Wintrust Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	2,224	1,963	1,838	1,495	1,125
Net Interest Income Growth	13.33%	6.78%	22.90%	32.93%	8.18%
Non-Interest Income	501.94	488.33	434.11	461.05	586.12
Non-Interest Income Growth	2.79%	12.49%	-5.85%	-21.34%	-2.99%
Revenues Before Loan Losses	2,726	2,451	2,272	1,956	1,711
Provision for Credit Losses	95.55	101.05	114.39	78.59	-59.26
Revenue	2,630	2,350	2,158	1,878	1,770
Revenue Growth (YoY)	11.94%	8.91%	14.90%	6.07%	23.81%
Compensation Expenses	873.29	817.11	748.01	696.11	691.67
Selling, General & Admin	412.57	390.31	391.44	319.2	292.78
Other Non-Interest Expenses	226.18	195.31	173.05	161.96	148.1
Total Non-Interest Expense	1,512	1,403	1,312	1,177	1,133
Pretax Income	1,118	947.09	845.08	700.56	637.8
Provision for Income Taxes	294.56	252.04	222.46	190.87	171.65
Net Income	774.15	667.08	594.66	481.72	438.19
Net Income Attributable to Preferred Dividends	49.69	27.96	27.96	27.96	27.96
Net Income to Common	774.15	667.08	594.66	481.72	438.19
Net Income Growth	16.05%	12.18%	23.45%	9.93%	61.33%
Shares Outstanding (Basic)	67	64	61	59	57
Shares Outstanding (Diluted)	68	65	62	60	58
Shares Change (YoY)	4.93%	4.21%	3.32%	3.99%	-0.40%
EPS (Basic)	11.57	10.47	9.72	8.14	7.69
EPS (Diluted)	11.40	10.31	9.58	8.02	7.58
EPS Growth	10.57%	7.62%	19.45%	5.80%	61.97%
Free Cash Flow	860.4	635.53	697.97	1,322	1,074
Free Cash Flow Growth	35.38%	-8.95%	-47.19%	23.07%	-
Free Cash Flow Per Share	12.67	9.82	11.24	21.99	18.58
Dividends Per Share	2.000	1.800	1.600	1.360	1.240
Dividend Growth	11.11%	12.50%	17.65%	9.68%	10.71%
Profit Margin	31.32%	29.58%	28.86%	27.14%	26.33%
FCF Margin	32.71%	27.05%	32.35%	70.38%	60.65%
EBITDA	118.78	100.08	84.76	82.07	101.8
EBITDA Margin	4.52%	4.26%	3.93%	4.37%	5.75%
Effective Tax Rate	26.34%	26.61%	26.32%	27.25%	26.91%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q