WaFd, Inc. (WAFD)

WaFd, Inc. Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Cash & Equivalents	2,381	2,381	980.65	683.97	2,091	1,703
Investment Securities	1,186	1,186	1,082	1,155	1,531	1,281
Trading Asset Securities	165.62	165.62	312.97	286.49	53.43	48.2
Mortgage-Backed Securities	1,824	1,824	1,336	1,359	972.85	1,674
Total Investments	3,175	3,175	2,732	2,801	2,558	3,004
Gross Loans	22,359	22,359	19,649	19,385	16,299	14,468
Allowance for Loan Losses	-203.75	-203.75	-177.21	-172.81	-171.3	-166.96
Other Adjustments to Gross Loans	-1,239	-1,239	-1,995	-3,099	-2,294	-1,508
Net Loans	20,916	20,916	17,477	16,114	13,834	12,792
Property, Plant & Equipment	285.39	285.39	258.14	268.61	282.94	284.42
Goodwill	411.36	411.36	304.75	303.46	303.46	302.71
Other Intangible Assets	37.07	37.07	5.87	5.55	6.56	7.2
Accrued Interest Receivable	102.83	102.83	87	63.87	50.64	53.8
Other Receivables	119.25	119.25	8.48	-	3.88	5.71
Other Real Estate Owned & Foreclosed	7.88	7.88	7.5	10.02	11.88	8.64
Other Long-Term Assets	528.19	528.19	487.26	427.2	406.28	490.77
Total Assets	28,060	28,060	22,475	20,772	19,651	18,794
Accrued Expenses	217.58	217.58	172.28	194.71	171.01	127.41
Interest Bearing Deposits	18,874	18,874	13,364	12,763	12,420	11,616
Non-Interest Bearing Deposits	2,500	2,500	2,706	3,267	3,122	2,164
Total Deposits	21,374	21,374	16,070	16,030	15,542	13,780
Short-Term Borrowings	48.06	48.06	79.67	67.26	14.8	90.13
Current Portion of Long-Term Debt	2,099	2,099	2,900	2,025	1,320	1,830
Current Portion of Leases	11.79	11.79	-	-	-	-
Current Income Taxes Payable	-	-	-	3.31	-	-
Long-Term Debt	50.72	50.72	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	1,168	1,168	750	100	400	870
Long-Term Leases	29	29	23.42	27.97	29.57	33.3
Other Long-Term Liabilities	61.33	61.33	52.55	50.05	47.02	49.46
Total Liabilities	25,060	25,060	20,048	18,498	17,525	16,780
Preferred Stock, Redeemable	300	300	300	300	300	-
Common Stock	154.01	154.01	136.47	136.27	135.99	135.73
Additional Paid-In Capital	2,151	2,151	1,688	1,687	1,679	1,679
Retained Earnings	1,979	1,979	1,868	1,689	1,529	1,421
Treasury Stock	-1,639	-1,639	-1,612	-1,590	-1,587	-1,238
Comprehensive Income & Other	55.85	55.85	46.92	52.48	69.79	16.95
Total Common Equity	2,700	2,700	2,126	1,974	1,826	2,014
Shareholders' Equity	3,000	3,000	2,426	2,274	2,126	2,014
Total Liabilities & Equity	28,060	28,060	22,475	20,772	19,651	18,794
Total Debt	3,407	3,407	3,753	2,220	1,764	2,823
Net Cash (Debt)	-860.42	-860.42	-2,459	-1,250	379.86	-1,072
Net Cash Per Share	-11.58	-11.58	-37.69	-19.11	5.23	-13.97
Filing Date Shares Outstanding	81.35	81.35	64.81	65.31	65.22	75.82
Total Common Shares Outstanding	81.22	81.22	64.74	65.33	65.15	75.69
Book Value Per Share	33.25	33.25	32.85	30.22	28.03	26.61
Tangible Book Value	2,252	2,252	1,816	1,665	1,516	1,704
Tangible Book Value Per Share	27.73	27.73	28.05	25.49	23.27	22.52

Source: S&P Capital IQ. Banks template. Financial Sources.