Waterstone Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	337	290	247	288	382	542
Market Cap Growth	26.11%	17.26%	-14.30%	-24.54%	-29.47%	14.80%
Enterprise Value	677.47	290.09	247.42	288.47	382.28	542.02
Last Close Price	18.34	16.55	13.44	14.20	17.24	21.86
PE Ratio	12.39	11.18	13.31	30.87	19.37	7.39
Forward PE	-	13.18	13.18	13.18	16.42	13.58
PS Ratio	2.35	2.02	1.82	2.21	2.37	2.06
PB Ratio	0.92	0.83	0.73	0.84	1.03	1.25
P/TBV Ratio	0.94	0.85	0.74	0.83	1.02	1.21
P/FCF Ratio	14.63	12.59	5.26	-10.20	1.86	3.84
P/OCF Ratio	13.92	11.99	5.14	-10.46	1.85	3.82
EV/Sales Ratio	4.73	2.02	1.82	2.21	2.37	2.06
EV/EBITDA Ratio	-	113.80	100.01	87.39	94.79	89.62
EV/FCF Ratio	29.43	12.60	5.27	-10.20	1.86	3.84
Asset Turnover	0.06	0.06	0.06	0.06	0.08	0.12
Return on Equity (ROE)	7.67%	7.67%	5.47%	2.62%	4.85%	16.74%
Earnings Yield	7.84%	8.94%	7.51%	3.24%	5.16%	13.54%
FCF Yield	6.84%	7.94%	19.00%	-9.80%	53.88%	26.06%
Dividend Yield	3.27%	3.65%	4.52%	5.37%	8.02%	5.86%
Payout Ratio	41.89%	40.78%	60.30%	163.87%	155.28%	42.93%
Buyback Yield / Dilution	4.76%	4.76%	5.36%	8.74%	12.36%	1.45%
Total Shareholder Return	8.03%	8.41%	9.88%	14.11%	20.38%	7.31%

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q