Waterstone Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	316	289	246	288	382	542
Market Cap Growth	10.90%	17.30%	-14.58%	-24.54%	-29.47%	14.80%
Enterprise Value	653.78	289.25	246.62	288.47	382.28	542.02
Last Close Price	18.03	16.55	13.44	14.20	17.24	21.86
PE Ratio	12.07	11.18	13.31	30.87	19.37	7.39
Forward PE	-	13.18	13.18	13.18	16.42	13.58
PS Ratio	2.18	2.02	1.82	2.21	2.37	2.06
PB Ratio	0.90	0.83	0.73	0.84	1.03	1.25
P/TBV Ratio	0.92	0.85	0.74	0.83	1.02	1.21
P/FCF Ratio	-	12.56	5.25	-10.20	1.86	3.84
P/OCF Ratio	12.94	11.95	5.13	-10.46	1.85	3.82
EV/Sales Ratio	4.56	2.02	1.82	2.21	2.37	2.06
EV/EBITDA Ratio	-	113.47	99.68	87.39	94.79	89.62
EV/FCF Ratio	-	12.57	5.25	-10.20	1.86	3.84
Asset Turnover	0.06	0.06	0.06	0.06	0.08	0.12
Return on Equity (ROE)	7.67%	7.67%	5.47%	2.62%	4.85%	16.74%
Earnings Yield	8.43%	8.94%	7.51%	3.24%	5.16%	13.54%
FCF Yield	-	7.96%	19.06%	-9.80%	53.88%	26.06%
Dividend Yield	3.35%	3.65%	4.52%	5.37%	8.02%	5.86%
Payout Ratio	40.54%	40.78%	60.30%	163.87%	155.28%	42.93%
Buyback Yield / Dilution	4.78%	4.78%	5.38%	8.74%	12.36%	1.45%
Total Shareholder Return	8.13%	8.42%	9.90%	14.11%	20.38%	7.31%

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q