Wintrust Financial Corporation (WTFC)

Wintrust Financial Statistics

Total Valuation

WTFC has a market cap or net worth of $8.30 billion. The enterprise value is $7.37 billion.

Market Cap	8.30B
Enterprise Value	7.37B

Important Dates

The last earnings date was Monday, July 21, 2025, after market close.

Earnings Date	Jul 21, 2025
Ex-Dividend Date	Aug 7, 2025

Share Statistics

WTFC has 66.94 million shares outstanding. The number of shares has increased by 7.89% in one year.

Current Share Class	66.94M
Shares Outstanding	66.94M
Shares Change (YoY)	+7.89%
Shares Change (QoQ)	+0.25%
Owned by Insiders (%)	1.37%
Owned by Institutions (%)	97.76%
Float	65.97M

Valuation Ratios

The trailing PE ratio is 11.73 and the forward PE ratio is 11.12.

PE Ratio	11.73
Forward PE	11.12
PS Ratio	3.31
Forward PS	2.96
PB Ratio	1.30
P/TBV Ratio	1.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.34
EV / Sales	2.97
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.60%.

Return on Equity (ROE)	11.60%
Return on Assets (ROA)	1.15%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$420,209
Profits Per Employee	$120,611
Employee Count	5,903
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WTFC has paid $266.00 million in taxes.

Income Tax	266.00M
Effective Tax Rate	26.44%

Stock Price Statistics

The stock price has increased by +14.61% in the last 52 weeks. The beta is 0.84, so WTFC's price volatility has been lower than the market average.

Beta (5Y)	0.84
52-Week Price Change	+14.61%
50-Day Moving Average	125.54
200-Day Moving Average	122.49
Relative Strength Index (RSI)	38.99
Average Volume (20 Days)	469,774

Short Selling Information

The latest short interest is 1.85 million, so 2.76% of the outstanding shares have been sold short.

Short Interest	1.85M
Short Previous Month	1.89M
Short % of Shares Out	2.76%
Short % of Float	2.80%
Short Ratio (days to cover)	4.39

Income Statement

In the last 12 months, WTFC had revenue of $2.48 billion and earned $711.97 million in profits. Earnings per share was $10.58.

Revenue	2.48B
Gross Profit	2.48B
Operating Income	1.07B
Pretax Income	851.40M
Net Income	711.97M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$10.58

Balance Sheet

The company has $5.27 billion in cash and $4.33 billion in debt, giving a net cash position of $936.46 million or $13.99 per share.

Cash & Cash Equivalents	5.27B
Total Debt	4.33B
Net Cash	936.46M
Net Cash Per Share	$13.99
Equity (Book Value)	7.23B
Book Value Per Share	95.43
Working Capital	-49.97B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	43.07%
Pretax Margin	40.55%
Profit Margin	29.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 1.61%.

Dividend Per Share	$2.00
Dividend Yield	1.61%
Dividend Growth (YoY)	11.43%
Years of Dividend Growth	11
Payout Ratio	18.44%
Buyback Yield	-7.89%
Shareholder Yield	-6.28%
Earnings Yield	8.58%
FCF Yield	n/a

Analyst Forecast

The average price target for WTFC is $147.86, which is 19.24% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$147.86
Price Target Difference	19.24%
Analyst Consensus	Strong Buy
Analyst Count	14
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 15, 2002. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 15, 2002
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2