Waterstone Financial Statistics

Total Valuation

WSBF has a market cap or net worth of $246.45 million. The enterprise value is $821.08 million.

Market Cap	246.45M
Enterprise Value	821.08M

Important Dates

The next estimated earnings date is Tuesday, May 7, 2024, after market close.

Earnings Date	May 7, 2024
Ex-Dividend Date	Apr 5, 2024

Share Statistics

WSBF has 20.05 million shares outstanding. The number of shares has decreased by -8.24% in one year.

Shares Outstanding	20.05M
Shares Change (YoY)	-8.24%
Shares Change (QoQ)	-3.28%
Owned by Insiders (%)	18.13%
Owned by Institutions (%)	52.93%
Float	16.37M

Valuation Ratios

The trailing PE ratio is 26.72 and the forward PE ratio is 11.81.

PE Ratio	26.72
Forward PE	11.81
PS Ratio	1.88
Forward PS	4.79
PB Ratio	0.72
P/FCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	87.58
EV / Sales	6.28
EV / EBITDA	57.29
EV / EBIT	74.43
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	1.78
Debt / EBITDA	42.63
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.70% and return on invested capital (ROIC) is 0.98%.

Return on Equity (ROE)	2.70%
Return on Assets (ROA)	0.40%
Return on Capital (ROIC)	0.98%
Revenue Per Employee	$187,312
Profits Per Employee	$13,431
Employee Count	698
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

In the past 12 months, WSBF has paid $1.66 million in taxes.

Income Tax	1.66M
Effective Tax Rate	15.02%

Stock Price Statistics

The stock price has decreased by -14.30% in the last 52 weeks. The beta is 0.60, so WSBF's price volatility has been lower than the market average.

Beta (1Y)	0.60
52-Week Price Change	-14.30%
50-Day Moving Average	11.79
200-Day Moving Average	12.39
Relative Strength Index (RSI)	62.01
Average Volume (30 Days)	56,774

Short Selling Information

The latest short interest is 152,488, so 0.76% of the outstanding shares have been sold short.

Short Interest	152,488
Short Previous Month	216,432
Short % of Shares Out	0.76%
Short % of Float	0.93%
Short Ratio (days to cover)	2.54

Income Statement

In the last 12 months, WSBF had revenue of $130.74 million and earned $9.38 million in profits. Earnings per share was $0.46.

Revenue	130.74M
Gross Profit	130.74M
Operating Income	11.03M
Pretax Income	11.03M
Net Income	9.38M
EBITDA	14.33M
EBIT	11.03M
Earnings Per Share (EPS)	$0.46

Full Income Statement

Balance Sheet

The company has $36.42 million in cash and $611.05 million in debt, giving a net cash position of -$574.63 million or -$28.66 per share.

Cash & Cash Equivalents	36.42M
Total Debt	611.05M
Net Cash	-574.63M
Net Cash Per Share	-$28.66
Equity / Book Value	344.06M
Book Value Per Share	17.16
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$27.58 million and capital expenditures -$700,000, giving a free cash flow of -$28.28 million.

Operating Cash Flow	-27.58M
Capital Expenditures	-700,000
Free Cash Flow	-28.28M
FCF Per Share	-$1.40

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 8.44% and 7.17%.

Gross Margin	100.00%
Operating Margin	8.44%
Pretax Margin	8.44%
Profit Margin	7.17%
EBITDA Margin	10.96%
EBIT Margin	8.44%
FCF Margin	-21.63%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 4.88%.

Dividend Per Share	$0.60
Dividend Yield	4.88%
Dividend Growth (YoY)	-18.75%
Years of Dividend Growth	1
Payout Ratio	130.43%
Buyback Yield	8.24%
Shareholder Yield	13.12%
Earnings Yield	3.80%
FCF Yield	-11.47%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on January 23, 2014. It was a forward split with a ratio of 10972:1000.

Last Split Date	Jan 23, 2014
Split Type	Forward
Split Ratio	10972:1000

Scores

Altman Z-Score	n/a
Piotroski F-Score	3