Waterstone Financial Statistics
Total Valuation
WSBF has a market cap or net worth of $241.31 million. The enterprise value is $593.27 million.
Important Dates
The last earnings date was Tuesday, April 22, 2025, after market close.
| Earnings Date | Apr 22, 2025 |
| Ex-Dividend Date | Apr 8, 2025 |
Share Statistics
WSBF has 19.08 million shares outstanding. The number of shares has decreased by -6.65% in one year.
| Current Share Class | 19.08M |
| Shares Outstanding | 19.08M |
| Shares Change (YoY) | -6.65% |
| Shares Change (QoQ) | -0.63% |
| Owned by Insiders (%) | 7.20% |
| Owned by Institutions (%) | 56.17% |
| Float | 16.55M |
Valuation Ratios
The trailing PE ratio is 12.43.
| PE Ratio | 12.43 |
| Forward PE | n/a |
| PS Ratio | 1.74 |
| Forward PS | n/a |
| PB Ratio | 0.71 |
| P/TBV Ratio | 0.71 |
| P/FCF Ratio | 2.88 |
| P/OCF Ratio | 2.85 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 31.75 |
| EV / Sales | 4.44 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.08 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.85 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.50%.
| Return on Equity (ROE) | 5.50% |
| Return on Assets (ROA) | 0.85% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $222,585 |
| Profits Per Employee | $31,143 |
| Employee Count | 600 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WSBF has paid $4.43 million in taxes.
| Income Tax | 4.43M |
| Effective Tax Rate | 19.16% |
Stock Price Statistics
The stock price has decreased by -1.02% in the last 52 weeks. The beta is 0.70, so WSBF's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | -1.02% |
| 50-Day Moving Average | 12.72 |
| 200-Day Moving Average | 13.96 |
| Relative Strength Index (RSI) | 51.59 |
| Average Volume (20 Days) | 55,641 |
Short Selling Information
The latest short interest is 73,388, so 0.38% of the outstanding shares have been sold short.
| Short Interest | 73,388 |
| Short Previous Month | 70,765 |
| Short % of Shares Out | 0.38% |
| Short % of Float | 0.44% |
| Short Ratio (days to cover) | 1.16 |
Income Statement
In the last 12 months, WSBF had revenue of $133.55 million and earned $18.69 million in profits. Earnings per share was $1.02.
| Revenue | 133.55M |
| Gross Profit | 133.55M |
| Operating Income | 23.12M |
| Pretax Income | 15.07M |
| Net Income | 18.69M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.02 |
Full Income StatementBalance Sheet
The company has $54.43 million in cash and $406.40 million in debt, giving a net cash position of -$351.97 million or -$18.45 per share.
| Cash & Cash Equivalents | 54.43M |
| Total Debt | 406.40M |
| Net Cash | -351.97M |
| Net Cash Per Share | -$18.45 |
| Equity (Book Value) | 341.36M |
| Book Value Per Share | 17.90 |
| Working Capital | -1.39B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $84.74 million and capital expenditures -$974,000, giving a free cash flow of $83.77 million.
| Operating Cash Flow | 84.74M |
| Capital Expenditures | -974,000 |
| Free Cash Flow | 83.77M |
| FCF Per Share | $4.39 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 17.31% |
| Pretax Margin | 17.31% |
| Profit Margin | 13.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 62.73% |