Wintrust Financial Corporation (WTFC)

Wintrust Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	731.13	423.46	490.97	1,111	322.47	286.48
Investment Securities	7,941	6,410	6,127	8,757	6,100	4,076
Trading Asset Securities	259.13	280.43	297.98	166.07	279.09	104.71
Mortgage-Backed Securities	3,486	3,233	2,899	2,014	2,428	2,380
Total Investments	11,686	9,924	9,324	10,937	8,807	6,561
Gross Loans	47,604	42,699	39,675	35,167	32,435	27,150
Allowance for Loan Losses	-360.28	-344.24	-270.17	-247.84	-319.37	-156.83
Other Adjustments to Gross Loans	-266.1	-285.4	-224.5	-135.5	-113.1	-118.4
Net Loans	46,977	42,069	39,180	34,783	32,002	26,875
Property, Plant & Equipment	772	748.97	764.8	766.41	768.81	754.33
Goodwill	800.78	656.67	653.52	655.15	645.71	645.22
Other Intangible Assets	123.87	22.89	22.19	28.31	36.04	47.06
Loans Held for Sale	461.07	292.72	299.94	817.91	1,272	377.31
Accrued Interest Receivable	351.5	304.5	214	117.4	121.9	303.09
Other Receivables	567.69	716.48	948.62	38.88	28.45	26.17
Other Real Estate Owned & Foreclosed	13.68	13.31	9.9	4.27	16.56	15.18
Other Long-Term Assets	1,036	883.2	816.28	747.13	923.56	629.64
Total Assets	63,788	56,260	52,950	50,142	45,081	36,621
Interest Bearing Deposits	40,666	32,477	28,234	26,716	21,988	19,046
Institutional Deposits	-	2,500	2,000	1,200	3,357	3,844
Non-Interest Bearing Deposits	10,739	10,420	12,668	14,180	11,748	7,217
Total Deposits	51,405	45,397	42,903	42,096	37,093	30,107
Short-Term Borrowings	199.34	281.13	645.69	207.2	359.83	149.72
Current Portion of Long-Term Debt	-	417.5	-	-	2.99	6.47
Current Portion of Leases	-	24.47	-	-	-	-
Accrued Interest Payable	75.25	51.12	22.18	9.3	15.65	19.94
Other Current Liabilities	-	-	-	-	200.91	-
Long-Term Debt	945.23	677.75	1,016	921.88	944.07	833.75
Federal Home Loan Bank Debt, Long-Term	3,171	2,301	2,026	1,166	1,165	668.4
Long-Term Leases	-	141.86	-	-	-	-
Trust Preferred Securities	253.57	253.57	253.57	253.57	253.57	253.57
Long-Term Unearned Revenue	-	0.67	1.28	1.59	1.55	1.36
Other Long-Term Liabilities	1,339	1,315	1,285	988.27	928.13	888.99
Total Liabilities	57,389	50,860	48,153	45,643	40,965	32,929
Preferred Stock, Redeemable	412.5	412.5	412.5	412.5	412.5	125
Total Preferred Equity	412.5	412.5	412.5	412.5	412.5	125
Common Stock	66.55	61.27	60.8	58.89	58.47	57.95
Additional Paid-In Capital	2,470	1,944	1,902	1,686	1,650	1,650
Retained Earnings	3,749	3,345	2,849	2,448	2,080	1,900
Treasury Stock	-6.1	-2.22	-0.3	-109.9	-100.36	-6.93
Comprehensive Income & Other	-292.18	-361.23	-427.64	4.09	15.38	-34.68
Total Common Equity	5,987	4,987	4,384	4,086	3,703	3,566
Shareholders' Equity	6,400	5,400	4,797	4,499	4,116	3,691
Total Liabilities & Equity	63,788	56,260	52,950	50,142	45,081	36,621
Total Debt	4,569	4,097	3,942	2,549	2,726	1,912
Net Cash (Debt)	68.93	-1,309	-1,164	4,101	2,678	643.84
Net Cash Growth	-	-	-	53.13%	315.97%	125.42%
Net Cash Per Share	1.09	-21.08	-19.37	70.97	46.16	11.17
Filing Date Shares Outstanding	66.49	61.47	61.02	57.24	56.89	57.37
Total Common Shares Outstanding	66.48	61.24	60.79	57.05	56.77	57.82
Book Value Per Share	90.06	81.43	72.12	71.62	65.24	61.68
Tangible Book Value	5,063	4,307	3,709	3,403	3,022	2,874
Tangible Book Value Per Share	76.15	70.33	61.00	59.64	53.23	49.70

Source: S&P Capital IQ. Banks template. Financial Sources.