World Acceptance Corporation (WRLD)

NASDAQ: WRLD · Real-Time Price · USD

171.64

-0.73 (-0.42%)

Oct 16, 2026, 4:00 PM EDT - Market closed

World Acceptance Financials Overview

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	591.22	584.79	564.11	572.6	611.36	585.65
Revenue Growth	4.21%	3.67%	-1.48%	-6.34%	4.39%	10.32%
Gross Profit	409.38	396.19	394.9	415.63	351.89	399.44
Operating Income	103.73	94.31	153.96	147.03	72.42	99.46
Net Income	39.11	34.59	89.24	77.05	21.23	53.92
Earnings Per Share	8.06	6.88	16.21	13.14	3.60	8.47
EPS Growth	-45.82%	-57.56%	23.36%	265.00%	-57.50%	-35.98%

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	10.42	6.07	4.71	11.84	16.51	19.24
Total Debt	648.07	661.19	525.56	577.95	679	779.85
Net Cash (Debt)	-637.65	-655.12	-520.84	-566.11	-662.49	-760.61
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-131.50	-130.35	-94.58	-96.57	-112.31	-119.52

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	265.58	259.36	254.16	265.78	291.55	272.45
Capital Expenditures	-4.12	-3.88	-3.68	-5.93	-5.83	-6.07
Free Cash Flow	261.46	255.48	250.48	259.85	285.73	266.38
Free Cash Flow Growth	0.46%	1.99%	-3.61%	-9.06%	7.26%	23.74%

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Gross Margin	69.24%	67.75%	70.00%	72.59%	57.56%	68.20%
Operating Margin	17.54%	16.13%	27.29%	25.68%	11.85%	16.98%
Pretax Margin	8.60%	7.74%	19.73%	17.29%	4.44%	11.20%
Profit Margin	6.62%	5.91%	15.82%	13.46%	3.47%	9.21%
FCF Margin	44.22%	43.69%	44.40%	45.38%	46.74%	45.48%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Oct '26 Oct 19, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	21.29	18.57	7.65	10.71	22.63	21.33
Forward PE	13.82	14.37	9.23	12.53	18.39	19.76
P/FCF Ratio	2.97	2.51	2.73	3.18	1.68	4.32
PS Ratio	1.31	1.10	1.21	1.44	0.79	1.96