WaFd, Inc. (WAFD)

WaFd, Inc. Statistics

Total Valuation

WaFd, Inc. has a market cap or net worth of $2.42 billion. The enterprise value is $4.18 billion.

Market Cap	2.42B
Enterprise Value	4.18B

Important Dates

The last earnings date was Thursday, January 15, 2026, after market close.

Earnings Date	Jan 15, 2026
Ex-Dividend Date	Nov 21, 2025

Share Statistics

WaFd, Inc. has 76.45 million shares outstanding. The number of shares has increased by 0.76% in one year.

Current Share Class	76.45M
Shares Outstanding	76.45M
Shares Change (YoY)	+0.76%
Shares Change (QoQ)	-1.98%
Owned by Insiders (%)	1.16%
Owned by Institutions (%)	81.06%
Float	75.51M

Valuation Ratios

The trailing PE ratio is 11.00 and the forward PE ratio is 10.20.

PE Ratio	11.00
Forward PE	10.20
PS Ratio	3.41
Forward PS	3.09
PB Ratio	0.89
P/TBV Ratio	1.06
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	18.28
EV / Sales	5.68
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.03%.

Return on Equity (ROE)	8.03%
Return on Assets (ROA)	0.88%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.40%
Revenue Per Employee	$371,129
Profits Per Employee	$115,398
Employee Count	1,979
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WaFd, Inc. has paid $68.70 million in taxes.

Income Tax	68.70M
Effective Tax Rate	22.04%

Stock Price Statistics

The stock price has increased by +8.57% in the last 52 weeks. The beta is 0.85, so WaFd, Inc.'s price volatility has been lower than the market average.

Beta (5Y)	0.85
52-Week Price Change	+8.57%
50-Day Moving Average	32.30
200-Day Moving Average	30.25
Relative Strength Index (RSI)	44.34
Average Volume (20 Days)	504,119

Short Selling Information

The latest short interest is 2.13 million, so 2.79% of the outstanding shares have been sold short.

Short Interest	2.13M
Short Previous Month	2.35M
Short % of Shares Out	2.79%
Short % of Float	2.82%
Short Ratio (days to cover)	3.67

Income Statement

In the last 12 months, WaFd, Inc. had revenue of $734.47 million and earned $228.37 million in profits. Earnings per share was $2.88.

Revenue	734.47M
Gross Profit	734.47M
Operating Income	333.34M
Pretax Income	311.69M
Net Income	228.37M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.88

Balance Sheet

The company has $734.92 million in cash and $2.49 billion in debt, with a net cash position of -$1.75 billion or -$22.94 per share.

Cash & Cash Equivalents	734.92M
Total Debt	2.49B
Net Cash	-1.75B
Net Cash Per Share	-$22.94
Equity (Book Value)	3.03B
Book Value Per Share	35.70
Working Capital	-20.80B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	45.39%
Pretax Margin	42.44%
Profit Margin	33.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 3.41%.

Dividend Per Share	$1.08
Dividend Yield	3.41%
Dividend Growth (YoY)	3.85%
Years of Dividend Growth	7
Payout Ratio	37.50%
Buyback Yield	-0.76%
Shareholder Yield	2.65%
Earnings Yield	9.43%
FCF Yield	n/a

Analyst Forecast

The average price target for WaFd, Inc. is $31.90, which is 0.69% higher than the current price. The consensus rating is "Hold".

Price Target	$31.90
Price Target Difference	0.69%
Analyst Consensus	Hold
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 2, 2005. It was a forward split with a ratio of 1.1:1.

Last Split Date	Feb 2, 2005
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2