Wintrust Financial Corporation (WTFC)

Wintrust Financial Statistics

Total Valuation

WTFC has a market cap or net worth of $7.41 billion. The enterprise value is $6.79 billion.

Market Cap	7.41B
Enterprise Value	6.79B

Important Dates

The next estimated earnings date is Wednesday, April 16, 2025, after market close.

Earnings Date	Apr 16, 2025
Ex-Dividend Date	Feb 6, 2025

Share Statistics

WTFC has 66.71 million shares outstanding. The number of shares has increased by 4.21% in one year.

Current Share Class	66.71M
Shares Outstanding	66.71M
Shares Change (YoY)	+4.21%
Shares Change (QoQ)	+2.70%
Owned by Insiders (%)	1.37%
Owned by Institutions (%)	95.59%
Float	65.74M

Valuation Ratios

The trailing PE ratio is 10.51 and the forward PE ratio is 10.45.

PE Ratio	10.51
Forward PE	10.45
PS Ratio	2.94
Forward PS	2.67
PB Ratio	1.21
P/TBV Ratio	1.44
P/FCF Ratio	11.37
P/OCF Ratio	10.02
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.18
EV / Sales	2.89
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	10.68

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	7.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.84%.

Return on Equity (ROE)	11.84%
Return on Assets (ROA)	1.15%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$425,275
Profits Per Employee	$120,826
Employee Count	5,521
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WTFC has paid $252.04 million in taxes.

Income Tax	252.04M
Effective Tax Rate	26.61%

Stock Price Statistics

The stock price has increased by +10.98% in the last 52 weeks. The beta is 1.16, so WTFC's price volatility has been higher than the market average.

Beta (5Y)	1.16
52-Week Price Change	+10.98%
50-Day Moving Average	126.72
200-Day Moving Average	114.49
Relative Strength Index (RSI)	21.93
Average Volume (20 Days)	422,039

Short Selling Information

The latest short interest is 1.43 million, so 2.14% of the outstanding shares have been sold short.

Short Interest	1.43M
Short Previous Month	1.31M
Short % of Shares Out	2.14%
Short % of Float	2.17%
Short Ratio (days to cover)	2.99

Income Statement

In the last 12 months, WTFC had revenue of $2.35 billion and earned $667.08 million in profits. Earnings per share was $10.31.

Revenue	2.35B
Gross Profit	2.35B
Operating Income	1.00B
Pretax Income	851.40M
Net Income	667.08M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$10.31

Balance Sheet

The company has $5.07 billion in cash and $4.63 billion in debt, giving a net cash position of $439.07 million or $6.58 per share.

Cash & Cash Equivalents	5.07B
Total Debt	4.63B
Net Cash	439.07M
Net Cash Per Share	$6.58
Equity (Book Value)	6.34B
Book Value Per Share	89.21
Working Capital	-47.36B

Cash Flow

In the last 12 months, operating cash flow was $721.56 million and capital expenditures -$86.03 million, giving a free cash flow of $635.53 million.

Operating Cash Flow	721.56M
Capital Expenditures	-86.03M
Free Cash Flow	635.53M
FCF Per Share	$9.53

Margins

Gross Margin	n/a
Operating Margin	42.72%
Pretax Margin	40.34%
Profit Margin	29.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	27.07%

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 1.83%.

Dividend Per Share	$2.00
Dividend Yield	1.83%
Dividend Growth (YoY)	12.12%
Years of Dividend Growth	10
Payout Ratio	19.40%
Buyback Yield	-4.21%
Shareholder Yield	-2.36%
Earnings Yield	9.23%
FCF Yield	8.79%

Analyst Forecast

The average price target for WTFC is $132.50, which is 19.29% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$132.50
Price Target Difference	19.29%
Analyst Consensus	Strong Buy
Analyst Count	14
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on March 15, 2002. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 15, 2002
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4