Waterstone Financial Statistics

Total Valuation

WSBF has a market cap or net worth of $281.89 million. The enterprise value is $870.33 million.

Market Cap	281.89M
Enterprise Value	870.33M

Important Dates

The next estimated earnings date is Tuesday, July 23, 2024, after market close.

Earnings Date	Jul 23, 2024
Ex-Dividend Date	Jul 8, 2024

Share Statistics

WSBF has 19.64 million shares outstanding. The number of shares has decreased by -9.27% in one year.

Shares Outstanding	19.64M
Shares Change (YoY)	-9.27%
Shares Change (QoQ)	-1.70%
Owned by Insiders (%)	18.63%
Owned by Institutions (%)	52.50%
Float	16.31M

Valuation Ratios

The trailing PE ratio is 27.60 and the forward PE ratio is 15.81.

PE Ratio	27.60
Forward PE	15.81
PS Ratio	2.15
Forward PS	7.14
PB Ratio	0.83
P/FCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	84.84
EV / Sales	6.63
EV / EBITDA	54.43
EV / EBIT	66.86
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	1.88
Debt / EBITDA	39.66
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.00% and return on invested capital (ROIC) is 1.06%.

Return on Equity (ROE)	3.00%
Return on Assets (ROA)	0.50%
Return on Capital (ROIC)	1.06%
Revenue Per Employee	$187,927
Profits Per Employee	$14,696
Employee Count	698
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

In the past 12 months, WSBF has paid $2.76 million in taxes.

Income Tax	2.76M
Effective Tax Rate	21.20%

Stock Price Statistics

The stock price has decreased by -4.46% in the last 52 weeks. The beta is 0.65, so WSBF's price volatility has been lower than the market average.

Beta (5Y)	0.65
52-Week Price Change	-4.46%
50-Day Moving Average	12.68
200-Day Moving Average	12.27
Relative Strength Index (RSI)	67.59
Average Volume (20 Days)	47,460

Short Selling Information

The latest short interest is 184,318, so 0.94% of the outstanding shares have been sold short.

Short Interest	184,318
Short Previous Month	187,558
Short % of Shares Out	0.94%
Short % of Float	1.13%
Short Ratio (days to cover)	4.52

Income Statement

In the last 12 months, WSBF had revenue of $131.17 million and earned $10.26 million in profits. Earnings per share was $0.52.

Revenue	131.17M
Gross Profit	131.17M
Operating Income	13.02M
Pretax Income	13.02M
Net Income	10.26M
EBITDA	15.99M
EBIT	13.02M
Earnings Per Share (EPS)	$0.52

Full Income Statement

Balance Sheet

The company has $45.71 million in cash and $634.16 million in debt, giving a net cash position of -$588.44 million or -$29.96 per share.

Cash & Cash Equivalents	45.71M
Total Debt	634.16M
Net Cash	-588.44M
Net Cash Per Share	-$29.96
Equity (Book Value)	338.00M
Book Value Per Share	17.21
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$6.13 million and capital expenditures -$1.04 million, giving a free cash flow of -$7.17 million.

Operating Cash Flow	-6.13M
Capital Expenditures	-1.04M
Free Cash Flow	-7.17M
FCF Per Share	-$0.38

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 9.92% and 7.82%.

Gross Margin	100.00%
Operating Margin	9.92%
Pretax Margin	9.92%
Profit Margin	7.82%
EBITDA Margin	12.19%
EBIT Margin	9.92%
FCF Margin	-5.47%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 4.18%.

Dividend Per Share	$0.60
Dividend Yield	4.18%
Dividend Growth (YoY)	-25.00%
Years of Dividend Growth	1
Payout Ratio	115.38%
Buyback Yield	9.27%
Shareholder Yield	13.45%
Earnings Yield	3.64%
FCF Yield	-2.54%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on January 23, 2014. It was a forward split with a ratio of 10972:1000.

Last Split Date	Jan 23, 2014
Split Type	Forward
Split Ratio	10972:1000

Scores

Altman Z-Score	n/a
Piotroski F-Score	3