consensus rating is "Hold".

Price Target $52.50
Price Target Difference 11.75%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 26, 1998. It was a forward split with a ratio of 3:1.

Last Split Date Feb 26, 1998
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3