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Wintrust Financial Corporation (WTFC)

Stock Price: $50.16 USD -0.18 (-0.36%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 2.89B
Revenue (ttm) 1.35B
Net Income (ttm) 269.56M
Shares Out 57.60M
EPS (ttm) 4.49
PE Ratio 11.17
Forward PE 13.95
Dividend $1.12
Dividend Yield 2.23%

Stock Quote

Trading Day Oct 23, 2020
Last Price $50.16
Previous Close $50.34
Change ($) -0.18
Change (%) -0.36%
Day's Open 50.41
Day's Range 48.88 - 51.87
Day's Volume 892,197
52-Week Range 22.02 - 71.95

More Stats

Market Cap 2.89B
Enterprise Value 956.06M
Earnings Date (est) Jan 26, 2021
Ex-Dividend Date Aug 5, 2020
Shares Outstanding 57.60M
Float 56.74M
EPS (basic) 4.56
EPS (diluted) 4.49
FCF / Share -3.73
Dividend $1.12
Dividend Yield 2.23%
Earnings Yield 8.95%
FCF Yield n/a
Payout Ratio 23.20%
Shares Short 1.21M
Short Ratio 3.32
Short % of Float 2.13%
Beta 1.61
PE Ratio 11.17
Forward PE 13.95
P/FCF Ratio n/a
PS Ratio 2.14
PB Ratio 0.81
Revenue 1.35B
Operating Income 369.07M
Net Income 269.56M
Free Cash Flow -214.76M
Net Cash 1.93B
Net Cash / Share 33.56
Gross Margin 102.11%
Operating Margin 27.39%
Profit Margin 19.40%
FCF Margin -15.94%
ROA 0.71%
ROE 7.30%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (12)

Buy 7
Overweight 0
Hold 5
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$52.58*
(4.82% upside)
Low
40.0
Current: $50.16
High
65.0
Target: 52.58
*Average 12-month price target from 12 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,4081,2861,1221,014880793727669548483
Revenue Growth9.49%14.66%10.68%15.15%10.96%9.12%8.64%22.01%13.47%-
Gross Profit1,4081,2861,1221,014880793727669548483
Operating Income480460390332252246224180128101
Net Income35634325820715715113711177.5863.33
Shares Outstanding56.8656.3054.7050.2847.8446.5238.7036.3735.3630.06
Earnings Per Share6.035.864.403.662.932.982.752.311.671.02
EPS Growth2.9%33.18%20.22%24.91%-1.68%8.36%19.05%38.32%63.73%-
Dividend Per Share1.000.760.560.480.440.400.180.180.180.18
Dividend Growth31.58%35.71%16.67%9.09%10%122.22%0%0%0%-
Operating Cash Flow26637740231138.97206287269244124
Capital Expenditures-82.02-68.27-59.19-33.92-43.46-38.14-37.69-74.33-79.13-30.51
Free Cash Flow184309342277-4.4916825019416593.50
Cash & Equivalents2,4511,4921,3411,2488791,2247491,3208971,019
Total Debt1,7831,2131,2188091,5271,3199229551,8561,585
Net Cash / Debt668279122439-647-95.44-173365-958-565
Assets36,62131,24527,91625,66922,90920,01118,09817,52015,89413,980
Liabilities32,92927,97724,93922,97320,55717,94116,19715,71514,35012,544
Book Value3,6913,2682,9772,6962,3522,0701,9011,8051,5441,437
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Wintrust Financial Corporation
Country United States
Employees 5,057
CEO Edward Joseph Wehmer

Stock Information

Ticker Symbol WTFC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: WTFC

Description

Wintrust Financial Corporation operates as a financial holding company in the Chicago metropolitan area, southern Wisconsin, and northwest Indiana. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and cash management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional customers. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. As of December 31, 2019, the company had approximately 187 banking facilities and 230 ATMs. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.