WaFd, Inc. Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Interest Income	669.92	654.24	660.83	690.23	594.59	505.11
Net Interest Income Growth	0.89%	-1.00%	-4.26%	16.09%	17.71%	7.58%
Non-Interest Income	74.9	70.62	61	52.38	67.02	60.99
Non-Interest Income Growth	22.52%	15.78%	16.46%	-21.85%	9.89%	-29.89%
Revenues Before Loan Losses	744.82	724.86	721.83	742.61	661.61	566.1
Provision for Credit Losses	11.25	7.75	17.5	41.5	3	0.5
Revenue	733.57	717.11	704.33	701.11	658.61	565.6
Revenue Growth (YoY)	3.66%	1.81%	0.46%	6.45%	16.45%	5.77%
Compensation Expenses	216.41	222.15	234.15	196.53	193.92	176.11
Selling, General & Admin	153.02	151.11	148.2	132.02	118.77	115.22
Other Non-Interest Expenses	52.44	54.21	65.93	47.48	45.89	41.13
Total Non-Interest Expense	421.87	427.46	448.27	376.04	358.58	332.46
Pretax Income	311.69	289.64	256.06	325.08	300.04	233.14
Provision for Income Taxes	68.7	63.57	56.02	67.65	63.71	49.52
Net Income	228.37	211.44	185.42	242.8	221.71	173.58
Net Income Attributable to Preferred Dividends	14.63	14.63	14.63	14.63	14.63	10.03
Net Income to Common	228.37	211.44	185.42	242.8	221.71	173.58
Net Income Growth	31.07%	14.04%	-23.64%	9.52%	27.72%	0.08%
Shares Outstanding (Basic)	79	80	74	65	65	73
Shares Outstanding (Diluted)	79	80	74	65	65	73
Shares Change (YoY)	0.73%	8.03%	13.85%	-0.23%	-9.87%	-5.43%
EPS (Basic)	2.90	2.64	2.50	3.72	3.40	2.39
EPS (Diluted)	2.89	2.63	2.50	3.72	3.39	2.39
EPS Growth	33.18%	5.20%	-32.80%	9.74%	41.84%	5.75%
Free Cash Flow	215.3	208.25	414.55	198.89	256.68	284.98
Free Cash Flow Growth	3.39%	-49.77%	108.43%	-22.51%	-9.93%	111.63%
Free Cash Flow Per Share	2.72	2.59	5.58	3.05	3.92	3.93
Dividends Per Share	0.810	1.070	1.040	1.000	0.960	0.920
Dividend Growth	-24.30%	2.89%	4.00%	4.17%	4.35%	4.54%
Profit Margin	33.13%	31.53%	28.40%	36.72%	35.88%	32.46%
FCF Margin	29.35%	29.04%	58.86%	28.37%	38.97%	50.39%
EBITDA	-36.19	9.72	134.1	22.97	64.05	33.91
EBITDA Margin	-4.93%	1.36%	19.04%	3.28%	9.72%	6.00%
Effective Tax Rate	22.04%	21.95%	21.88%	20.81%	21.23%	21.24%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q