Waterstone Financial, Inc. (WSBF)

Waterstone Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	259	292	383	545	474	517
Market Cap Growth	-26.88%	-23.62%	-29.79%	15.07%	-8.34%	6.92%
Enterprise Value	848	867	723	645	887	926
PE Ratio	25.40	31.17	19.63	7.70	5.84	14.39
PS Ratio	1.98	2.24	2.37	2.07	1.63	2.81
PB Ratio	0.77	0.85	1.03	1.26	1.15	1.31
P/FCF Ratio	-34.04	-10.33	1.86	3.86	-4.99	-11.92
P/OCF Ratio	-39.80	-10.60	1.85	3.84	-5.06	-12.85
EV/Sales Ratio	6.46	6.63	4.47	2.46	3.05	5.04
EV/EBITDA Ratio	53.03	60.48	25.35	6.57	7.80	17.71
EV/EBIT Ratio	65.14	78.57	29.52	7.01	8.20	19.46
EV/FCF Ratio	-116.12	-30.65	3.51	4.57	-9.35	-21.37
Debt / Equity Ratio	1.88	1.78	1.04	1.10	1.23	1.23
Debt / EBITDA Ratio	39.66	42.63	13.57	4.86	4.47	9.25
Debt / FCF Ratio	-88.46	-21.61	1.88	3.38	-5.36	-11.16
Asset Turnover	0.06	0.06	0.08	0.12	0.13	0.09
Return on Equity (ROE)	3.00%	2.70%	5.00%	16.30%	20.70%	9.30%
Return on Assets (ROA)	0.50%	0.40%	1.00%	3.20%	3.70%	1.80%
Return on Capital (ROIC)	1.06%	0.98%	2.57%	7.78%	8.81%	4.09%
Earnings Yield	3.95%	3.21%	5.09%	12.99%	17.14%	6.95%
FCF Yield	-2.76%	-9.68%	53.84%	25.92%	-20.02%	-8.39%
Dividend Yield	4.54%	5.30%	7.50%	5.90%	6.80%	5.10%
Payout Ratio	115.38%	159.60%	146.10%	43.60%	38.60%	71.00%
Buyback Yield / Dilution	9.27%	8.24%	8.03%	2.75%	6.25%	5.02%
Total Shareholder Return	13.81%	13.54%	15.53%	8.65%	13.05%	10.12%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).