Wintrust Financial Statistics
Total Valuation
WTFC has a market cap or net worth of $9.92 billion. The enterprise value is $10.64 billion.
Important Dates
The next estimated earnings date is Monday, July 20, 2026, after market close.
| Earnings Date | Jul 20, 2026 |
| Ex-Dividend Date | May 14, 2026 |
Share Statistics
WTFC has 67.45 million shares outstanding. The number of shares has increased by 3.02% in one year.
| Current Share Class | 67.45M |
| Shares Outstanding | 67.45M |
| Shares Change (YoY) | +3.02% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 1.37% |
| Owned by Institutions (%) | 97.91% |
| Float | 66.47M |
Valuation Ratios
The trailing PE ratio is 12.33 and the forward PE ratio is 11.18. WTFC's PEG ratio is 1.24.
| PE Ratio | 12.33 |
| Forward PE | 11.18 |
| PS Ratio | 3.68 |
| Forward PS | 3.25 |
| PB Ratio | 1.43 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | 6.00 |
| P/OCF Ratio | 5.78 |
| PEG Ratio | 1.24 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.11 |
| EV / Sales | 3.95 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.43 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.34%.
| Return on Equity (ROE) | 12.34% |
| Return on Assets (ROA) | 1.25% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.19% |
| Revenue Per Employee | $456,213 |
| Profits Per Employee | $137,433 |
| Employee Count | 5,902 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WTFC has paid $304.10 million in taxes.
| Income Tax | 304.10M |
| Effective Tax Rate | 26.07% |
Stock Price Statistics
The stock price has increased by +23.17% in the last 52 weeks. The beta is 0.86, so WTFC's price volatility has been lower than the market average.
| Beta (5Y) | 0.86 |
| 52-Week Price Change | +23.17% |
| 50-Day Moving Average | 145.78 |
| 200-Day Moving Average | 139.95 |
| Relative Strength Index (RSI) | 46.37 |
| Average Volume (20 Days) | 403,184 |
Short Selling Information
The latest short interest is 2.18 million, so 3.24% of the outstanding shares have been sold short.
| Short Interest | 2.18M |
| Short Previous Month | 2.11M |
| Short % of Shares Out | 3.24% |
| Short % of Float | 3.28% |
| Short Ratio (days to cover) | 4.70 |
Income Statement
In the last 12 months, WTFC had revenue of $2.69 billion and earned $811.13 million in profits. Earnings per share was $11.93.
| Revenue | 2.69B |
| Gross Profit | 2.69B |
| Operating Income | 1.23B |
| Pretax Income | 1.17B |
| Net Income | 811.13M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $11.93 |
Full Income StatementBalance Sheet
The company has $3.75 billion in cash and $4.46 billion in debt, with a net cash position of -$714.94 million or -$10.60 per share.
| Cash & Cash Equivalents | 3.75B |
| Total Debt | 4.46B |
| Net Cash | -714.94M |
| Net Cash Per Share | -$10.60 |
| Equity (Book Value) | 7.38B |
| Book Value Per Share | 103.10 |
| Working Capital | -55.96B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.72 billion and capital expenditures -$63.16 million, giving a free cash flow of $1.65 billion.
| Operating Cash Flow | 1.72B |
| Capital Expenditures | -63.16M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 97.85M |
| Free Cash Flow | 1.65B |
| FCF Per Share | $24.53 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 45.75% |
| Pretax Margin | 43.32% |
| Profit Margin | 32.02% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 61.45% |
Dividends & Yields
This stock pays an annual dividend of $2.20, which amounts to a dividend yield of 1.46%.
| Dividend Per Share | $2.20 |
| Dividend Yield | 1.46% |
| Dividend Growth (YoY) | 10.53% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 17.60% |
| Buyback Yield | -3.02% |
| Shareholder Yield | -1.53% |
| Earnings Yield | 8.18% |
| FCF Yield | 16.68% |
Dividend DetailsAnalyst Forecast
The average price target for WTFC is $174.67, which is 18.76% higher than the current price. The consensus rating is "Buy".
| Price Target | $174.67 |
| Price Target Difference | 18.76% |
| Analyst Consensus | Buy |
| Analyst Count | 12 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on March 15, 2002. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Mar 15, 2002 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
