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Waterstone Financial, Inc. (WSBF)
NASDAQ: WSBF · Real-Time Price · USD
21.18
+0.09 (0.43%)
Aug 24, 2026, 4:00 PM EDT - Market closed

Waterstone Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
381311246307372518
Market Cap Growth
42.32%26.09%-19.68%-17.57%-28.14%16.19%
Last Close Price
21.1816.1112.5112.6214.5317.24

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.2411.7713.1932.7319.107.32
PS Ratio
2.532.171.822.352.301.97
PB Ratio
1.080.890.730.891.001.20
P/FCF Ratio
8.9013.505.25-1.813.67
P/OCF Ratio
8.5112.855.13-1.803.65

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.201.201.351.811.091.11
Debt / FCF Ratio
9.8418.259.78-1.973.39
Net Debt / Equity Ratio
1.060.981.201.670.920.22
Net Debt / FCF Ratio
8.7214.808.64-20.321.660.68
Return on Equity (ROE)
8.69%7.67%5.47%2.62%4.85%16.74%
Return on Assets (ROA)
1.33%1.18%0.84%0.44%0.92%3.22%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.91%8.50%7.58%3.06%5.24%13.67%
FCF Yield
11.24%7.41%19.06%-9.22%55.34%27.27%
Dividend Yield
3.21%3.72%4.79%5.54%5.51%4.64%
Payout Ratio
39.30%40.78%60.30%163.87%155.28%42.93%
Buyback Yield / Dilution
4.44%3.88%7.96%8.24%8.03%2.75%
Total Shareholder Return
7.65%7.61%12.75%13.79%13.53%7.39%
SEC Filings: 10-K · 10-Q