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Wintrust Financial Corporation (WTFC)
NASDAQ: WTFC · Real-Time Price · USD
155.48
+1.11 (0.72%)
Nov 13, 2026, 4:00 PM EST - Market closed

Wintrust Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,8142,6282,3482,1561,8771,770
Revenue Growth
9.79%11.94%8.88%14.88%6.07%23.82%
Net Income
889.69774.15667.08594.66481.72438.19
Earnings Per Share
13.0411.4010.319.588.027.58
EPS Growth
19.77%10.57%7.62%19.45%5.80%61.97%

Revenue by Segment
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Community Banking
2,0951,9831,7281,5991,4051,351
Specialty Finance
550.89502.61462.92425.54339.98292.73
Wealth Management
220.76191.87198.1169.3162.91160.89
Intersegment Eliminations
-48.61-47-38.98-36.36-29.65-34.77
Total
2,8182,6302,3502,1581,8781,770

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,3993,8285,0722,7882,7786,650
Total Debt
4,7344,7484,4803,9313,9422,549
Net Cash (Debt)
-335.51-919.83592.68-1,142-1,1644,101
Net Cash Growth
-----53.13%
Net Cash Per Share
-4.92-13.559.16-18.40-19.3770.97

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,792910.35721.56744.381,3751,131
Capital Expenditures
-81.7-49.95-86.03-46.41-53.45-57.08
Free Cash Flow
1,710860.4635.53697.971,3221,074
Free Cash Flow Growth
55.03%35.38%-8.95%-47.19%23.07%-

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
31.62%29.46%28.41%27.58%25.66%24.76%
FCF Margin
60.77%32.74%27.07%32.37%70.40%60.68%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.2002.0001.8001.6001.3601.240
Dividend Per Share Growth
10.00%11.11%12.50%17.65%9.68%10.71%
Dividend Yield
1.42%1.43%1.44%1.73%1.61%1.37%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.9212.1012.439.5510.6611.82
Forward PE
11.2011.9312.399.478.0915.33
P/FCF Ratio
6.1410.8813.058.143.894.82
PS Ratio
3.733.563.532.632.742.93