World Acceptance Corporation (WRLD)

NASDAQ: WRLD · Real-Time Price · USD

149.08

-0.50 (-0.33%)

At close: Nov 6, 2026, 4:00 PM EST

149.52

+0.44 (0.30%)

After-hours: Nov 6, 2026, 7:52 PM EST

World Acceptance Financials Overview

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	595.58	584.79	564.11	572.6	611.36	585.65
Revenue Growth	4.41%	3.67%	-1.48%	-6.34%	4.39%	10.32%
Gross Profit	417.58	396.19	394.9	415.63	351.89	399.44
Operating Income	112.01	94.31	153.96	147.03	72.42	99.46
Net Income	49.52	34.59	89.24	77.05	21.23	53.92
Earnings Per Share	10.46	6.88	16.21	13.14	3.60	8.47
EPS Growth	-2.08%	-57.56%	23.36%	265.00%	-57.50%	-35.98%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	8.31	6.07	4.71	11.84	16.51	19.24
Total Debt	670.17	661.19	525.56	577.95	679	779.85
Net Cash (Debt)	-661.86	-655.12	-520.84	-566.11	-662.49	-760.61
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-139.88	-130.35	-94.58	-96.57	-112.31	-119.52

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	-	259.36	254.16	265.78	291.55	272.45
Capital Expenditures	-	-3.88	-3.68	-5.93	-5.83	-6.07
Free Cash Flow	-	255.48	250.48	259.85	285.73	266.38
Free Cash Flow Growth	-	1.99%	-3.61%	-9.06%	7.26%	23.74%

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Gross Margin	70.11%	67.75%	70.00%	72.59%	57.56%	68.20%
Operating Margin	18.81%	16.13%	27.29%	25.68%	11.85%	16.98%
Pretax Margin	10.72%	7.74%	19.73%	17.29%	4.44%	11.20%
Profit Margin	8.31%	5.91%	15.82%	13.46%	3.47%	9.21%
FCF Margin	-	43.69%	44.40%	45.38%	46.74%	45.48%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 8, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	14.26	18.57	7.65	10.71	22.63	21.33
Forward PE	11.27	14.37	9.23	12.53	18.39	19.76
P/FCF Ratio	2.57	2.51	2.73	3.18	1.68	4.32
PS Ratio	1.13	1.10	1.21	1.44	0.79	1.96