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Waterstone Financial, Inc. (WSBF)
NASDAQ: WSBF · Real-Time Price · USD
19.83
+0.06 (0.30%)
Oct 29, 2026, 4:00 PM EDT - Market closed

Waterstone Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
356311246307372518
Market Cap Growth
24.24%26.09%-19.68%-17.57%-28.14%16.19%
Last Close Price
19.8315.9712.4012.5114.4017.09

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.4611.7713.1932.7319.107.32
PS Ratio
2.372.171.822.352.301.97
PB Ratio
1.020.890.730.891.001.20
P/FCF Ratio
8.3313.505.25-1.813.67
P/OCF Ratio
7.9712.855.13-1.803.65

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.201.201.351.811.091.11
Debt / FCF Ratio
9.8418.259.78-1.973.39
Net Debt / Equity Ratio
1.060.981.201.670.920.22
Net Debt / FCF Ratio
8.7214.808.64-20.321.660.68
Return on Equity (ROE)
8.69%7.67%5.47%2.62%4.85%16.74%
Return on Assets (ROA)
1.33%1.18%0.84%0.44%0.92%3.22%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.73%8.50%7.58%3.06%5.24%13.67%
FCF Yield
12.00%7.41%19.06%-9.22%55.34%27.27%
Dividend Yield
3.43%3.38%4.48%4.40%4.52%3.83%
Payout Ratio
39.30%40.78%60.30%163.87%155.28%42.93%
Buyback Yield / Dilution
4.44%3.88%7.96%8.24%8.03%2.75%
Total Shareholder Return
7.87%7.27%12.44%12.64%12.54%6.58%
SEC Filings: 10-K · 10-Q