World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $688.73 million. The enterprise value is $1.25 billion.
| Market Cap | 688.73M |
| Enterprise Value | 1.25B |
Important Dates
The next estimated earnings date is Friday, October 18, 2024, before market open.
| Earnings Date | Oct 18, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 5.49 million shares outstanding. The number of shares has decreased by -2.62% in one year.
| Shares Outstanding | 5.49M |
| Shares Change (YoY) | -2.62% |
| Shares Change (QoQ) | -3.24% |
| Owned by Insiders (%) | 17.45% |
| Owned by Institutions (%) | 53.18% |
| Float | 2.42M |
Valuation Ratios
The trailing PE ratio is 9.33 and the forward PE ratio is 8.44.
| PE Ratio | 9.33 |
| Forward PE | 8.44 |
| PS Ratio | 1.26 |
| Forward PS | 1.16 |
| PB Ratio | 1.63 |
| P/FCF Ratio | 2.76 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.03, with an EV/FCF ratio of 5.03.
| EV / Earnings | 16.12 |
| EV / Sales | 2.23 |
| EV / EBITDA | 8.03 |
| EV / EBIT | 8.63 |
| EV / FCF | 5.03 |
Financial Position
The company has a current ratio of 12.59, with a Debt / Equity ratio of 1.36.
| Current Ratio | 12.59 |
| Quick Ratio | 12.59 |
| Debt / Equity | 1.36 |
| Debt / EBITDA | 2.80 |
| Debt / FCF | 2.31 |
| Interest Coverage | 3.17 |
Financial Efficiency
Return on equity (ROE) is 18.98% and return on invested capital (ROIC) is 8.80%.
| Return on Equity (ROE) | 18.98% |
| Return on Assets (ROA) | 8.40% |
| Return on Capital (ROIC) | 8.80% |
| Revenue Per Employee | $196,102 |
| Profits Per Employee | $27,073 |
| Employee Count | 2,872 |
| Asset Turnover | 0.52 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $22.23 million in taxes.
| Income Tax | 22.23M |
| Effective Tax Rate | 22.23% |
Stock Price Statistics
The stock price has decreased by -5.00% in the last 52 weeks. The beta is 1.40, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.40 |
| 52-Week Price Change | -5.00% |
| 50-Day Moving Average | 120.09 |
| 200-Day Moving Average | 128.27 |
| Relative Strength Index (RSI) | 63.70 |
| Average Volume (20 Days) | 37,098 |
Short Selling Information
The latest short interest is 483,227, so 8.81% of the outstanding shares have been sold short.
| Short Interest | 483,227 |
| Short Previous Month | 531,981 |
| Short % of Shares Out | 8.81% |
| Short % of Float | 19.94% |
| Short Ratio (days to cover) | 14.26 |
Income Statement
In the last 12 months, WRLD had revenue of $563.21 million and earned $77.75 million in profits. Earnings per share was $13.45.
| Revenue | 563.21M |
| Gross Profit | 407.41M |
| Operating Income | 145.23M |
| Pretax Income | 99.98M |
| Net Income | 77.75M |
| EBITDA | 156.12M |
| EBIT | 145.23M |
| Earnings Per Share (EPS) | $13.45 |
Balance Sheet
The company has $11.12 million in cash and $575.88 million in debt, giving a net cash position of -$564.76 million or -$102.93 per share.
| Cash & Cash Equivalents | 11.12M |
| Total Debt | 575.88M |
| Net Cash | -564.76M |
| Net Cash Per Share | -$102.93 |
| Equity (Book Value) | 422.61M |
| Book Value Per Share | 77.12 |
| Working Capital | 782.38M |
Cash Flow
In the last 12 months, operating cash flow was $254.47 million and capital expenditures -$5.36 million, giving a free cash flow of $249.11 million.
| Operating Cash Flow | 254.47M |
| Capital Expenditures | -5.36M |
| Free Cash Flow | 249.11M |
| FCF Per Share | $45.40 |
Margins
Gross margin is 72.34%, with operating and profit margins of 25.79% and 13.81%.
| Gross Margin | 72.34% |
| Operating Margin | 25.79% |
| Pretax Margin | 17.75% |
| Profit Margin | 13.81% |
| EBITDA Margin | 27.72% |
| EBIT Margin | 25.79% |
| FCF Margin | 44.28% |
Dividends & Yields
WRLD does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 2.62% |
| Shareholder Yield | 2.62% |
| Earnings Yield | 11.29% |
| FCF Yield | 36.17% |
Analyst Forecast
The average price target for WRLD is $56.00, which is -55.39% lower than the current price. The consensus rating is "Sell".
| Price Target | $56.00 |
| Price Target Difference | -55.39% |
| Analyst Consensus | Sell |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on September 1, 1995. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 1, 1995 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
WRLD has an Altman Z-Score of 2.78 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.78 |
| Piotroski F-Score | 7 |