Waterstone Financial, Inc. (WSBF)
NASDAQ: WSBF · Real-Time Price · USD
15.16
-0.23 (-1.49%)
Nov 6, 2025, 4:00 PM EST - Market closed
Waterstone Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 53.77 | 39.76 | 36.42 | 46.64 | 376.72 | 94.77 | Upgrade |
Investment Securities | 226.4 | 60.8 | 53 | 50.4 | 57.28 | 67.57 | Upgrade |
Trading Asset Securities | - | 13.47 | 12.38 | 16.85 | 5.95 | 15 | Upgrade |
Mortgage-Backed Securities | - | 147.75 | 151.91 | 146.19 | 121.73 | 92.05 | Upgrade |
Total Investments | 226.4 | 222.02 | 217.29 | 213.43 | 184.96 | 174.62 | Upgrade |
Gross Loans | 1,715 | 1,681 | 1,664 | 1,510 | 1,206 | 1,375 | Upgrade |
Allowance for Loan Losses | -17.67 | -18.25 | -18.55 | -17.76 | -15.78 | -18.82 | Upgrade |
Net Loans | 1,697 | 1,662 | 1,646 | 1,492 | 1,190 | 1,356 | Upgrade |
Property, Plant & Equipment | 18.74 | 19.39 | 20 | 21.11 | 22.27 | 23.72 | Upgrade |
Loans Held for Sale | 135.68 | 135.91 | 164.99 | 131.19 | 312.74 | 402 | Upgrade |
Other Current Assets | 39.81 | 23.11 | 26.06 | 26.82 | 32.33 | 31.17 | Upgrade |
Long-Term Deferred Tax Assets | - | 10.94 | 12.16 | 12.67 | 5.32 | 5.4 | Upgrade |
Other Real Estate Owned & Foreclosed | 0.09 | 0.51 | 0.25 | 0.15 | 0.15 | 0.32 | Upgrade |
Other Long-Term Assets | 76.81 | 75.34 | 69.67 | 69.89 | 66.92 | 69.55 | Upgrade |
Total Assets | 2,269 | 2,210 | 2,213 | 2,032 | 2,216 | 2,185 | Upgrade |
Interest Bearing Deposits | 1,386 | 1,193 | 1,059 | 1,084 | 1,131 | 1,082 | Upgrade |
Institutional Deposits | - | 167.3 | 131.4 | 115.5 | 102.6 | 102.6 | Upgrade |
Total Deposits | 1,386 | 1,360 | 1,191 | 1,199 | 1,233 | 1,185 | Upgrade |
Short-Term Borrowings | - | 309.14 | 468.46 | 204.62 | 8.71 | 47.11 | Upgrade |
Long-Term Debt | 469.06 | - | - | - | - | - | Upgrade |
Federal Home Loan Bank Debt, Long-Term | - | 150 | 155 | 200 | 470 | 470 | Upgrade |
Other Long-Term Liabilities | 68.64 | 51.44 | 55.25 | 57.55 | 70.99 | 69.49 | Upgrade |
Total Liabilities | 1,924 | 1,870 | 1,869 | 1,661 | 1,783 | 1,771 | Upgrade |
Common Stock | 0.19 | 0.19 | 0.2 | 0.22 | 0.25 | 0.25 | Upgrade |
Additional Paid-In Capital | 80.52 | 91.21 | 103.91 | 128.55 | 174.51 | 180.68 | Upgrade |
Retained Earnings | 287.87 | 277.2 | 269.61 | 274.25 | 273.4 | 245.29 | Upgrade |
Comprehensive Income & Other | -23.08 | -29.47 | -29.66 | -32.53 | -15.38 | -13.1 | Upgrade |
Shareholders' Equity | 345.5 | 339.14 | 344.06 | 370.49 | 432.77 | 413.12 | Upgrade |
Total Liabilities & Equity | 2,269 | 2,210 | 2,213 | 2,032 | 2,216 | 2,185 | Upgrade |
Total Debt | 469.06 | 459.14 | 623.46 | 404.62 | 478.71 | 517.11 | Upgrade |
Net Cash (Debt) | -415.29 | -405.91 | -574.66 | -341.14 | -96.04 | -407.34 | Upgrade |
Net Cash Per Share | -22.98 | -21.84 | -28.45 | -15.50 | -4.01 | -16.55 | Upgrade |
Filing Date Shares Outstanding | 17.64 | 18.37 | 19 | 23.07 | 24.22 | 23.75 | Upgrade |
Total Common Shares Outstanding | 17.64 | 18.39 | 19.26 | 21.02 | 24.78 | 23.72 | Upgrade |
Book Value Per Share | 19.59 | 18.44 | 17.86 | 17.63 | 17.46 | 17.42 | Upgrade |
Tangible Book Value | 345.5 | 339.14 | 344.06 | 370.49 | 432.77 | 413.12 | Upgrade |
Tangible Book Value Per Share | 19.59 | 18.44 | 17.86 | 17.63 | 17.46 | 17.42 | Upgrade |
Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.