West Bancorporation Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	167.17	166.84	166.22	142.92	107.1	95.59
Interest Income on Investments	26.83	25.38	23.84	17.38	16.25	11.7
Total Interest Income	193.99	192.23	190.07	160.31	123.35	107.28
Interest Paid on Deposits	82.1	87.75	97.28	66.8	22.63	7.95
Interest Paid on Borrowings	15.28	15.49	21.42	24.48	8.98	4.27
Total Interest Expense	97.38	103.24	118.7	91.27	31.61	12.22
Net Interest Income	96.61	88.98	71.36	69.03	91.74	95.06
Net Interest Income Growth	21.29%	24.69%	3.38%	-24.75%	-3.49%	14.76%
Trust Income	3.92	3.44	3.45	3.07	2.71	2.67
Gain (Loss) on Sale of Assets	-0.01	-0.01	-0.05	-0.03	-0.03	-
Gain (Loss) on Sale of Investments	-3.96	-3.96	-1.17	-0.43	-	0.05
Other Non-Interest Income	4.84	4.85	4.36	4.91	5.33	4.66
Total Non-Interest Income	6.76	6.26	8.43	9.38	10.21	9.73
Non-Interest Income Growth	-19.91%	-25.73%	-10.04%	-8.16%	4.92%	1.32%
Revenues Before Loan Losses	103.37	95.25	79.8	78.41	101.95	104.79
Provision for Loan Losses	-	-	1	0.7	-2.5	-1.5
Revenue	103.37	95.25	78.8	77.71	104.45	106.29
Revenue Growth	18.69%	20.88%	1.40%	-25.60%	-1.73%	32.14%
Salaries and Employee Benefits	27.84	26.64	25.08	23.95	22.48	20.65
Occupancy Expenses	8.19	8.17	7.32	5.51	4.91	5.16
Federal Deposit Insurance	2.03	2.37	2.56	1.75	1	1.82
Selling, General & Administrative	10.76	10.7	10.34	10.69	9.78	8.53
Other Non-Interest Expense	5.7	5.95	6.06	6.71	6.88	7.22
Total Non-Interest Expense	54.51	53.83	51.35	48.61	45.05	43.38
EBT Excluding Unusual Items	48.86	41.42	27.44	29.1	59.4	62.91
Pretax Income	48.86	41.42	27.44	29.79	59.4	62.91
Income Tax Expense	10.48	8.86	3.39	5.65	13	13.3
Net Income	38.38	32.56	24.05	24.14	46.4	49.61
Net Income to Common	38.38	32.56	24.05	24.14	46.4	49.61
Net Income Growth	32.95%	35.38%	-0.36%	-47.98%	-6.47%	51.65%
Basic Shares Outstanding	17	17	17	17	17	17
Diluted Shares Outstanding	17	17	17	17	17	17
Shares Change	0.80%	0.63%	0.87%	-0.29%	0.05%	1.66%
EPS (Basic)	2.26	1.92	1.43	1.44	2.79	3.00
EPS (Diluted)	2.25	1.92	1.42	1.44	2.76	2.95
EPS Growth	32.47%	35.21%	-1.39%	-47.83%	-6.44%	48.99%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	1.000	1.000	1.000	1.000	0.940
Dividend Growth	0%	0%	0%	0%	6.38%	11.91%
Effective Tax Rate	21.45%	21.39%	12.36%	18.96%	21.88%	21.14%

SEC Filings: 10-K · 10-Q