Waterstone Financial, Inc. (WSBF)
NASDAQ: WSBF · Real-Time Price · USD
12.65
0.00 (0.00%)
May 23, 2025, 3:45 PM - Market open

Waterstone Financial Statistics

Total Valuation

WSBF has a market cap or net worth of $241.31 million. The enterprise value is $593.27 million.

Market Cap 241.31M
Enterprise Value 593.27M

Important Dates

The last earnings date was Tuesday, April 22, 2025, after market close.

Earnings Date Apr 22, 2025
Ex-Dividend Date Apr 8, 2025

Share Statistics

WSBF has 19.08 million shares outstanding. The number of shares has decreased by -6.65% in one year.

Current Share Class 19.08M
Shares Outstanding 19.08M
Shares Change (YoY) -6.65%
Shares Change (QoQ) -0.63%
Owned by Insiders (%) 7.20%
Owned by Institutions (%) 56.17%
Float 16.55M

Valuation Ratios

The trailing PE ratio is 12.43.

PE Ratio 12.43
Forward PE n/a
PS Ratio 1.74
Forward PS n/a
PB Ratio 0.71
P/TBV Ratio 0.71
P/FCF Ratio 2.88
P/OCF Ratio 2.85
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 31.75
EV / Sales 4.44
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 7.08

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.85
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.50%.

Return on Equity (ROE) 5.50%
Return on Assets (ROA) 0.85%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $222,585
Profits Per Employee $31,143
Employee Count 600
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, WSBF has paid $4.43 million in taxes.

Income Tax 4.43M
Effective Tax Rate 19.16%

Stock Price Statistics

The stock price has decreased by -1.02% in the last 52 weeks. The beta is 0.70, so WSBF's price volatility has been lower than the market average.

Beta (5Y) 0.70
52-Week Price Change -1.02%
50-Day Moving Average 12.72
200-Day Moving Average 13.96
Relative Strength Index (RSI) 51.59
Average Volume (20 Days) 55,641

Short Selling Information

The latest short interest is 73,388, so 0.38% of the outstanding shares have been sold short.

Short Interest 73,388
Short Previous Month 70,765
Short % of Shares Out 0.38%
Short % of Float 0.44%
Short Ratio (days to cover) 1.16

Income Statement

In the last 12 months, WSBF had revenue of $133.55 million and earned $18.69 million in profits. Earnings per share was $1.02.

Revenue 133.55M
Gross Profit 133.55M
Operating Income 23.12M
Pretax Income 15.07M
Net Income 18.69M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.02
Full Income Statement

Balance Sheet

The company has $54.43 million in cash and $406.40 million in debt, giving a net cash position of -$351.97 million or -$18.45 per share.

Cash & Cash Equivalents 54.43M
Total Debt 406.40M
Net Cash -351.97M
Net Cash Per Share -$18.45
Equity (Book Value) 341.36M
Book Value Per Share 17.90
Working Capital -1.39B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $84.74 million and capital expenditures -$974,000, giving a free cash flow of $83.77 million.

Operating Cash Flow 84.74M
Capital Expenditures -974,000
Free Cash Flow 83.77M
FCF Per Share $4.39
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 17.31%
Pretax Margin 17.31%
Profit Margin 13.99%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 62.73%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 4.74%.

Dividend Per Share $0.60
Dividend Yield 4.74%
Dividend Growth (YoY) -7.69%
Years of Dividend Growth n/a
Payout Ratio 58.98%
Buyback Yield 6.65%
Shareholder Yield 11.37%
Earnings Yield 7.74%
FCF Yield 34.72%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on January 23, 2014. It was a forward split with a ratio of 1.0973:1.

Last Split Date Jan 23, 2014
Split Type Forward
Split Ratio 1.0973:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4