World Acceptance Corporation (WRLD)
Stock Price Chart
Key Info
| Market Cap | 744.35M |
| Revenue (ttm) | 575.45M |
| Net Income (ttm) | 35.06M |
| Shares Out | 7.42M |
| EPS (ttm) | 6.45 |
| PE Ratio | 15.55 |
| Forward PE | 15.04 |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Oct 23, 2020 |
| Last Price | $100.31 |
| Previous Close | $103.77 |
| Change ($) | -3.46 |
| Change (%) | -3.33% |
| Day's Open | 103.02 |
| Day's Range | 98.40 - 104.59 |
| Day's Volume | 67,947 |
| 52-Week Range | 43.16 - 133.98 |
More Stats
| Market Cap | 744.35M |
| Enterprise Value | 1.18B |
| Earnings Date (est) | Feb 4, 2021 |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 7.42M |
| Float | 6.26M |
| EPS (basic) | 4.76 |
| EPS (diluted) | 6.45 |
| FCF / Share | 34.91 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 6.43% |
| FCF Yield | 32.21% |
| Payout Ratio | n/a |
| Shares Short | 1.45M |
| Short Ratio | 14.62 |
| Short % of Float | 23.19% |
| Beta | 1.78 |
| PE Ratio | 15.55 |
| Forward PE | 15.04 |
| P/FCF Ratio | 3.10 |
| PS Ratio | 1.29 |
| PB Ratio | 1.97 |
| Revenue | 575.45M |
| Operating Income | 238.13M |
| Net Income | 35.06M |
| Free Cash Flow | 239.74M |
| Net Cash | -439.86M |
| Net Cash / Share | -59.28 |
| Gross Margin | 73.13% |
| Operating Margin | 41.38% |
| Profit Margin | 6.10% |
| FCF Margin | 41.66% |
| ROA | 5.28% |
| ROE | 12.06% |
| ROIC | 4.60% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 590 | 545 | 503 | 491 | 557 | 610 | 599 | 564 | 540 | 491 |
| Revenue Growth | 8.35% | 8.33% | 2.41% | -11.96% | -8.64% | 1.83% | 6.32% | 4.35% | 9.91% | - |
| Gross Profit | 590 | 545 | 503 | 491 | 557 | 610 | 599 | 564 | 540 | 491 |
| Operating Income | 243 | 256 | 234 | 247 | 288 | 318 | 318 | 298 | 279 | 254 |
| Net Income | 28.16 | 37.24 | 53.69 | 73.60 | 87.40 | 111 | 107 | 104 | 101 | 91.25 |
| Shares Outstanding | 7.93 | 9.62 | 8.79 | 8.71 | 8.64 | 9.15 | 10.88 | 12.73 | 14.91 | 15.83 |
| Earnings Per Share | 3.54 | 4.05 | 5.99 | 8.38 | 10.05 | 11.90 | 9.60 | 8.00 | 6.59 | 5.63 |
| EPS Growth | -12.59% | -32.39% | -28.52% | -16.62% | -15.55% | 23.96% | 20% | 21.4% | 17.05% | - |
| Operating Cash Flow | 257 | 245 | 218 | 219 | 206 | 242 | 246 | 232 | 219 | 200 |
| Capital Expenditures | -10.99 | -9.34 | -8.86 | -6.01 | -7.76 | -8.19 | -7.38 | -6.88 | -6.86 | -6.39 |
| Free Cash Flow | 246 | 235 | 209 | 213 | 198 | 234 | 239 | 225 | 213 | 193 |
| Cash & Equivalents | 11.62 | 9.34 | 12.47 | 15.20 | 12.38 | 38.34 | 19.57 | 11.63 | 10.77 | 8.03 |
| Total Debt | 554 | 252 | 245 | 295 | 375 | 501 | 506 | 400 | 279 | 187 |
| Net Cash / Debt | -542 | -243 | -232 | -280 | -362 | -463 | -486 | -389 | -268 | -179 |
| Assets | 1,030 | 855 | 841 | 801 | 806 | 866 | 850 | 809 | 735 | 666 |
| Liabilities | 618 | 303 | 300 | 340 | 414 | 551 | 543 | 443 | 316 | 224 |
| Book Value | 412 | 552 | 541 | 461 | 392 | 316 | 307 | 366 | 419 | 443 |
Company Profile
Company Details
| Full Name | World Acceptance Corporation |
| Country | United States |
| Employees | 3,744 |
| CEO | R. Chad Prashad |
Stock Information
| Ticker Symbol | WRLD |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Credit Services |
| Unique Identifier | NASDAQ: WRLD |
| IPO Date | November 26, 1991 |
Description
World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2020, it operates 1,243 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.