Wintrust Financial Corporation (WTFC)

Wintrust Financial Statistics

Total Valuation

WTFC has a market cap or net worth of $8.75 billion. The enterprise value is $9.04 billion.

Market Cap	8.75B
Enterprise Value	9.04B

Important Dates

The last earnings date was Monday, October 20, 2025, after market close.

Earnings Date	Oct 20, 2025
Ex-Dividend Date	Nov 6, 2025

Share Statistics

WTFC has 66.97 million shares outstanding. The number of shares has increased by 7.05% in one year.

Current Share Class	66.97M
Shares Outstanding	66.97M
Shares Change (YoY)	+7.05%
Shares Change (QoQ)	+0.24%
Owned by Insiders (%)	1.37%
Owned by Institutions (%)	98.49%
Float	65.99M

Valuation Ratios

The trailing PE ratio is 12.00 and the forward PE ratio is 11.20.

PE Ratio	12.00
Forward PE	11.20
PS Ratio	3.40
Forward PS	3.04
PB Ratio	1.32
P/TBV Ratio	1.53
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.26
EV / Sales	3.53
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.69%.

Return on Equity (ROE)	11.69%
Return on Assets (ROA)	1.18%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$434,217
Profits Per Employee	$124,999
Employee Count	5,903
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WTFC has paid $283.08 million in taxes.

Income Tax	283.08M
Effective Tax Rate	26.47%

Stock Price Statistics

The stock price has decreased by -0.62% in the last 52 weeks. The beta is 0.90, so WTFC's price volatility has been similar to the market average.

Beta (5Y)	0.90
52-Week Price Change	-0.62%
50-Day Moving Average	131.68
200-Day Moving Average	123.81
Relative Strength Index (RSI)	52.65
Average Volume (20 Days)	524,324

Short Selling Information

The latest short interest is 1.29 million, so 1.93% of the outstanding shares have been sold short.

Short Interest	1.29M
Short Previous Month	1.20M
Short % of Shares Out	1.93%
Short % of Float	1.96%
Short Ratio (days to cover)	3.03

Income Statement

In the last 12 months, WTFC had revenue of $2.56 billion and earned $737.87 million in profits. Earnings per share was $10.89.

Revenue	2.56B
Gross Profit	2.56B
Operating Income	1.13B
Pretax Income	1.07B
Net Income	737.87M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$10.89

Balance Sheet

The company has $3.99 billion in cash and $4.28 billion in debt, giving a net cash position of -$294.82 million or -$4.40 per share.

Cash & Cash Equivalents	3.99B
Total Debt	4.28B
Net Cash	-294.82M
Net Cash Per Share	-$4.40
Equity (Book Value)	7.05B
Book Value Per Share	98.87
Working Capital	-51.39B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	44.28%
Pretax Margin	41.72%
Profit Margin	30.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 1.53%.

Dividend Per Share	$2.00
Dividend Yield	1.53%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	11
Payout Ratio	18.37%
Buyback Yield	-7.05%
Shareholder Yield	-5.52%
Earnings Yield	8.43%
FCF Yield	n/a

Analyst Forecast

The average price target for WTFC is $153.62, which is 17.61% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$153.62
Price Target Difference	17.61%
Analyst Consensus	Strong Buy
Analyst Count	13
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 15, 2002. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 15, 2002
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2