Wintrust Financial Statistics
Total Valuation
WTFC has a market cap or net worth of $9.29 billion. The enterprise value is $10.21 billion.
Important Dates
The next estimated earnings date is Monday, April 20, 2026, after market close.
| Earnings Date | Apr 20, 2026 |
| Ex-Dividend Date | Feb 5, 2026 |
Share Statistics
WTFC has 67.27 million shares outstanding. The number of shares has increased by 4.94% in one year.
| Current Share Class | 67.27M |
| Shares Outstanding | 67.27M |
| Shares Change (YoY) | +4.94% |
| Shares Change (QoQ) | +0.20% |
| Owned by Insiders (%) | 1.39% |
| Owned by Institutions (%) | 96.60% |
| Float | 66.28M |
Valuation Ratios
The trailing PE ratio is 12.11 and the forward PE ratio is 11.16.
| PE Ratio | 12.11 |
| Forward PE | 11.16 |
| PS Ratio | 3.53 |
| Forward PS | 3.14 |
| PB Ratio | 1.35 |
| P/TBV Ratio | 1.56 |
| P/FCF Ratio | 10.80 |
| P/OCF Ratio | 10.20 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.19 |
| EV / Sales | 3.88 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.86 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.52 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.11%.
| Return on Equity (ROE) | 12.11% |
| Return on Assets (ROA) | 1.21% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.93% |
| Revenue Per Employee | $445,226 |
| Profits Per Employee | $131,146 |
| Employee Count | 5,903 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WTFC has paid $294.56 million in taxes.
| Income Tax | 294.56M |
| Effective Tax Rate | 26.34% |
Stock Price Statistics
The stock price has increased by +19.19% in the last 52 weeks. The beta is 0.86, so WTFC's price volatility has been lower than the market average.
| Beta (5Y) | 0.86 |
| 52-Week Price Change | +19.19% |
| 50-Day Moving Average | 148.32 |
| 200-Day Moving Average | 134.51 |
| Relative Strength Index (RSI) | 34.40 |
| Average Volume (20 Days) | 435,123 |
Short Selling Information
The latest short interest is 2.31 million, so 3.44% of the outstanding shares have been sold short.
| Short Interest | 2.31M |
| Short Previous Month | 1.92M |
| Short % of Shares Out | 3.44% |
| Short % of Float | 3.49% |
| Short Ratio (days to cover) | 3.87 |
Income Statement
In the last 12 months, WTFC had revenue of $2.63 billion and earned $774.15 million in profits. Earnings per share was $11.40.
| Revenue | 2.63B |
| Gross Profit | 2.63B |
| Operating Income | 1.18B |
| Pretax Income | 1.12B |
| Net Income | 774.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $11.40 |
Full Income StatementBalance Sheet
The company has $3.83 billion in cash and $4.75 billion in debt, with a net cash position of -$919.83 million or -$13.67 per share.
| Cash & Cash Equivalents | 3.83B |
| Total Debt | 4.75B |
| Net Cash | -919.83M |
| Net Cash Per Share | -$13.67 |
| Equity (Book Value) | 7.26B |
| Book Value Per Share | 102.03 |
| Working Capital | -52.58B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $910.35 million and capital expenditures -$49.95 million, giving a free cash flow of $860.40 million.
| Operating Cash Flow | 910.35M |
| Capital Expenditures | -49.95M |
| Free Cash Flow | 860.40M |
| FCF Per Share | $12.79 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 45.09% |
| Pretax Margin | 42.55% |
| Profit Margin | 31.35% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.74% |
Dividends & Yields
This stock pays an annual dividend of $2.20, which amounts to a dividend yield of 1.59%.
| Dividend Per Share | $2.20 |
| Dividend Yield | 1.59% |
| Dividend Growth (YoY) | 10.81% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 17.98% |
| Buyback Yield | -4.94% |
| Shareholder Yield | -3.34% |
| Earnings Yield | 8.33% |
| FCF Yield | 9.26% |
Dividend DetailsAnalyst Forecast
The average price target for WTFC is $165.57, which is 19.92% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $165.57 |
| Price Target Difference | 19.92% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 14 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on March 15, 2002. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Mar 15, 2002 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
