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Waterstone Financial, Inc. (WSBF)
NASDAQ: WSBF · Real-Time Price · USD
20.77
+0.25 (1.22%)
Aug 3, 2026, 4:00 PM EDT - Market closed

Waterstone Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Cap
373290247288382542
Market Cap Growth
45.95%17.26%-14.30%-24.54%-29.47%14.80%
Last Close Price
20.7716.5513.4414.2017.2421.86

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.0011.1813.3130.8719.377.39
Forward PE
-13.1813.1813.1816.4213.58
PS Ratio
2.482.021.822.212.372.06
PB Ratio
1.060.830.730.841.031.25
P/TBV Ratio
1.030.850.740.831.021.21
P/FCF Ratio
-12.595.26-1.863.84
P/OCF Ratio
-11.995.14-1.853.82

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Asset Turnover
0.070.060.060.060.080.12
Return on Equity (ROE)
8.59%7.67%5.47%2.62%4.85%16.74%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.06%8.94%7.51%3.24%5.16%13.54%
FCF Yield
-7.94%19.00%-53.88%26.06%
Dividend Yield
3.27%3.65%4.52%5.37%8.02%5.86%
Payout Ratio
39.30%40.78%60.30%163.87%155.28%42.93%
Buyback Yield / Dilution
4.44%3.88%7.96%8.24%8.03%2.75%
Total Shareholder Return
7.71%7.53%12.48%13.61%16.05%8.60%
SEC Filings: 10-K · 10-Q