Wintrust Financial Statistics
Total Valuation
WTFC has a market cap or net worth of $10.17 billion. The enterprise value is $10.34 billion.
| Market Cap | 10.17B |
| Enterprise Value | 10.34B |
Important Dates
The last earnings date was Monday, October 19, 2026, after market close.
| Earnings Date | Oct 19, 2026 |
| Ex-Dividend Date | Nov 5, 2026 |
Share Statistics
WTFC has 67.47 million shares outstanding. The number of shares has increased by 0.62% in one year.
| Current Share Class | 67.47M |
| Shares Outstanding | 67.47M |
| Shares Change (YoY) | +0.62% |
| Shares Change (QoQ) | +0.13% |
| Owned by Insiders (%) | 1.32% |
| Owned by Institutions (%) | 96.95% |
| Float | 66.53M |
Valuation Ratios
The trailing PE ratio is 11.56 and the forward PE ratio is 10.88. WTFC's PEG ratio is 1.06.
| PE Ratio | 11.56 |
| Forward PE | 10.88 |
| PS Ratio | 3.62 |
| Forward PS | 3.24 |
| PB Ratio | 1.48 |
| P/TBV Ratio | 1.71 |
| P/FCF Ratio | 6.47 |
| P/OCF Ratio | 6.19 |
| PEG Ratio | 1.06 |
Enterprise Valuation
| EV / Earnings | 11.62 |
| EV / Sales | 3.67 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.60 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.77 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.88%.
| Return on Equity (ROE) | 12.88% |
| Return on Assets (ROA) | 1.27% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.41% |
| Revenue Per Employee | $476,785 |
| Profits Per Employee | $150,744 |
| Employee Count | 5,902 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WTFC has paid $324.30 million in taxes.
| Income Tax | 324.30M |
| Effective Tax Rate | 26.00% |
Stock Price Statistics
The stock price has increased by +19.64% in the last 52 weeks. The beta is 0.89, so WTFC's price volatility has been lower than the market average.
| Beta (5Y) | 0.89 |
| 52-Week Price Change | +19.64% |
| 50-Day Moving Average | 148.62 |
| 200-Day Moving Average | 150.07 |
| Relative Strength Index (RSI) | 61.21 |
| Average Volume (20 Days) | 595,941 |
Short Selling Information
The latest short interest is 2.95 million, so 4.37% of the outstanding shares have been sold short.
| Short Interest | 2.95M |
| Short Previous Month | 2.62M |
| Short % of Shares Out | 4.37% |
| Short % of Float | 4.44% |
| Short Ratio (days to cover) | 6.88 |
Income Statement
In the last 12 months, WTFC had revenue of $2.81 billion and earned $889.69 million in profits. Earnings per share was $13.04.
| Revenue | 2.81B |
| Gross Profit | 2.81B |
| Operating Income | 1.31B |
| Pretax Income | 1.25B |
| Net Income | 889.69M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $13.04 |
Balance Sheet
The company has $4.19 billion in cash and $4.36 billion in debt, with a net cash position of -$165.36 million or -$2.45 per share.
| Cash & Cash Equivalents | 4.19B |
| Total Debt | 4.36B |
| Net Cash | -165.36M |
| Net Cash Per Share | -$2.45 |
| Equity (Book Value) | 7.29B |
| Book Value Per Share | 101.74 |
| Working Capital | -57.88B |
Cash Flow
In the last 12 months, operating cash flow was $1.64 billion and capital expenditures -$70.70 million, giving a free cash flow of $1.57 billion.
| Operating Cash Flow | 1.64B |
| Capital Expenditures | -70.70M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 60.30M |
| Free Cash Flow | 1.57B |
| FCF Per Share | $23.31 |
Margins
| Gross Margin | n/a |
| Operating Margin | 46.45% |
| Pretax Margin | 44.33% |
| Profit Margin | 32.81% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 57.03% |
Dividends & Yields
This stock pays an annual dividend of $2.20, which amounts to a dividend yield of 1.46%.
| Dividend Per Share | $2.20 |
| Dividend Yield | 1.46% |
| Dividend Growth (YoY) | 10.00% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 16.87% |
| FCF Payout Ratio | 9.44% |
| Buyback Yield | -0.62% |
| Shareholder Yield | 0.84% |
| Earnings Yield | 8.65% |
| FCF Yield | 15.46% |
Analyst Forecast
The average price target for WTFC is $172.69, which is 14.54% higher than the current price. The consensus rating is "Buy".
| Price Target | $172.69 |
| Price Target Difference | 14.54% |
| Analyst Consensus | Buy |
| Analyst Count | 16 |
| Revenue Growth Forecast (3Y) | 7.61% |
| EPS Growth Forecast (3Y) | 9.25% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 15, 2002. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Mar 15, 2002 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |