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World Acceptance Corporation (WRLD)

Stock Price: $100.31 USD -3.46 (-3.33%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 744.35M
Revenue (ttm) 575.45M
Net Income (ttm) 35.06M
Shares Out 7.42M
EPS (ttm) 6.45
PE Ratio 15.55
Forward PE 15.04
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Oct 23, 2020
Last Price $100.31
Previous Close $103.77
Change ($) -3.46
Change (%) -3.33%
Day's Open 103.02
Day's Range 98.40 - 104.59
Day's Volume 67,947
52-Week Range 43.16 - 133.98

More Stats

Market Cap 744.35M
Enterprise Value 1.18B
Earnings Date (est) Feb 4, 2021
Ex-Dividend Date n/a
Shares Outstanding 7.42M
Float 6.26M
EPS (basic) 4.76
EPS (diluted) 6.45
FCF / Share 34.91
Dividend n/a
Dividend Yield n/a
Earnings Yield 6.43%
FCF Yield 32.21%
Payout Ratio n/a
Shares Short 1.45M
Short Ratio 14.62
Short % of Float 23.19%
Beta 1.78
PE Ratio 15.55
Forward PE 15.04
P/FCF Ratio 3.10
PS Ratio 1.29
PB Ratio 1.97
Revenue 575.45M
Operating Income 238.13M
Net Income 35.06M
Free Cash Flow 239.74M
Net Cash -439.86M
Net Cash / Share -59.28
Gross Margin 73.13%
Operating Margin 41.38%
Profit Margin 6.10%
FCF Margin 41.66%
ROA 5.28%
ROE 12.06%
ROIC 4.60%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$61.75*
(-38.44% downside)
Low
44.0
Current: $100.31
High
93.0
Target: 61.75
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue590545503491557610599564540491
Revenue Growth8.35%8.33%2.41%-11.96%-8.64%1.83%6.32%4.35%9.91%-
Gross Profit590545503491557610599564540491
Operating Income243256234247288318318298279254
Net Income28.1637.2453.6973.6087.4011110710410191.25
Shares Outstanding7.939.628.798.718.649.1510.8812.7314.9115.83
Earnings Per Share3.544.055.998.3810.0511.909.608.006.595.63
EPS Growth-12.59%-32.39%-28.52%-16.62%-15.55%23.96%20%21.4%17.05%-
Operating Cash Flow257245218219206242246232219200
Capital Expenditures-10.99-9.34-8.86-6.01-7.76-8.19-7.38-6.88-6.86-6.39
Free Cash Flow246235209213198234239225213193
Cash & Equivalents11.629.3412.4715.2012.3838.3419.5711.6310.778.03
Total Debt554252245295375501506400279187
Net Cash / Debt-542-243-232-280-362-463-486-389-268-179
Assets1,030855841801806866850809735666
Liabilities618303300340414551543443316224
Book Value412552541461392316307366419443
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name World Acceptance Corporation
Country United States
Employees 3,744
CEO R. Chad Prashad

Stock Information

Ticker Symbol WRLD
Stock Exchange NASDAQ
Sector Financial Services
Industry Credit Services
Unique Identifier NASDAQ: WRLD
IPO Date November 26, 1991

Description

World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2020, it operates 1,243 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.