World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $861.93 million. The enterprise value is $1.50 billion.
| Market Cap | 861.93M |
| Enterprise Value | 1.50B |
Important Dates
The next estimated earnings date is Thursday, October 22, 2026, before market open.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 4.52 million shares outstanding. The number of shares has decreased by -10.82% in one year.
| Current Share Class | 4.52M |
| Shares Outstanding | 4.52M |
| Shares Change (YoY) | -10.82% |
| Shares Change (QoQ) | -3.45% |
| Owned by Insiders (%) | 18.39% |
| Owned by Institutions (%) | 65.20% |
| Float | 2.32M |
Valuation Ratios
The trailing PE ratio is 23.64 and the forward PE ratio is 15.34.
| PE Ratio | 23.64 |
| Forward PE | 15.34 |
| PS Ratio | 1.46 |
| Forward PS | 1.39 |
| PB Ratio | 2.38 |
| P/TBV Ratio | 2.45 |
| P/FCF Ratio | 3.30 |
| P/OCF Ratio | 3.25 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.32, with an EV/FCF ratio of 5.74.
| EV / Earnings | 38.34 |
| EV / Sales | 2.54 |
| EV / EBITDA | 13.32 |
| EV / EBIT | 14.46 |
| EV / FCF | 5.74 |
Financial Position
The company has a current ratio of 10.38, with a Debt / Equity ratio of 1.79.
| Current Ratio | 10.38 |
| Quick Ratio | 10.18 |
| Debt / Equity | 1.79 |
| Debt / EBITDA | 4.02 |
| Debt / FCF | 2.48 |
| Interest Coverage | 2.02 |
Financial Efficiency
Return on equity (ROE) is 9.90% and return on invested capital (ROIC) is 7.95%.
| Return on Equity (ROE) | 9.90% |
| Return on Assets (ROA) | 6.17% |
| Return on Invested Capital (ROIC) | 7.95% |
| Return on Capital Employed (ROCE) | 10.43% |
| Weighted Average Cost of Capital (WACC) | 8.62% |
| Revenue Per Employee | $203,379 |
| Profits Per Employee | $13,453 |
| Employee Count | 2,907 |
| Asset Turnover | 0.56 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $11.76 million in taxes.
| Income Tax | 11.76M |
| Effective Tax Rate | 23.12% |
Stock Price Statistics
The stock price has increased by +11.17% in the last 52 weeks. The beta is 1.14, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.14 |
| 52-Week Price Change | +11.17% |
| 50-Day Moving Average | 193.61 |
| 200-Day Moving Average | 157.18 |
| Relative Strength Index (RSI) | 52.10 |
| Average Volume (20 Days) | 76,537 |
Short Selling Information
The latest short interest is 482,742, so 10.67% of the outstanding shares have been sold short.
| Short Interest | 482,742 |
| Short Previous Month | 507,594 |
| Short % of Shares Out | 10.67% |
| Short % of Float | 20.83% |
| Short Ratio (days to cover) | 3.72 |
Income Statement
In the last 12 months, WRLD had revenue of $591.22 million and earned $39.11 million in profits. Earnings per share was $8.06.
| Revenue | 591.22M |
| Gross Profit | 409.38M |
| Operating Income | 103.73M |
| Pretax Income | 50.87M |
| Net Income | 39.11M |
| EBITDA | 112.58M |
| EBIT | 103.73M |
| Earnings Per Share (EPS) | $8.06 |
Balance Sheet
The company has $10.42 million in cash and $648.07 million in debt, with a net cash position of -$637.65 million or -$140.98 per share.
| Cash & Cash Equivalents | 10.42M |
| Total Debt | 648.07M |
| Net Cash | -637.65M |
| Net Cash Per Share | -$140.98 |
| Equity (Book Value) | 362.18M |
| Book Value Per Share | 80.15 |
| Working Capital | 795.68M |
Cash Flow
In the last 12 months, operating cash flow was $265.58 million and capital expenditures -$4.12 million, giving a free cash flow of $261.46 million.
| Operating Cash Flow | 265.58M |
| Capital Expenditures | -4.12M |
| Depreciation & Amortization | 8.85M |
| Net Borrowing | 97.39M |
| Free Cash Flow | 261.46M |
| FCF Per Share | $57.81 |
Margins
Gross margin is 69.24%, with operating and profit margins of 17.55% and 6.61%.
| Gross Margin | 69.24% |
| Operating Margin | 17.55% |
| Pretax Margin | 8.60% |
| Profit Margin | 6.61% |
| EBITDA Margin | 19.04% |
| EBIT Margin | 17.55% |
| FCF Margin | 44.22% |
Dividends & Yields
WRLD does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 10.82% |
| Shareholder Yield | 10.82% |
| Earnings Yield | 4.54% |
| FCF Yield | 30.33% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 1, 1995. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 1, 1995 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
WRLD has an Altman Z-Score of 2.48 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.48 |
| Piotroski F-Score | 5 |