World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $676.31 million. The enterprise value is $1.33 billion.
Important Dates
The last earnings date was Thursday, April 30, 2026, before market open.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 4.50 million shares outstanding. The number of shares has decreased by -8.73% in one year.
| Current Share Class | 4.50M |
| Shares Outstanding | 4.50M |
| Shares Change (YoY) | -8.73% |
| Shares Change (QoQ) | -0.30% |
| Owned by Insiders (%) | 19.23% |
| Owned by Institutions (%) | 57.58% |
| Float | 2.04M |
Valuation Ratios
The trailing PE ratio is 21.57 and the forward PE ratio is 13.68.
| PE Ratio | 21.57 |
| Forward PE | 13.68 |
| PS Ratio | 1.15 |
| Forward PS | 1.10 |
| PB Ratio | 1.91 |
| P/TBV Ratio | 1.98 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 38.05 |
| EV / Sales | 2.27 |
| EV / EBITDA | 12.77 |
| EV / EBIT | 13.99 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 23.57, with a Debt / Equity ratio of 1.87.
| Current Ratio | 23.57 |
| Quick Ratio | 22.94 |
| Debt / Equity | 1.87 |
| Debt / EBITDA | 4.33 |
| Debt / FCF | n/a |
| Interest Coverage | 1.93 |
Financial Efficiency
Return on equity (ROE) is 8.83% and return on invested capital (ROIC) is 6.92%.
| Return on Equity (ROE) | 8.83% |
| Return on Assets (ROA) | 5.78% |
| Return on Invested Capital (ROIC) | 6.92% |
| Return on Capital Employed (ROCE) | 9.38% |
| Weighted Average Cost of Capital (WACC) | 8.22% |
| Revenue Per Employee | $206,393 |
| Profits Per Employee | $12,338 |
| Employee Count | 2,838 |
| Asset Turnover | 0.57 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $10.80 million in taxes.
| Income Tax | 10.80M |
| Effective Tax Rate | 23.58% |
Stock Price Statistics
The stock price has increased by +0.78% in the last 52 weeks. The beta is 1.17, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.17 |
| 52-Week Price Change | +0.78% |
| 50-Day Moving Average | 142.29 |
| 200-Day Moving Average | 148.91 |
| Relative Strength Index (RSI) | 54.94 |
| Average Volume (20 Days) | 172,926 |
Short Selling Information
The latest short interest is 449,346, so 9.99% of the outstanding shares have been sold short.
| Short Interest | 449,346 |
| Short Previous Month | 434,180 |
| Short % of Shares Out | 9.99% |
| Short % of Float | 21.99% |
| Short Ratio (days to cover) | 3.44 |
Income Statement
In the last 12 months, WRLD had revenue of $585.74 million and earned $35.01 million in profits. Earnings per share was $6.97.
| Revenue | 585.74M |
| Gross Profit | 397.14M |
| Operating Income | 95.26M |
| Pretax Income | 45.82M |
| Net Income | 35.01M |
| EBITDA | 104.33M |
| EBIT | 95.26M |
| Earnings Per Share (EPS) | $6.97 |
Full Income StatementBalance Sheet
The company has $5.11 million in cash and $661.19 million in debt, with a net cash position of -$656.09 million or -$145.80 per share.
| Cash & Cash Equivalents | 5.11M |
| Total Debt | 661.19M |
| Net Cash | -656.09M |
| Net Cash Per Share | -$145.80 |
| Equity (Book Value) | 353.92M |
| Book Value Per Share | 78.65 |
| Working Capital | 835.68M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 9.07M |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 67.80%, with operating and profit margins of 16.26% and 5.98%.
| Gross Margin | 67.80% |
| Operating Margin | 16.26% |
| Pretax Margin | 7.82% |
| Profit Margin | 5.98% |
| EBITDA Margin | 17.81% |
| EBIT Margin | 16.26% |
| FCF Margin | n/a |
