Wintrust Financial Corporation (WTFC)
NASDAQ: WTFC · Real-Time Price · USD
152.67
+0.06 (0.04%)
Aug 21, 2026, 4:00 PM EDT - Market closed
Wintrust Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 595.86 | 467.94 | 458.54 | 423.46 | 490.97 | 1,111 |
Investment Securities | 7,204 | 6,951 | 8,652 | 6,410 | 6,127 | 8,757 |
Trading Asset Securities | 129.74 | 179.67 | 204.1 | 280.43 | 297.98 | 166.07 |
Mortgage-Backed Securities | 7,291 | 5,942 | 3,793 | 3,233 | 2,899 | 2,014 |
Total Investments | 14,624 | 13,073 | 12,649 | 9,924 | 9,324 | 10,937 |
Gross Loans | 56,301 | 53,734 | 48,601 | 42,699 | 39,675 | 35,167 |
Allowance for Loan Losses | -402.95 | -379.28 | -364.02 | -344.24 | -270.17 | -247.84 |
Other Adjustments to Gross Loans | -282.1 | -268.6 | -267.7 | -285.4 | -224.5 | -135.5 |
Net Loans | 55,616 | 53,086 | 47,969 | 42,069 | 39,180 | 34,783 |
Property, Plant & Equipment | 778.96 | 781.61 | 779.13 | 748.97 | 764.8 | 766.41 |
Goodwill | 797.22 | 797.96 | 796.94 | 656.67 | 653.52 | 655.15 |
Other Intangible Assets | 88.12 | 98 | 121.69 | 22.89 | 22.19 | 28.31 |
Loans Held for Sale | 407.5 | 340.75 | 331.26 | 292.72 | 299.94 | 817.91 |
Accrued Interest Receivable | 336.7 | 312.2 | 332.8 | 304.5 | 214 | 117.4 |
Other Receivables | - | 849.83 | 31.57 | 716.48 | 948.62 | 38.88 |
Other Real Estate Owned & Foreclosed | 15.94 | 20.84 | 23.12 | 13.31 | 9.9 | 4.27 |
Other Long-Term Assets | 1,113 | 1,022 | 1,105 | 883.2 | 816.28 | 747.13 |
Total Assets | 74,668 | 71,142 | 64,880 | 56,260 | 52,950 | 50,142 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 49,345 | 42,293 | 37,202 | 32,477 | 28,234 | 26,716 |
Institutional Deposits | - | 4,000 | 3,900 | 2,500 | 2,000 | 1,200 |
Non-Interest Bearing Deposits | 11,797 | 11,424 | 11,410 | 10,420 | 12,668 | 14,180 |
Total Deposits | 61,141 | 57,717 | 52,512 | 45,397 | 42,903 | 42,096 |
Short-Term Borrowings | 140.11 | 123.77 | 241.75 | 281.13 | 645.69 | 207.2 |
Current Portion of Long-Term Debt | - | 408 | - | 25 | - | - |
Current Portion of Leases | - | 24.68 | - | - | - | - |
Accrued Interest Payable | 53.56 | 62.88 | 48.36 | 51.12 | 22.18 | 9.3 |
Long-Term Debt | 669.56 | 368.6 | 833.09 | 1,070 | 1,016 | 921.88 |
Federal Home Loan Bank Debt, Long-Term | 3,451 | 3,451 | 3,151 | 2,301 | 2,026 | 1,166 |
Long-Term Leases | - | 118.06 | - | - | - | - |
Trust Preferred Securities | 253.57 | 253.57 | 253.57 | 253.57 | 253.57 | 253.57 |
Long-Term Unearned Revenue | - | 2.64 | 1.33 | 0.67 | 1.28 | 1.59 |
Other Long-Term Liabilities | 1,434 | 1,353 | 1,494 | 1,481 | 1,285 | 988.27 |
Total Liabilities | 67,143 | 63,883 | 58,535 | 50,860 | 48,153 | 45,643 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Redeemable | 425 | 425 | 412.5 | 412.5 | 412.5 | 412.5 |
Total Preferred Equity | 425 | 425 | 412.5 | 412.5 | 412.5 | 412.5 |
Common Stock | 67.58 | 67.06 | 66.56 | 61.27 | 60.8 | 58.89 |
Additional Paid-In Capital | 2,560 | 2,534 | 2,483 | 1,944 | 1,902 | 1,686 |
Retained Earnings | 4,908 | 4,538 | 3,897 | 3,345 | 2,849 | 2,448 |
Treasury Stock | -14.88 | -9.16 | -6.15 | -2.22 | -0.3 | -109.9 |
Comprehensive Income & Other | -420.8 | -295.75 | -508.34 | -361.23 | -427.64 | 4.09 |
Total Common Equity | 7,100 | 6,834 | 5,932 | 4,987 | 4,384 | 4,086 |
Shareholders' Equity | 7,525 | 7,259 | 6,344 | 5,400 | 4,797 | 4,499 |
Total Liabilities & Equity | 74,668 | 71,142 | 64,880 | 56,260 | 52,950 | 50,142 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 4,514 | 4,748 | 4,480 | 3,931 | 3,942 | 2,549 |
Net Cash (Debt) | -214.41 | -919.83 | 592.68 | -1,142 | -1,164 | 4,101 |
Net Cash Growth | - | - | - | - | - | 53.13% |
Net Cash Per Share | -3.15 | -13.55 | 9.16 | -18.40 | -19.37 | 70.97 |
Filing Date Shares Outstanding | 67.47 | 67.27 | 66.71 | 61.47 | 61.02 | 57.24 |
Total Common Shares Outstanding | 67.46 | 66.97 | 66.5 | 61.24 | 60.79 | 57.05 |
Book Value Per Share | 105.26 | 102.03 | 89.21 | 81.43 | 72.12 | 71.62 |
Tangible Book Value | 6,215 | 5,938 | 5,013 | 4,307 | 3,709 | 3,403 |
Tangible Book Value Per Share | 92.13 | 88.66 | 75.39 | 70.33 | 61.00 | 59.64 |