WNEB Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	109.58	105.38	98.9	91.17	77.26	74.2
Interest Income on Investments	12.05	13.24	10.93	9.95	8.66	5.65
Total Interest Income	121.63	118.62	109.83	101.12	85.93	79.85
Interest Paid on Deposits	41.04	42.51	42.24	26.65	5.35	5.51
Interest Paid on Borrowings	5.53	6.01	7.78	6.56	1.34	1.16
Total Interest Expense	46.57	48.52	50.02	33.21	6.7	6.67
Net Interest Income	75.07	70.1	59.82	67.91	79.23	73.18
Net Interest Income Growth	18.82%	17.19%	-11.92%	-14.29%	8.27%	13.58%
Gain (Loss) on Sale of Assets	-	-	-0.01	-0	-	-
Gain (Loss) on Sale of Investments	0.05	0.28	1.3	0.59	-0.3	0.66
Other Non-Interest Income	12.9	12.23	11.37	10.68	10.82	9.93
Total Non-Interest Income	13.17	12.52	12.9	11.26	10.53	12.01
Non-Interest Income Growth	4.84%	-3.00%	14.57%	7.00%	-12.36%	29.81%
Revenues Before Loan Losses	88.24	82.61	72.72	79.17	89.76	85.19
Provision for Loan Losses	2.44	0.34	-0.67	0.87	0.7	-0.93
Revenue	85.8	82.28	73.39	78.3	89.06	86.11
Revenue Growth	12.84%	12.12%	-6.28%	-12.08%	3.42%	30.66%
Salaries and Employee Benefits	35.69	34.04	30.75	30.4	30.94	30.2
Federal Deposit Insurance	1.54	1.6	1.46	1.32	1.05	1
Selling, General & Administrative	18.75	18.83	18.66	18.67	17.74	15.11
Other Non-Interest Expense	8.03	8.02	7.56	7.95	7.51	8.59
Total Non-Interest Expense	64.01	62.49	58.43	58.35	57.24	54.9
EBT Excluding Unusual Items	21.79	19.79	14.96	19.95	31.82	31.21
Other Unusual Items	-	-	-	-1.14	2.81	-0.05
Pretax Income	21.79	19.79	14.96	19.58	34.63	31.72
Income Tax Expense	5.04	4.52	3.29	4.52	8.74	8.03
Net Income	16.75	15.27	11.67	15.07	25.89	23.7
Net Income to Common	16.75	15.27	11.67	15.07	25.89	23.7
Net Income Growth	38.61%	30.89%	-22.58%	-41.79%	9.23%	111.32%
Basic Shares Outstanding	20	20	21	22	22	23
Diluted Shares Outstanding	20	20	21	22	22	23
Shares Change	-2.47%	-3.31%	-2.75%	-1.49%	-5.85%	-7.03%
EPS (Basic)	0.84	0.76	0.56	0.70	1.18	1.02
EPS (Diluted)	0.83	0.75	0.56	0.70	1.18	1.02
EPS Growth	41.07%	34.36%	-20.22%	-40.71%	15.69%	127.80%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.280	0.280	0.280	0.280	0.250	0.200
Dividend Growth	0%	0%	0%	12.00%	25.00%	0%
Effective Tax Rate	23.12%	22.84%	22.00%	23.06%	25.25%	25.30%

SEC Filings: 10-K · 10-Q