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Wintrust Financial Corporation (WTFC)

Stock Price: $42.37 USD -0.06 (-0.14%)
Updated Aug 7, 2020 10:51 AM EDT - Market open

Stock Price Chart

Key Info

Market Cap 2.44B
Revenue (ttm) 1.35B
Net Income (ttm) 329.36M
Shares Out 57.57M
EPS (ttm) 4.50
PE Ratio 9.42
Forward PE 11.79
Dividend $1.12
Dividend Yield 2.64%

Stock Quote

Trading Day Aug 7, 2020
Last Price $42.37
Previous Close $42.43
Change ($) -0.06
Change (%) -0.14%
Day's Open 42.00
Day's Range 41.75 - 42.55
Day's Volume 26,059
52-Week Range 22.02 - 71.95

More Stats

Market Cap 2.44B
Enterprise Value 2.50B
Earnings Date (est) Oct 14, 2020
Ex-Dividend Date Aug 5, 2020
Shares Outstanding 57.57M
Float 56.85M
EPS (basic) 5.62
EPS (diluted) 4.50
FCF / Share -5.06
Dividend $1.12
Dividend Yield 2.64%
Earnings Yield 10.62%
FCF Yield n/a
Payout Ratio 18.30%
Shares Short 1.42M
Short Ratio 3.04
Short % of Float 2.42%
Beta 1.58
PE Ratio 9.42
Forward PE 11.79
P/FCF Ratio n/a
PS Ratio 1.81
PB Ratio 0.69
Revenue 1.35B
Operating Income 448.54M
Net Income 329.36M
Free Cash Flow -291.30M
Net Cash -59.28M
Net Cash / Share -1.03
Gross Margin 104.55%
Operating Margin 33.30%
Profit Margin 23.00%
FCF Margin -21.63%
ROA 0.70%
ROE 7.25%
ROIC 1.30%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (12)

Buy 8
Overweight 0
Hold 4
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

(19.59% upside)
Current: $42.37
Target: 50.67
*Average 12-month price target from 12 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Revenue Growth9.49%14.66%10.68%15.15%10.96%9.12%8.64%22.01%13.47%-
Gross Profit1,4081,2861,1221,014880793727669548483
Operating Income480460390332252246224180128101
Net Income35634325820715715113711177.5863.33
Shares Outstanding56.8656.3054.7050.2847.8446.5238.7036.3735.3630.06
Earnings Per Share6.035.864.403.662.932.982.752.311.671.02
EPS Growth2.9%33.18%20.22%24.91%-1.68%8.36%19.05%38.32%63.73%-
Dividend Per Share1.000.760.560.480.440.400.
Dividend Growth31.58%35.71%16.67%9.09%10%122.22%0%0%0%-
Operating Cash Flow26637740231138.97206287269244124
Capital Expenditures-82.02-68.27-59.19-33.92-43.46-38.14-37.69-74.33-79.13-30.51
Free Cash Flow184309342277-4.4916825019416593.50
Cash & Equivalents2,4511,4921,3411,2488791,2247491,3208971,019
Total Debt1,7831,2131,2188091,5271,3199229551,8561,585
Net Cash / Debt668279122439-647-95.44-173365-958-565
Book Value3,6913,2682,9772,6962,3522,0701,9011,8051,5441,437
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Wintrust Financial Corporation
Country United States
Employees 5,057
CEO Edward Joseph Wehmer

Stock Information

Ticker Symbol WTFC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: WTFC


Wintrust Financial Corporation operates as a financial holding company in the Chicago metropolitan area, southern Wisconsin, and northwest Indiana. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and cash management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional customers. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. As of December 31, 2019, the company had approximately 187 banking facilities and 230 ATMs. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.