WaFd, Inc. Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Income	243	226.07	200.04	257.43	236.33	183.62
Depreciation & Amortization	-36.19	9.72	134.1	22.97	64.05	33.91
Gain (Loss) on Sale of Assets	-3.81	-0.42	-2.56	-1.15	0.66	-0.59
Gain (Loss) on Sale of Investments	-	-0.02	-0.34	-0.03	-0.1	-0.01
Total Asset Writedown	0.96	0.99	-	0.01	-	0.94
Provision for Credit Losses	11.25	7.75	17.5	41.5	3	0.5
Accrued Interest Receivable	5.5	4.24	9.87	-23.13	-13.24	3.16
Change in Income Taxes	11.94	6.12	18.75	-9.96	12.26	-13.95
Change in Other Net Operating Assets	6.66	-26.02	52.68	-80.77	-39.92	100.82
Other Operating Activities	-	-	-	-0.82	-1.39	-0.32
Operating Cash Flow	248	236.95	439.23	213.96	268.47	314.45
Operating Cash Flow Growth	-34.46%	-46.05%	105.29%	-20.30%	-14.63%	88.75%
Capital Expenditures	-32.7	-28.71	-24.68	-15.06	-11.79	-29.47
Sale of Property, Plant and Equipment	0.01	1.69	1.34	1.09	0.04	3.38
Cash Acquisitions	-2	-0.36	623.58	-2.59	-	-1.5
Investment in Securities	-1,548	-1,131	4.81	71.76	-172.8	449.81
Net Decrease (Increase) in Loans Originated / Sold - Investing	1,253	829.68	2,608	-1,410	-2,326	-1,044
Other Investing Activities	10.18	7.55	67.03	-29.94	10.06	39.13
Investing Cash Flow	-315.53	-318.41	3,287	-1,378	-2,493	-579.75
Long-Term Debt Issued	-	11,020	17,037	17,175	7,345	7,400
Long-Term Debt Repaid	-	-12,528	-18,938	-15,650	-6,940	-8,394
Net Debt Issued (Repaid)	-431.5	-1,508	-1,900	1,525	405	-993.79
Issuance of Common Stock	2.75	4.79	6.18	1.27	1.82	0.34
Repurchase of Common Stock	-156.54	-101.93	-27.07	-30.46	-3.26	-348.65
Preferred Stock Issued	-	-	-	-	-	293.33
Common Dividends Paid	-84.08	-84.64	-74.27	-63.79	-61.58	-65.88
Preferred Dividends Paid	-14.63	-14.63	-14.63	-14.63	-14.63	-6.38
Total Dividends Paid	-98.7	-99.26	-88.89	-78.42	-76.2	-72.25
Net Increase (Decrease) in Deposit Accounts	-21.81	63.67	-324.51	40.76	487.46	1,762
Other Financing Activities	0.5	-1.49	8.78	2.5	3.04	11.66
Financing Cash Flow	-705.3	-1,642	-2,326	1,461	817.86	653.12
Net Cash Flow	-772.82	-1,724	1,400	296.68	-1,407	387.83
Free Cash Flow	215.3	208.25	414.55	198.89	256.68	284.98
Free Cash Flow Growth	-39.43%	-49.77%	108.43%	-22.51%	-9.93%	111.63%
Free Cash Flow Margin	29.31%	29.01%	58.88%	28.38%	39.01%	49.22%
Free Cash Flow Per Share	2.72	2.60	5.58	3.05	3.92	3.93
Cash Interest Paid	634.63	746.93	739.08	364.39	65.18	71.85
Cash Income Tax Paid	41.57	41.65	20.28	61.25	35.1	47.85

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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