World Acceptance Corporation (WRLD)

World Acceptance Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Other Revenue	564.78	573	616.55	585.65	530.84
Revenue	564.78	573	616.55	585.65	530.84
Revenue Growth (YoY)	-1.44%	-7.06%	5.28%	10.32%	-10.12%
Cost of Revenue	169.22	156.97	259.46	186.21	86.24
Gross Profit	395.57	416.03	357.09	399.44	444.6
Selling, General & Admin	237.12	264.38	275.01	294.97	299.17
Operating Expenses	240.93	268.6	279.47	299.98	304.64
Operating Income	154.63	147.43	77.62	99.46	139.95
Interest Expense	-42.71	-48.23	-50.46	-33.42	-25.7
EBT Excluding Unusual Items	111.93	99.2	27.15	66.04	114.25
Gain (Loss) on Sale of Assets	0.06	0.06	-0.01	-0.46	-2.85
Other Unusual Items	-	0.15	0.01	-	-
Pretax Income	111.99	99.41	27.15	65.58	111.4
Income Tax Expense	22.24	22.06	5.91	11.66	23.12
Earnings From Continuing Operations	89.74	77.35	21.23	53.92	88.28
Net Income	89.74	77.35	21.23	53.92	88.28
Net Income to Common	89.74	77.35	21.23	53.92	88.28
Net Income Growth	16.03%	264.29%	-60.62%	-38.92%	213.53%
Shares Outstanding (Basic)	5	6	6	6	6
Shares Outstanding (Diluted)	6	6	6	6	7
Shares Change (YoY)	-6.05%	-0.62%	-7.31%	-4.62%	-16.11%
EPS (Basic)	16.54	13.45	3.69	8.88	13.59
EPS (Diluted)	16.30	13.19	3.60	8.47	13.23
EPS Growth	23.58%	266.39%	-57.50%	-35.98%	273.73%
Free Cash Flow	250.48	259.85	285.73	266.38	215.27
Free Cash Flow Per Share	45.48	44.33	48.44	41.86	32.26
Gross Margin	70.04%	72.61%	57.92%	68.20%	83.75%
Operating Margin	27.38%	25.73%	12.59%	16.98%	26.36%
Profit Margin	15.89%	13.50%	3.44%	9.21%	16.63%
Free Cash Flow Margin	44.35%	45.35%	46.34%	45.48%	40.55%
EBITDA	164.77	158.32	88.53	111.13	152.37
EBITDA Margin	29.17%	27.63%	14.36%	18.98%	28.70%
D&A For EBITDA	10.13	10.89	10.91	11.67	12.42
EBIT	154.63	147.43	77.62	99.46	139.95
EBIT Margin	27.38%	25.73%	12.59%	16.98%	26.36%
Effective Tax Rate	19.86%	22.19%	21.79%	17.78%	20.75%
Revenue as Reported	564.84	573.21	616.55	585.19	527.99
Advertising Expenses	10.22	9.93	6.1	18.3	17.19

Updated Apr 29, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q