Waterstone Financial, Inc. (WSBF)
NASDAQ: WSBF · Real-Time Price · USD
18.51
-0.17 (-0.91%)
May 29, 2026, 4:00 PM EDT - Market closed
Waterstone Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 29.36 | 26.4 | 18.69 | 9.38 | 19.49 | 70.79 |
Depreciation & Amortization | 2.76 | 2.55 | 2.47 | 3.3 | 4.03 | 6.05 |
Provision for Credit Losses | -0.57 | -1.39 | -0.17 | 0.66 | 0.97 | -3.99 |
Stock-Based Compensation | 0.36 | 0.3 | 0.32 | 0.28 | 0.58 | 0.75 |
Net Change in Loans Held-for-Sale | 55.75 | 71.57 | 112.89 | 37.57 | 257.71 | 282.67 |
Other Adjustments | -84.06 | -80.9 | -84.42 | -74.49 | -79.44 | -206.09 |
Changes in Accrued Interest and Accounts Receivable | -0.4 | -0.48 | -0.43 | -1.7 | -1.71 | 0.94 |
Changes in Trading Liabilities | -2.31 | -4.71 | 0.21 | -5.43 | 16.26 | -5.14 |
Changes in Accounts Payable | -0.11 | 0.22 | 0.73 | 1.26 | 0.4 | -0.18 |
Changes in Other Operating Activities | -3.64 | 10.63 | -2.23 | 1.6 | -11.62 | -3.79 |
Operating Cash Flow | -3.21 | 24.18 | 48.06 | -27.58 | 206.67 | 142.01 |
Operating Cash Flow Growth | - | -49.69% | - | - | 45.53% | - |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | -0.41 | 0.49 | 0.59 | -3.52 | 7.08 | 2.28 |
Net Change in Loans Held-for-Investment | -20.62 | 5.2 | -16.69 | -154.17 | -303.87 | 170.3 |
Net Change in Securities and Investments | -18.45 | -13.09 | -4.35 | -4.65 | -39.25 | -24.19 |
Capital Expenditures | -1.89 | -1.17 | -1.1 | -0.7 | -0.7 | -0.78 |
Proceeds from Sale of Intangible Assets | - | - | 2.11 | 3.53 | - | 12.45 |
Other Investing Activities | -0.09 | -0.18 | -4.52 | 0.29 | 1 | 0 |
Investing Cash Flow | -41.55 | -8.75 | -23.96 | -159.22 | -335.74 | 160.07 |
Net Change in Deposits | 57.59 | 77.38 | 169.27 | -8.39 | -34.37 | 48.52 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -35.79 | -74.26 | -159.54 | 269.27 | 179.66 | -30.95 |
Long-Term Debt Issued | 132.97 | 130 | 170 | 259 | 200 | - |
Long-Term Debt Repaid | -80 | -90 | -175 | -304 | -470 | - |
Net Long-Term Debt Issued (Repaid) | 52.97 | 40 | -5 | -45 | -270 | - |
Issuance of Common Stock | 0.72 | 2.41 | 1.66 | 0.82 | 0.56 | 2.31 |
Repurchase of Common Stock | -17.43 | -16.21 | -14.92 | -26.03 | -47.83 | -10.18 |
Net Common Stock Issued (Repurchased) | -16.71 | -13.8 | -13.25 | -25.21 | -47.27 | -7.87 |
Common Dividends Paid | -10.67 | -10.77 | -11.27 | -15.36 | -30.26 | -30.39 |
Other Financing Activities | -1.27 | -2.63 | -0.98 | 1.27 | 1.24 | 0.57 |
Financing Cash Flow | 46.12 | 15.91 | -20.76 | 176.58 | -201 | -20.12 |
Net Cash Flow | 1.36 | 31.35 | 3.34 | -10.22 | -330.08 | 281.96 |
Free Cash Flow | -5.1 | 23.02 | 46.96 | -28.28 | 205.96 | 141.23 |
Free Cash Flow Growth | - | -50.99% | - | - | 45.84% | - |
FCF Margin | -3.43% | 16.06% | 34.62% | -21.63% | 127.50% | 53.76% |
Free Cash Flow Per Share | -0.29 | 1.29 | 2.53 | -1.40 | 9.36 | 5.90 |
Levered Free Cash Flow | 76.75 | 73.44 | 13.34 | -37.3 | -243.85 | 67.9 |
Unlevered Free Cash Flow | -5.59 | 7.04 | -0.35 | -1.67 | 6.66 | -2.89 |