World Acceptance Corporation (WRLD)
NASDAQ: WRLD · Real-Time Price · USD
125.52
+0.93 (0.75%)
Sep 18, 2024, 4:00 PM EDT - Market closed

World Acceptance Statistics

Total Valuation

WRLD has a market cap or net worth of $688.73 million. The enterprise value is $1.25 billion.

Market Cap 688.73M
Enterprise Value 1.25B

Important Dates

The next estimated earnings date is Friday, October 18, 2024, before market open.

Earnings Date Oct 18, 2024
Ex-Dividend Date n/a

Share Statistics

WRLD has 5.49 million shares outstanding. The number of shares has decreased by -2.62% in one year.

Shares Outstanding 5.49M
Shares Change (YoY) -2.62%
Shares Change (QoQ) -3.24%
Owned by Insiders (%) 17.45%
Owned by Institutions (%) 53.18%
Float 2.42M

Valuation Ratios

The trailing PE ratio is 9.33 and the forward PE ratio is 8.44.

PE Ratio 9.33
Forward PE 8.44
PS Ratio 1.26
Forward PS 1.16
PB Ratio 1.63
P/FCF Ratio 2.76
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.03, with an EV/FCF ratio of 5.03.

EV / Earnings 16.12
EV / Sales 2.23
EV / EBITDA 8.03
EV / EBIT 8.63
EV / FCF 5.03

Financial Position

The company has a current ratio of 12.59, with a Debt / Equity ratio of 1.36.

Current Ratio 12.59
Quick Ratio 12.59
Debt / Equity 1.36
Debt / EBITDA 2.80
Debt / FCF 2.31
Interest Coverage 3.17

Financial Efficiency

Return on equity (ROE) is 18.98% and return on invested capital (ROIC) is 8.80%.

Return on Equity (ROE) 18.98%
Return on Assets (ROA) 8.40%
Return on Capital (ROIC) 8.80%
Revenue Per Employee $196,102
Profits Per Employee $27,073
Employee Count 2,872
Asset Turnover 0.52
Inventory Turnover n/a

Taxes

In the past 12 months, WRLD has paid $22.23 million in taxes.

Income Tax 22.23M
Effective Tax Rate 22.23%

Stock Price Statistics

The stock price has decreased by -5.00% in the last 52 weeks. The beta is 1.40, so WRLD's price volatility has been higher than the market average.

Beta (5Y) 1.40
52-Week Price Change -5.00%
50-Day Moving Average 120.09
200-Day Moving Average 128.27
Relative Strength Index (RSI) 63.70
Average Volume (20 Days) 37,098

Short Selling Information

The latest short interest is 483,227, so 8.81% of the outstanding shares have been sold short.

Short Interest 483,227
Short Previous Month 531,981
Short % of Shares Out 8.81%
Short % of Float 19.94%
Short Ratio (days to cover) 14.26

Income Statement

In the last 12 months, WRLD had revenue of $563.21 million and earned $77.75 million in profits. Earnings per share was $13.45.

Revenue 563.21M
Gross Profit 407.41M
Operating Income 145.23M
Pretax Income 99.98M
Net Income 77.75M
EBITDA 156.12M
EBIT 145.23M
Earnings Per Share (EPS) $13.45
Full Income Statement

Balance Sheet

The company has $11.12 million in cash and $575.88 million in debt, giving a net cash position of -$564.76 million or -$102.93 per share.

Cash & Cash Equivalents 11.12M
Total Debt 575.88M
Net Cash -564.76M
Net Cash Per Share -$102.93
Equity (Book Value) 422.61M
Book Value Per Share 77.12
Working Capital 782.38M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $254.47 million and capital expenditures -$5.36 million, giving a free cash flow of $249.11 million.

Operating Cash Flow 254.47M
Capital Expenditures -5.36M
Free Cash Flow 249.11M
FCF Per Share $45.40
Full Cash Flow Statement

Margins

Gross margin is 72.34%, with operating and profit margins of 25.79% and 13.81%.

Gross Margin 72.34%
Operating Margin 25.79%
Pretax Margin 17.75%
Profit Margin 13.81%
EBITDA Margin 27.72%
EBIT Margin 25.79%
FCF Margin 44.28%

Dividends & Yields

WRLD does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 2.62%
Shareholder Yield 2.62%
Earnings Yield 11.29%
FCF Yield 36.17%

Analyst Forecast

The average price target for WRLD is $56.00, which is -55.39% lower than the current price. The consensus rating is "Sell".

Price Target $56.00
Price Target Difference -55.39%
Analyst Consensus Sell
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on September 1, 1995. It was a forward split with a ratio of 3:1.

Last Split Date Sep 1, 1995
Split Type Forward
Split Ratio 3:1

Scores

WRLD has an Altman Z-Score of 2.78 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.78
Piotroski F-Score 7