World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $857.77 million. The enterprise value is $1.50 billion.
| Market Cap | 857.77M |
| Enterprise Value | 1.50B |
Important Dates
The last earnings date was Friday, July 24, 2026, before market open.
| Earnings Date | Jul 24, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 4.52 million shares outstanding. The number of shares has decreased by -10.82% in one year.
| Current Share Class | 4.52M |
| Shares Outstanding | 4.52M |
| Shares Change (YoY) | -10.82% |
| Shares Change (QoQ) | -3.46% |
| Owned by Insiders (%) | 18.21% |
| Owned by Institutions (%) | 61.04% |
| Float | 2.16M |
Valuation Ratios
The trailing PE ratio is 23.53 and the forward PE ratio is 15.27.
| PE Ratio | 23.53 |
| Forward PE | 15.27 |
| PS Ratio | 1.45 |
| Forward PS | 1.38 |
| PB Ratio | 2.33 |
| P/TBV Ratio | 2.44 |
| P/FCF Ratio | 3.36 |
| P/OCF Ratio | 3.31 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.28, with an EV/FCF ratio of 5.85.
| EV / Earnings | 38.24 |
| EV / Sales | 2.53 |
| EV / EBITDA | 13.28 |
| EV / EBIT | 14.42 |
| EV / FCF | 5.85 |
Financial Position
The company has a current ratio of 10.38, with a Debt / Equity ratio of 1.79.
| Current Ratio | 10.38 |
| Quick Ratio | 10.18 |
| Debt / Equity | 1.79 |
| Debt / EBITDA | 4.02 |
| Debt / FCF | 2.54 |
| Interest Coverage | 2.02 |
Financial Efficiency
Return on equity (ROE) is 9.90% and return on invested capital (ROIC) is 8.13%.
| Return on Equity (ROE) | 9.90% |
| Return on Assets (ROA) | 6.17% |
| Return on Invested Capital (ROIC) | 8.13% |
| Return on Capital Employed (ROCE) | 10.43% |
| Weighted Average Cost of Capital (WACC) | 8.62% |
| Revenue Per Employee | $203,379 |
| Profits Per Employee | $13,453 |
| Employee Count | 2,907 |
| Asset Turnover | 0.56 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $11.76 million in taxes.
| Income Tax | 11.76M |
| Effective Tax Rate | 23.12% |
Stock Price Statistics
The stock price has increased by +19.89% in the last 52 weeks. The beta is 1.14, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.14 |
| 52-Week Price Change | +19.89% |
| 50-Day Moving Average | 189.10 |
| 200-Day Moving Average | 153.13 |
| Relative Strength Index (RSI) | 53.37 |
| Average Volume (20 Days) | 138,440 |
Short Selling Information
The latest short interest is 587,802, so 13.00% of the outstanding shares have been sold short.
| Short Interest | 587,802 |
| Short Previous Month | 575,387 |
| Short % of Shares Out | 13.00% |
| Short % of Float | 27.18% |
| Short Ratio (days to cover) | 5.23 |
Income Statement
In the last 12 months, WRLD had revenue of $591.22 million and earned $39.11 million in profits. Earnings per share was $8.06.
| Revenue | 591.22M |
| Gross Profit | 409.38M |
| Operating Income | 103.73M |
| Pretax Income | 50.87M |
| Net Income | 39.11M |
| EBITDA | 112.58M |
| EBIT | 103.73M |
| Earnings Per Share (EPS) | $8.06 |
Balance Sheet
The company has $10.42 million in cash and $648.07 million in debt, with a net cash position of -$637.65 million or -$140.98 per share.
| Cash & Cash Equivalents | 10.42M |
| Total Debt | 648.07M |
| Net Cash | -637.65M |
| Net Cash Per Share | -$140.98 |
| Equity (Book Value) | 362.18M |
| Book Value Per Share | 80.15 |
| Working Capital | 795.68M |
Cash Flow
In the last 12 months, operating cash flow was $259.36 million and capital expenditures -$3.88 million, giving a free cash flow of $255.48 million.
| Operating Cash Flow | 259.36M |
| Capital Expenditures | -3.88M |
| Depreciation & Amortization | 8.89M |
| Net Borrowing | 136.49M |
| Free Cash Flow | 255.48M |
| FCF Per Share | $56.48 |
Margins
Gross margin is 69.24%, with operating and profit margins of 17.55% and 6.61%.
| Gross Margin | 69.24% |
| Operating Margin | 17.55% |
| Pretax Margin | 8.60% |
| Profit Margin | 6.61% |
| EBITDA Margin | 19.04% |
| EBIT Margin | 17.55% |
| FCF Margin | 43.69% |
Dividends & Yields
WRLD does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 10.82% |
| Shareholder Yield | 10.82% |
| Earnings Yield | 4.56% |
| FCF Yield | 29.78% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 1, 1995. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 1, 1995 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
WRLD has an Altman Z-Score of 2.48 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.48 |
| Piotroski F-Score | 5 |