Waterstone Financial, Inc. (WSBF)

NASDAQ: WSBF · Real-Time Price · USD

20.77

+0.25 (1.22%)

Aug 3, 2026, 4:00 PM EDT - Market closed

Waterstone Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	38.2	71.11	39.76	36.42	46.64	376.72
Securities and Investments	237.35	230.85	208.55	204.91	196.59	179.02
Trading Assets	151.69	145.06	135.91	164.99	131.19	312.74
Gross Loans	1,684	1,676	1,681	1,664	1,510	1,206
Allowance for Loan Losses	-17.88	-17.48	-18.25	-18.55	-17.76	-15.78
Net Loans	1,666	1,658	1,662	1,646	1,492	1,190
Net Property, Plant & Equipment	18.9	18.86	19.39	20	21.11	22.27
Long-Term Investments	19.23	19.8	20.3	20.88	17.36	24.44
Other Non-Earning Assets	121.4	115.76	123.38	120.53	126.37	110.66
Total Assets	2,253	2,260	2,210	2,213	2,032	2,216

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest-bearing deposits	1,239	1,262	1,189	1,004	968.42	1,019
Noninterest-bearing deposits	182.02	175.6	171.12	187.11	230.6	214.41
Total Deposits	1,421	1,437	1,360	1,191	1,199	1,233
Short-Term Interbank Borrowing and Repurchase Agreements	412	412.26	446.52	611.05	386.78	477.13
Accrued Expenses	18.77	3	5.63	6.61	5.33	4.09
Other Liabilities	49.88	57.59	58.43	61.05	70.06	68.48
Total Liabilities	1,902	1,910	1,870	1,869	1,661	1,783

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Preferred Stock	0.18	0.18	0.19	-	-	-
Common Stock	71.64	78.01	91.21	0.2	0.22	0.25
Additional Paid-in Capital	301.62	292.96	277.2	103.91	128.55	174.51
Accumulated Other Comprehensive Income	-13.41	-12.27	-18.79	-29.66	-32.53	-15.38
Retained Earnings	-8.9	-9.5	-10.68	269.61	274.25	273.4
Shareholders' Equity	351.13	349.39	339.14	344.06	370.49	432.77
Total Liabilities & Equity	2,253	2,260	2,210	2,213	2,032	2,216

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Book Value	351.13	349.39	339.14	344.06	370.49	432.77
Book Value Per Share	20.12	19.56	18.24	17.04	16.83	18.08
Tangible Book Value	351.13	349.39	339.14	344.06	370.49	432.77
Tangible Book Value Per Share	20.12	19.56	18.24	17.04	16.83	18.08

SEC Filings: 10-K · 10-Q