World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $744.44 million. The enterprise value is $1.41 billion.
| Market Cap | 744.44M |
| Enterprise Value | 1.41B |
Important Dates
The last earnings date was Friday, October 23, 2026, before market open.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 4.50 million shares outstanding. The number of shares has decreased by -11.11% in one year.
| Current Share Class | 4.50M |
| Shares Outstanding | 4.50M |
| Shares Change (YoY) | -11.11% |
| Shares Change (QoQ) | -0.51% |
| Owned by Insiders (%) | 18.44% |
| Owned by Institutions (%) | 64.97% |
| Float | 2.38M |
Valuation Ratios
The trailing PE ratio is 15.82 and the forward PE ratio is 12.50.
| PE Ratio | 15.82 |
| Forward PE | 12.50 |
| PS Ratio | 1.25 |
| Forward PS | 1.20 |
| PB Ratio | 2.13 |
| P/TBV Ratio | 2.20 |
| P/FCF Ratio | 2.85 |
| P/OCF Ratio | 2.80 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 11.64, with an EV/FCF ratio of 5.38.
| EV / Earnings | 28.40 |
| EV / Sales | 2.36 |
| EV / EBITDA | 11.64 |
| EV / EBIT | 12.55 |
| EV / FCF | 5.38 |
Financial Position
The company has a current ratio of 14.38, with a Debt / Equity ratio of 1.92.
| Current Ratio | 14.38 |
| Quick Ratio | 14.07 |
| Debt / Equity | 1.92 |
| Debt / EBITDA | 3.94 |
| Debt / FCF | 2.56 |
| Interest Coverage | 2.31 |
Financial Efficiency
Return on equity (ROE) is 13.86% and return on invested capital (ROIC) is 8.64%.
| Return on Equity (ROE) | 13.86% |
| Return on Assets (ROA) | 6.52% |
| Return on Invested Capital (ROIC) | 8.64% |
| Return on Capital Employed (ROCE) | 10.96% |
| Weighted Average Cost of Capital (WACC) | 8.52% |
| Revenue Per Employee | $204,879 |
| Profits Per Employee | $17,036 |
| Employee Count | 2,907 |
| Asset Turnover | 0.56 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $14.32 million in taxes.
| Income Tax | 14.32M |
| Effective Tax Rate | 22.43% |
Stock Price Statistics
The stock price has increased by +29.78% in the last 52 weeks. The beta is 1.25, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.25 |
| 52-Week Price Change | +29.78% |
| 50-Day Moving Average | 178.19 |
| 200-Day Moving Average | 163.61 |
| Relative Strength Index (RSI) | 39.94 |
| Average Volume (20 Days) | 54,529 |
Short Selling Information
The latest short interest is 378,953, so 8.42% of the outstanding shares have been sold short.
| Short Interest | 378,953 |
| Short Previous Month | 395,042 |
| Short % of Shares Out | 8.42% |
| Short % of Float | 15.89% |
| Short Ratio (days to cover) | 6.45 |
Income Statement
In the last 12 months, WRLD had revenue of $595.58 million and earned $49.52 million in profits. Earnings per share was $10.46.
| Revenue | 595.58M |
| Gross Profit | 417.58M |
| Operating Income | 112.01M |
| Pretax Income | 63.84M |
| Net Income | 49.52M |
| EBITDA | 120.81M |
| EBIT | 112.01M |
| Earnings Per Share (EPS) | $10.46 |
Balance Sheet
The company has $8.31 million in cash and $670.17 million in debt, with a net cash position of -$661.86 million or -$147.08 per share.
| Cash & Cash Equivalents | 8.31M |
| Total Debt | 670.17M |
| Net Cash | -661.86M |
| Net Cash Per Share | -$147.08 |
| Equity (Book Value) | 348.84M |
| Book Value Per Share | 77.52 |
| Working Capital | 827.16M |
Cash Flow
In the last 12 months, operating cash flow was $265.58 million and capital expenditures -$4.12 million, giving a free cash flow of $261.46 million.
| Operating Cash Flow | 265.58M |
| Capital Expenditures | -4.12M |
| Depreciation & Amortization | 8.80M |
| Net Borrowing | 97.39M |
| Free Cash Flow | 261.46M |
| FCF Per Share | $58.10 |
Margins
Gross margin is 70.11%, with operating and profit margins of 18.81% and 8.32%.
| Gross Margin | 70.11% |
| Operating Margin | 18.81% |
| Pretax Margin | 10.72% |
| Profit Margin | 8.32% |
| EBITDA Margin | 20.28% |
| EBIT Margin | 18.81% |
| FCF Margin | 44.22% |
Dividends & Yields
WRLD does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 11.11% |
| Shareholder Yield | 11.11% |
| Earnings Yield | 6.32% |
| FCF Yield | 35.12% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | 5.24% |
| EPS Growth Forecast (3Y) | 35.76% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 1, 1995. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 1, 1995 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |