Waterstone Financial, Inc. (WSBF)
NASDAQ: WSBF · Real-Time Price · USD
12.10
-0.10 (-0.82%)
Apr 30, 2025, 4:00 PM EDT - Market closed

Waterstone Financial Statistics

Total Valuation

WSBF has a market cap or net worth of $210.51 million. The enterprise value is $565.34 million.

Market Cap 210.51M
Enterprise Value 565.34M

Important Dates

The last earnings date was Tuesday, April 22, 2025, after market close.

Earnings Date Apr 22, 2025
Ex-Dividend Date Apr 8, 2025

Share Statistics

WSBF has 17.40 million shares outstanding. The number of shares has decreased by -6.65% in one year.

Current Share Class 17.40M
Shares Outstanding 17.40M
Shares Change (YoY) -6.65%
Shares Change (QoQ) -0.63%
Owned by Insiders (%) 7.89%
Owned by Institutions (%) 61.50%
Float 14.83M

Valuation Ratios

The trailing PE ratio is 11.99.

PE Ratio 11.99
Forward PE n/a
PS Ratio 1.68
Forward PS n/a
PB Ratio 0.65
P/TBV Ratio 0.62
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 30.25
EV / Sales 4.23
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.50%.

Return on Equity (ROE) 5.50%
Return on Assets (ROA) 0.85%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $222,585
Profits Per Employee $31,143
Employee Count 600
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, WSBF has paid $4.43 million in taxes.

Income Tax 4.43M
Effective Tax Rate 19.16%

Stock Price Statistics

The stock price has increased by +5.22% in the last 52 weeks. The beta is 0.70, so WSBF's price volatility has been lower than the market average.

Beta (5Y) 0.70
52-Week Price Change +5.22%
50-Day Moving Average 13.20
200-Day Moving Average 14.14
Relative Strength Index (RSI) 39.60
Average Volume (20 Days) 65,320

Short Selling Information

The latest short interest is 70,765, so 0.41% of the outstanding shares have been sold short.

Short Interest 70,765
Short Previous Month 85,478
Short % of Shares Out 0.41%
Short % of Float 0.48%
Short Ratio (days to cover) 1.43

Income Statement

In the last 12 months, WSBF had revenue of $133.55 million and earned $18.69 million in profits. Earnings per share was $1.02.

Revenue 133.55M
Gross Profit 133.55M
Operating Income 23.12M
Pretax Income 15.07M
Net Income 18.69M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.02
Full Income Statement

Balance Sheet

The company has $43.29 million in cash and $395.85 million in debt, giving a net cash position of -$352.56 million or -$20.26 per share.

Cash & Cash Equivalents 43.29M
Total Debt 395.85M
Net Cash -352.56M
Net Cash Per Share -$20.26
Equity (Book Value) 341.36M
Book Value Per Share 18.69
Working Capital -1.18B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 17.31%
Pretax Margin 17.31%
Profit Margin 13.99%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 4.96%.

Dividend Per Share $0.60
Dividend Yield 4.96%
Dividend Growth (YoY) -7.69%
Years of Dividend Growth n/a
Payout Ratio 58.98%
Buyback Yield 6.65%
Shareholder Yield 11.61%
Earnings Yield 8.78%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on January 23, 2014. It was a forward split with a ratio of 1.0973:1.

Last Split Date Jan 23, 2014
Split Type Forward
Split Ratio 1.0973:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2