World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $761.54 million. The enterprise value is $1.42 billion.
| Market Cap | 761.54M |
| Enterprise Value | 1.42B |
Important Dates
The next estimated earnings date is Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 4.47 million shares outstanding. The number of shares has decreased by -8.74% in one year.
| Current Share Class | 4.47M |
| Shares Outstanding | 4.47M |
| Shares Change (YoY) | -8.74% |
| Shares Change (QoQ) | -0.30% |
| Owned by Insiders (%) | 19.22% |
| Owned by Institutions (%) | 63.15% |
| Float | 2.02M |
Valuation Ratios
The trailing PE ratio is 24.77 and the forward PE ratio is 15.51.
| PE Ratio | 24.77 |
| Forward PE | 15.51 |
| PS Ratio | 1.30 |
| Forward PS | 1.21 |
| PB Ratio | 2.18 |
| P/TBV Ratio | 2.24 |
| P/FCF Ratio | 2.98 |
| P/OCF Ratio | 2.94 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.71, with an EV/FCF ratio of 5.55.
| EV / Earnings | 40.96 |
| EV / Sales | 2.42 |
| EV / EBITDA | 13.71 |
| EV / EBIT | 15.02 |
| EV / FCF | 5.55 |
Financial Position
The company has a current ratio of 14.61, with a Debt / Equity ratio of 1.88.
| Current Ratio | 14.61 |
| Quick Ratio | 14.22 |
| Debt / Equity | 1.88 |
| Debt / EBITDA | 4.36 |
| Debt / FCF | 2.59 |
| Interest Coverage | 1.91 |
Financial Efficiency
Return on equity (ROE) is 8.78% and return on invested capital (ROIC) is 6.87%.
| Return on Equity (ROE) | 8.78% |
| Return on Assets (ROA) | 5.72% |
| Return on Invested Capital (ROIC) | 6.87% |
| Return on Capital Employed (ROCE) | 9.48% |
| Weighted Average Cost of Capital (WACC) | 8.46% |
| Revenue Per Employee | $206,057 |
| Profits Per Employee | $12,187 |
| Employee Count | 2,838 |
| Asset Turnover | 0.57 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $10.66 million in taxes.
| Income Tax | 10.66M |
| Effective Tax Rate | 23.55% |
Stock Price Statistics
The stock price has increased by +4.58% in the last 52 weeks. The beta is 1.20, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.20 |
| 52-Week Price Change | +4.58% |
| 50-Day Moving Average | 151.05 |
| 200-Day Moving Average | 148.92 |
| Relative Strength Index (RSI) | 67.80 |
| Average Volume (20 Days) | 156,485 |
Short Selling Information
The latest short interest is 527,203, so 11.80% of the outstanding shares have been sold short.
| Short Interest | 527,203 |
| Short Previous Month | 508,292 |
| Short % of Shares Out | 11.80% |
| Short % of Float | 26.12% |
| Short Ratio (days to cover) | 3.01 |
Income Statement
In the last 12 months, WRLD had revenue of $584.79 million and earned $34.59 million in profits. Earnings per share was $6.88.
| Revenue | 584.79M |
| Gross Profit | 396.19M |
| Operating Income | 94.31M |
| Pretax Income | 45.24M |
| Net Income | 34.59M |
| EBITDA | 103.30M |
| EBIT | 94.31M |
| Earnings Per Share (EPS) | $6.88 |
Balance Sheet
The company has $6.07 million in cash and $661.19 million in debt, with a net cash position of -$655.12 million or -$146.63 per share.
| Cash & Cash Equivalents | 6.07M |
| Total Debt | 661.19M |
| Net Cash | -655.12M |
| Net Cash Per Share | -$146.63 |
| Equity (Book Value) | 351.01M |
| Book Value Per Share | 78.28 |
| Working Capital | 813.87M |
Cash Flow
In the last 12 months, operating cash flow was $259.36 million and capital expenditures -$3.88 million, giving a free cash flow of $255.48 million.
| Operating Cash Flow | 259.36M |
| Capital Expenditures | -3.88M |
| Depreciation & Amortization | 8.99M |
| Net Borrowing | 136.49M |
| Free Cash Flow | 255.48M |
| FCF Per Share | $57.18 |
Margins
Gross margin is 67.75%, with operating and profit margins of 16.13% and 5.91%.
| Gross Margin | 67.75% |
| Operating Margin | 16.13% |
| Pretax Margin | 7.74% |
| Profit Margin | 5.91% |
| EBITDA Margin | 17.66% |
| EBIT Margin | 16.13% |
| FCF Margin | 43.69% |
Dividends & Yields
WRLD does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 8.74% |
| Shareholder Yield | 8.74% |
| Earnings Yield | 4.54% |
| FCF Yield | 33.55% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 1, 1995. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 1, 1995 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
WRLD has an Altman Z-Score of 2.52 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.52 |
| Piotroski F-Score | 5 |