WaFd, Inc. (WAFD)

WaFd, Inc. Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Cash & Equivalents	657.31	2,381	980.65	683.97	2,091
Investment Securities	930.05	1,186	1,082	1,155	1,531
Trading Asset Securities	-	165.62	312.97	286.49	53.43
Mortgage-Backed Securities	3,249	1,824	1,336	1,359	972.85
Total Investments	4,179	3,175	2,732	2,801	2,558
Gross Loans	21,274	22,359	19,649	19,385	16,299
Allowance for Loan Losses	-199.72	-203.75	-177.21	-172.81	-171.3
Other Adjustments to Gross Loans	-986.05	-1,239	-1,995	-3,099	-2,294
Net Loans	20,089	20,916	17,477	16,114	13,834
Property, Plant & Equipment	261.27	285.39	258.14	268.61	282.94
Goodwill	414.72	411.36	304.75	303.46	303.46
Other Intangible Assets	27.37	37.07	5.87	5.55	6.56
Accrued Interest Receivable	98.59	102.83	87	63.87	50.64
Other Receivables	112.78	119.25	8.48	-	3.88
Other Real Estate Owned & Foreclosed	14.39	7.88	7.5	10.02	11.88
Other Long-Term Assets	757.57	528.19	487.26	427.2	406.28
Total Assets	26,700	28,060	22,475	20,772	19,651
Accrued Expenses	345.39	217.58	172.28	194.71	171.01
Interest Bearing Deposits	18,870	18,874	13,364	12,763	12,420
Non-Interest Bearing Deposits	2,568	2,500	2,706	3,267	3,122
Total Deposits	21,438	21,374	16,070	16,030	15,542
Short-Term Borrowings	-	48.06	79.67	67.26	14.8
Current Portion of Long-Term Debt	-	2,099	2,900	2,025	1,320
Current Portion of Leases	-	11.79	-	-	-
Current Income Taxes Payable	-	-	-	3.31	-
Federal Home Loan Bank Debt, Long-Term	1,766	1,168	750	100	400
Long-Term Leases	-	29	23.42	27.97	29.57
Trust Preferred Securities	51.65	50.72	-	-	-
Other Long-Term Liabilities	59.85	61.33	52.55	50.05	47.02
Total Liabilities	23,660	25,060	20,048	18,498	17,525
Preferred Stock, Redeemable	300	300	300	300	300
Common Stock	154.41	154.01	136.47	136.27	135.99
Additional Paid-In Capital	2,163	2,151	1,688	1,687	1,679
Retained Earnings	2,106	1,979	1,868	1,689	1,529
Treasury Stock	-1,741	-1,639	-1,612	-1,590	-1,587
Comprehensive Income & Other	56.95	55.85	46.92	52.48	69.79
Total Common Equity	2,740	2,700	2,126	1,974	1,826
Shareholders' Equity	3,040	3,000	2,426	2,274	2,126
Total Liabilities & Equity	26,700	28,060	22,475	20,772	19,651
Total Debt	1,817	3,407	3,753	2,220	1,764
Net Cash (Debt)	-1,160	-860.42	-2,459	-1,250	379.86
Net Cash Per Share	-14.45	-11.58	-37.69	-19.11	5.23
Filing Date Shares Outstanding	78.19	81.35	64.81	65.31	65.22
Total Common Shares Outstanding	78.19	81.22	64.74	65.33	65.15
Book Value Per Share	35.04	33.25	32.85	30.22	28.03
Tangible Book Value	2,297	2,252	1,816	1,665	1,516
Tangible Book Value Per Share	29.38	27.73	28.05	25.49	23.27

Updated Oct 16, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q