Wintrust Financial Corporation (WTFC)
NASDAQ: WTFC · Real-Time Price · USD
152.67
+0.06 (0.04%)
Aug 21, 2026, 4:00 PM EDT - Market closed

Wintrust Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,7582,6282,3482,1561,8771,770
Revenue Growth
11.21%11.94%8.88%14.88%6.07%23.82%
Net Income
847.92774.15667.08594.66481.72438.19
Earnings Per Share
12.4511.4010.319.588.027.58
EPS Growth
17.71%10.57%7.62%19.45%5.80%61.97%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Specialty Finance
537.9502.61462.92425.54339.98292.73
Wealth Management
214.12191.87198.1169.3162.91160.89
Community Banking
2,0581,9831,7281,5991,4051,351
Intersegment Eliminations
-48.3-47-38.98-36.36-29.65-34.77
Total
2,7622,6302,3502,1581,8781,770

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,3003,8285,0722,7882,7786,650
Total Debt
4,5144,7484,4803,9313,9422,549
Net Cash (Debt)
-214.41-919.83592.68-1,142-1,1644,101
Net Cash Growth
-----53.13%
Net Cash Per Share
-3.15-13.559.16-18.40-19.3770.97

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,644910.35721.56744.381,3751,131
Capital Expenditures
-70.7-49.95-86.03-46.41-53.45-57.08
Free Cash Flow
1,573860.4635.53697.971,3221,074
Free Cash Flow Growth
89.04%35.38%-8.95%-47.19%23.07%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.74%29.46%28.41%27.58%25.66%24.76%
FCF Margin
57.03%32.74%27.07%32.37%70.40%60.68%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.2002.0001.8001.6001.3601.240
Dividend Per Share Growth
10.26%11.11%12.50%17.65%9.68%10.71%
Dividend Yield
1.44%1.45%1.48%1.80%1.72%1.48%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.2612.1012.439.5510.6611.82
Forward PE
11.5011.9312.399.478.0915.33
P/FCF Ratio
6.5510.8813.058.143.894.82
PS Ratio
3.733.563.532.632.742.93