Waterstone Financial, Inc. (WSBF)

Waterstone Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	43.29	39.76	36.42	46.64	376.72	94.77
Investment Securities	58.46	60.8	53	50.4	57.28	67.57
Trading Asset Securities	11.14	13.47	12.38	16.85	5.95	15
Mortgage-Backed Securities	155.16	147.75	151.91	146.19	121.73	92.05
Total Investments	224.76	222.02	217.29	213.43	184.96	174.62
Gross Loans	1,664	1,681	1,664	1,510	1,206	1,375
Allowance for Loan Losses	-17.91	-18.25	-18.55	-17.76	-15.78	-18.82
Net Loans	1,646	1,662	1,646	1,492	1,190	1,356
Property, Plant & Equipment	19.22	19.39	20	21.11	22.27	23.72
Loans Held for Sale	116.29	135.91	164.99	131.19	312.74	402
Other Current Assets	32.62	23.11	26.06	26.82	32.33	31.17
Long-Term Deferred Tax Assets	-	10.94	12.16	12.67	5.32	5.4
Other Real Estate Owned & Foreclosed	0.14	0.51	0.25	0.15	0.15	0.32
Other Long-Term Assets	75.09	75.34	69.67	69.89	66.92	69.55
Total Assets	2,175	2,210	2,213	2,032	2,216	2,185
Interest Bearing Deposits	1,208	1,193	1,059	1,084	1,131	1,082
Institutional Deposits	173.7	167.3	131.4	115.5	102.6	102.6
Total Deposits	1,381	1,360	1,191	1,199	1,233	1,185
Short-Term Borrowings	216.4	309.14	468.46	204.62	8.71	47.11
Federal Home Loan Bank Debt, Long-Term	190	150	155	200	470	470
Other Long-Term Liabilities	46.41	51.44	55.25	57.55	70.99	69.49
Total Liabilities	1,834	1,870	1,869	1,661	1,783	1,771
Common Stock	0.19	0.19	0.2	0.22	0.25	0.25
Additional Paid-In Capital	90.47	91.21	103.91	128.55	174.51	180.68
Retained Earnings	277.52	277.2	269.61	274.25	273.4	245.29
Comprehensive Income & Other	-26.82	-29.47	-29.66	-32.53	-15.38	-13.1
Shareholders' Equity	341.36	339.14	344.06	370.49	432.77	413.12
Total Liabilities & Equity	2,175	2,210	2,213	2,032	2,216	2,185
Total Debt	406.4	459.14	623.46	404.62	478.71	517.11
Net Cash (Debt)	-351.97	-405.91	-574.66	-341.14	-96.04	-407.34
Net Cash Per Share	-19.13	-21.84	-28.45	-15.50	-4.01	-16.55
Filing Date Shares Outstanding	19.08	18.37	19	23.07	24.22	23.75
Total Common Shares Outstanding	19.08	18.39	19.26	21.02	24.78	23.72
Book Value Per Share	17.90	18.44	17.86	17.63	17.46	17.42
Tangible Book Value	341.36	339.14	344.06	370.49	432.77	413.12
Tangible Book Value Per Share	17.90	18.44	17.86	17.63	17.46	17.42

Updated Apr 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q