Wintrust Financial Statistics
Total Valuation
WTFC has a market cap or net worth of $8.97 billion. The enterprise value is $7.98 billion.
Important Dates
The last earnings date was Monday, July 21, 2025, after market close.
| Earnings Date | Jul 21, 2025 |
| Ex-Dividend Date | Aug 7, 2025 |
Share Statistics
WTFC has 66.95 million shares outstanding. The number of shares has increased by 7.89% in one year.
| Current Share Class | 66.95M |
| Shares Outstanding | 66.95M |
| Shares Change (YoY) | +7.89% |
| Shares Change (QoQ) | +0.25% |
| Owned by Insiders (%) | 1.36% |
| Owned by Institutions (%) | 97.87% |
| Float | 65.98M |
Valuation Ratios
The trailing PE ratio is 12.67 and the forward PE ratio is 12.00.
| PE Ratio | 12.67 |
| Forward PE | 12.00 |
| PS Ratio | 3.58 |
| Forward PS | 3.19 |
| PB Ratio | 1.40 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | 10.78 |
| P/OCF Ratio | 10.22 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.20 |
| EV / Sales | 3.22 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.40 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.60%.
| Return on Equity (ROE) | 11.60% |
| Return on Assets (ROA) | 1.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $420,209 |
| Profits Per Employee | $120,611 |
| Employee Count | 5,903 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WTFC has paid $266.00 million in taxes.
| Income Tax | 266.00M |
| Effective Tax Rate | 26.44% |
Stock Price Statistics
The stock price has increased by +31.10% in the last 52 weeks. The beta is 0.84, so WTFC's price volatility has been lower than the market average.
| Beta (5Y) | 0.84 |
| 52-Week Price Change | +31.10% |
| 50-Day Moving Average | 127.54 |
| 200-Day Moving Average | 123.40 |
| Relative Strength Index (RSI) | 63.51 |
| Average Volume (20 Days) | 364,689 |
Short Selling Information
The latest short interest is 1.36 million, so 2.02% of the outstanding shares have been sold short.
| Short Interest | 1.36M |
| Short Previous Month | 1.85M |
| Short % of Shares Out | 2.02% |
| Short % of Float | 2.05% |
| Short Ratio (days to cover) | 2.90 |
Income Statement
In the last 12 months, WTFC had revenue of $2.48 billion and earned $711.97 million in profits. Earnings per share was $10.58.
| Revenue | 2.48B |
| Gross Profit | 2.48B |
| Operating Income | 1.07B |
| Pretax Income | 851.40M |
| Net Income | 711.97M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $10.58 |
Full Income StatementBalance Sheet
The company has $5.49 billion in cash and $4.49 billion in debt, giving a net cash position of $996.16 million or $14.88 per share.
| Cash & Cash Equivalents | 5.49B |
| Total Debt | 4.49B |
| Net Cash | 996.16M |
| Net Cash Per Share | $14.88 |
| Equity (Book Value) | 7.23B |
| Book Value Per Share | 95.43 |
| Working Capital | -48.88B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $878.10 million and capital expenditures -$45.98 million, giving a free cash flow of $832.12 million.
| Operating Cash Flow | 878.10M |
| Capital Expenditures | -45.98M |
| Free Cash Flow | 832.12M |
| FCF Per Share | $12.43 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.07% |
| Pretax Margin | 40.55% |
| Profit Margin | 29.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.55% |
Dividends & Yields
This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 1.49%.
| Dividend Per Share | $2.00 |
| Dividend Yield | 1.49% |
| Dividend Growth (YoY) | 11.43% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 18.44% |
| Buyback Yield | -7.89% |
| Shareholder Yield | -6.40% |
| Earnings Yield | 7.93% |
| FCF Yield | 9.27% |
Dividend DetailsAnalyst Forecast
The average price target for WTFC is $147.86, which is 10.33% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $147.86 |
| Price Target Difference | 10.33% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 14 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on March 15, 2002. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Mar 15, 2002 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
