Waterstone Financial Statistics
Total Valuation
WSBF has a market cap or net worth of $317.11 million. The enterprise value is $659.42 million.
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Apr 8, 2026 |
Share Statistics
WSBF has 17.32 million shares outstanding. The number of shares has decreased by -3.88% in one year.
| Current Share Class | 17.32M |
| Shares Outstanding | 17.32M |
| Shares Change (YoY) | -3.88% |
| Shares Change (QoQ) | -0.93% |
| Owned by Insiders (%) | 7.23% |
| Owned by Institutions (%) | 46.92% |
| Float | 15.15M |
Valuation Ratios
The trailing PE ratio is 12.52.
| PE Ratio | 12.52 |
| Forward PE | n/a |
| PS Ratio | 2.22 |
| Forward PS | n/a |
| PB Ratio | 0.93 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | 13.84 |
| P/OCF Ratio | 13.18 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 24.98 |
| EV / Sales | 4.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 28.65 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 18.25 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.67%.
| Return on Equity (ROE) | 7.67% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.66% |
| Revenue Per Employee | $241,678 |
| Profits Per Employee | $44,523 |
| Employee Count | 593 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WSBF has paid $7.04 million in taxes.
| Income Tax | 7.04M |
| Effective Tax Rate | 21.06% |
Stock Price Statistics
The stock price has increased by +52.07% in the last 52 weeks. The beta is 0.77, so WSBF's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +52.07% |
| 50-Day Moving Average | 18.05 |
| 200-Day Moving Average | 16.04 |
| Relative Strength Index (RSI) | 55.04 |
| Average Volume (20 Days) | 80,357 |
Short Selling Information
The latest short interest is 180,081, so 1.04% of the outstanding shares have been sold short.
| Short Interest | 180,081 |
| Short Previous Month | 137,212 |
| Short % of Shares Out | 1.04% |
| Short % of Float | 1.19% |
| Short Ratio (days to cover) | 2.93 |
Income Statement
In the last 12 months, WSBF had revenue of $143.32 million and earned $26.40 million in profits. Earnings per share was $1.48.
| Revenue | 143.32M |
| Gross Profit | 143.32M |
| Operating Income | 33.13M |
| Pretax Income | 33.45M |
| Net Income | 26.40M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.48 |
Full Income StatementBalance Sheet
The company has $79.42 million in cash and $420.17 million in debt, with a net cash position of -$340.75 million or -$19.68 per share.
| Cash & Cash Equivalents | 79.42M |
| Total Debt | 420.17M |
| Net Cash | -340.75M |
| Net Cash Per Share | -$19.68 |
| Equity (Book Value) | 349.39M |
| Book Value Per Share | 19.95 |
| Working Capital | -1.42B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $24.18 million and capital expenditures -$1.17 million, giving a free cash flow of $23.02 million.
| Operating Cash Flow | 24.18M |
| Capital Expenditures | -1.17M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -34.26M |
| Free Cash Flow | 23.02M |
| FCF Per Share | $1.33 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.12% |
| Pretax Margin | 23.34% |
| Profit Margin | 18.42% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.06% |
Dividends & Yields
This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 3.26%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 3.26% |
| Dividend Growth (YoY) | 3.33% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 41.89% |
| Buyback Yield | 3.88% |
| Shareholder Yield | 7.14% |
| Earnings Yield | 8.29% |
| FCF Yield | 7.22% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 23, 2014. It was a forward split with a ratio of 1.0973:1.
| Last Split Date | Jan 23, 2014 |
| Split Type | Forward |
| Split Ratio | 1.0973:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
