Waterstone Financial Statistics
Total Valuation
WSBF has a market cap or net worth of $356.44 million. The enterprise value is $729.44 million.
| Market Cap | 356.44M |
| Enterprise Value | 729.44M |
Important Dates
The next estimated earnings date is Tuesday, November 10, 2026, after market close.
| Earnings Date | Nov 10, 2026 |
| Ex-Dividend Date | Oct 8, 2026 |
Share Statistics
WSBF has 17.98 million shares outstanding. The number of shares has decreased by -4.44% in one year.
| Current Share Class | 17.98M |
| Shares Outstanding | 17.98M |
| Shares Change (YoY) | -4.44% |
| Shares Change (QoQ) | -1.41% |
| Owned by Insiders (%) | 6.92% |
| Owned by Institutions (%) | 49.38% |
| Float | 15.68M |
Valuation Ratios
The trailing PE ratio is 11.46.
| PE Ratio | 11.46 |
| Forward PE | n/a |
| PS Ratio | 2.37 |
| Forward PS | n/a |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 8.33 |
| P/OCF Ratio | 7.97 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 24.24 |
| EV / Sales | 4.85 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.05 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.20 |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.83 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.69%.
| Return on Equity (ROE) | 8.69% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.82% |
| Revenue Per Employee | $253,759 |
| Profits Per Employee | $50,755 |
| Employee Count | 593 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WSBF has paid $7.98 million in taxes.
| Income Tax | 7.98M |
| Effective Tax Rate | 20.97% |
Stock Price Statistics
The stock price has increased by +25.91% in the last 52 weeks. The beta is 0.74, so WSBF's price volatility has been lower than the market average.
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +25.91% |
| 50-Day Moving Average | 20.41 |
| 200-Day Moving Average | 19.19 |
| Relative Strength Index (RSI) | 45.93 |
| Average Volume (20 Days) | 60,304 |
Short Selling Information
The latest short interest is 440,566, so 2.45% of the outstanding shares have been sold short.
| Short Interest | 440,566 |
| Short Previous Month | 375,057 |
| Short % of Shares Out | 2.45% |
| Short % of Float | 2.81% |
| Short Ratio (days to cover) | 5.13 |
Income Statement
In the last 12 months, WSBF had revenue of $150.48 million and earned $30.10 million in profits. Earnings per share was $1.73.
| Revenue | 150.48M |
| Gross Profit | 150.48M |
| Operating Income | 37.82M |
| Pretax Income | 38.08M |
| Net Income | 30.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.73 |
Balance Sheet
The company has $47.70 million in cash and $420.70 million in debt, with a net cash position of -$373.00 million or -$20.75 per share.
| Cash & Cash Equivalents | 47.70M |
| Total Debt | 420.70M |
| Net Cash | -373.00M |
| Net Cash Per Share | -$20.75 |
| Equity (Book Value) | 351.13M |
| Book Value Per Share | 19.53 |
| Working Capital | -1.40B |
Cash Flow
In the last 12 months, operating cash flow was $44.74 million and capital expenditures -$1.97 million, giving a free cash flow of $42.78 million.
| Operating Cash Flow | 44.74M |
| Capital Expenditures | -1.97M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -53.73M |
| Free Cash Flow | 42.78M |
| FCF Per Share | $2.38 |
Margins
| Gross Margin | n/a |
| Operating Margin | 25.13% |
| Pretax Margin | 25.31% |
| Profit Margin | 20.00% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.43% |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 3.43%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 3.43% |
| Dividend Growth (YoY) | 10.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 39.30% |
| FCF Payout Ratio | 28.57% |
| Buyback Yield | 4.44% |
| Shareholder Yield | 7.87% |
| Earnings Yield | 8.73% |
| FCF Yield | 12.00% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 23, 2014. It was a forward split with a ratio of 1.0973:1.
| Last Split Date | Jan 23, 2014 |
| Split Type | Forward |
| Split Ratio | 1.0973:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |