Waterstone Financial Statistics
Total Valuation
WSBF has a market cap or net worth of $330.61 million. The enterprise value is $697.67 million.
| Market Cap | 330.61M |
| Enterprise Value | 697.67M |
Important Dates
The next estimated earnings date is Tuesday, July 21, 2026, after market close.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Apr 8, 2026 |
Share Statistics
WSBF has 17.21 million shares outstanding. The number of shares has decreased by -4.05% in one year.
| Current Share Class | 17.21M |
| Shares Outstanding | 17.21M |
| Shares Change (YoY) | -4.05% |
| Shares Change (QoQ) | -0.44% |
| Owned by Insiders (%) | 7.22% |
| Owned by Institutions (%) | 48.37% |
| Float | 14.81M |
Valuation Ratios
The trailing PE ratio is 11.59.
| PE Ratio | 11.59 |
| Forward PE | n/a |
| PS Ratio | 2.23 |
| Forward PS | n/a |
| PB Ratio | 0.95 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 23.76 |
| EV / Sales | 4.70 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.52%.
| Return on Equity (ROE) | 8.52% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.65% |
| Revenue Per Employee | $250,440 |
| Profits Per Employee | $49,516 |
| Employee Count | 593 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WSBF has paid $7.75 million in taxes.
| Income Tax | 7.75M |
| Effective Tax Rate | 20.89% |
Stock Price Statistics
The stock price has increased by +44.65% in the last 52 weeks. The beta is 0.74, so WSBF's price volatility has been lower than the market average.
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +44.65% |
| 50-Day Moving Average | 18.49 |
| 200-Day Moving Average | 17.05 |
| Relative Strength Index (RSI) | 58.05 |
| Average Volume (20 Days) | 54,949 |
Short Selling Information
The latest short interest is 237,358, so 1.38% of the outstanding shares have been sold short.
| Short Interest | 237,358 |
| Short Previous Month | 188,145 |
| Short % of Shares Out | 1.38% |
| Short % of Float | 1.60% |
| Short Ratio (days to cover) | 4.25 |
Income Statement
In the last 12 months, WSBF had revenue of $148.51 million and earned $29.36 million in profits. Earnings per share was $1.66.
| Revenue | 148.51M |
| Gross Profit | 148.51M |
| Operating Income | 36.82M |
| Pretax Income | 37.12M |
| Net Income | 29.36M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.66 |
Balance Sheet
The company has $54.21 million in cash and $421.27 million in debt, with a net cash position of -$367.06 million or -$21.33 per share.
| Cash & Cash Equivalents | 54.21M |
| Total Debt | 421.27M |
| Net Cash | -367.06M |
| Net Cash Per Share | -$21.33 |
| Equity (Book Value) | 348.21M |
| Book Value Per Share | 20.12 |
| Working Capital | -1.39B |
Cash Flow
In the last 12 months, operating cash flow was -$3.21 million and capital expenditures -$1.89 million, giving a free cash flow of -$5.10 million.
| Operating Cash Flow | -3.21M |
| Capital Expenditures | -1.89M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 17.18M |
| Free Cash Flow | -5.10M |
| FCF Per Share | -$0.30 |
Margins
| Gross Margin | n/a |
| Operating Margin | 24.79% |
| Pretax Margin | 24.99% |
| Profit Margin | 19.77% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 3.54%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 3.54% |
| Dividend Growth (YoY) | 3.33% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 37.41% |
| Buyback Yield | 4.05% |
| Shareholder Yield | 7.59% |
| Earnings Yield | 8.88% |
| FCF Yield | -1.54% |
Analyst Forecast
The average price target for WSBF is $12.50, which is -34.93% lower than the current price. The consensus rating is "Hold".
| Price Target | $12.50 |
| Price Target Difference | -34.93% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 23, 2014. It was a forward split with a ratio of 1.0973:1.
| Last Split Date | Jan 23, 2014 |
| Split Type | Forward |
| Split Ratio | 1.0973:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |