Winchester Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023
Interest Income on Loans	43.78	37.53	30.64	21.42
Interest Income on Investments	6.6	5.19	4.22	3.45
Total Interest Income	50.38	42.71	34.86	24.87
Interest Paid on Deposits	19.76	19.12	15.94	5.38
Interest Paid on Borrowings	5.62	6.08	4.55	1.74
Total Interest Expense	25.39	25.19	20.49	7.12
Net Interest Income	24.99	17.52	14.37	17.75
Net Interest Income Growth	42.64%	21.90%	-19.02%	-
Gain (Loss) on Sale of Assets	-	-	0.31	3.33
Gain (Loss) on Sale of Investments	-0.32	0.37	0.35	0.05
Other Non-Interest Income	1.58	1.42	1.12	0.87
Total Non-Interest Income	1.27	1.79	1.78	4.24
Non-Interest Income Growth	-29.24%	0.73%	-58.05%	-
Revenues Before Loan Losses	26.26	19.31	16.15	21.99
Provision for Loan Losses	0.79	2.07	0.51	1.4
Revenue	25.47	17.25	15.64	20.59
Revenue Growth	47.68%	10.29%	-24.06%	-
Salaries and Employee Benefits	11.05	9.59	8.83	9.76
Occupancy Expenses	1.82	1.35	1.28	1.11
Federal Deposit Insurance	0.72	0.85	0.47	0.28
Selling, General & Administrative	6.17	6.99	4.3	3.82
Total Non-Interest Expense	19.75	18.78	14.89	14.97
EBT Excluding Unusual Items	5.72	-1.53	0.75	5.62
Pretax Income	5.72	-1.53	0.75	5.62
Income Tax Expense	1.3	-0.66	-0.03	1.46
Net Income	4.42	-0.87	0.79	4.16
Net Income to Common	4.42	-0.87	0.79	4.16
Net Income Growth	-	-	-81.11%	-
Basic Shares Outstanding	9	9	-	-
Diluted Shares Outstanding	9	9	-	-
Shares Change	-2.99%	-	-	-
EPS (Basic)	0.49	-0.09	-	-
EPS (Diluted)	0.49	-0.09	-	-
EPS Growth	-	-	-	-

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023
Effective Tax Rate	22.71%	-	-	26.02%

SEC Filings: 10-K · 10-Q