XP Inc. (XP)

XP Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 9, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	10,100	44,225	33,167	74,605	44,780	83,751
Market Cap Growth	24.87%	33.34%	-55.54%	66.61%	-46.53%	-27.49%
Enterprise Value	-11,860	272,218	1,225,064	872,775	-103,820	-257,094
Last Close Price	19.53	16.37	11.85	26.07	15.34	28.74
PE Ratio	10.56	9.29	8.90	17.66	12.98	25.58
Forward PE	8.87	8.92	7.94	15.15	10.76	24.13
PEG Ratio	0.57	0.59	0.66	1.10	0.67	0.66
PS Ratio	2.97	0.46	0.37	0.96	0.64	1.33
PB Ratio	2.26	0.36	0.32	0.74	0.50	0.56
P/TBV Ratio	0.44	0.37	0.32	0.73	0.52	0.57
P/FCF Ratio	4.25	0.72	0.58	1.78	4.89	-3.87
P/OCF Ratio	4.38	0.71	0.57	1.76	4.77	-4.00
EV/Sales Ratio	-	2.84	13.81	11.28	-1.49	-4.09
EV/EBITDA Ratio	-	8.35	39.31	35.41	-4.90	-11.78
EV/EBIT Ratio	-	8.77	41.14	37.40	-5.17	-12.47
EV/FCF Ratio	-	4.42	21.32	20.79	-11.33	11.88
Debt / Equity Ratio	6.14	6.14	11.70	8.08	6.78	3.65
Debt / EBITDA Ratio	22.88	23.10	39.19	33.22	28.41	12.56
Debt / FCF Ratio	10.37	12.23	21.25	19.50	65.65	-12.67
Net Debt / Equity Ratio	1.86	1.86	11.42	7.88	-1.67	-2.27
Net Debt / EBITDA Ratio	6.92	6.99	38.25	32.38	-7.02	-15.62
Net Debt / FCF Ratio	3.14	3.70	20.74	19.01	-16.22	15.75
Asset Turnover	0.05	0.05	0.06	0.07	0.08	0.10
Quick Ratio	5.88	5.88	0.50	0.51	2.17	3.90
Current Ratio	6.32	6.32	0.57	0.58	2.24	4.03
Return on Equity (ROE)	23.71%	23.71%	22.86%	21.37%	22.76%	28.38%
Return on Assets (ROA)	1.52%	1.52%	1.74%	2.01%	2.42%	3.17%
Return on Invested Capital (ROIC)	1.79%	1.79%	1.78%	3.07%	12.37%	22.66%
Return on Capital Employed (ROCE)	2.11%	2.11%	3.43%	3.60%	3.65%	5.95%
Earnings Yield	9.80%	10.76%	11.24%	5.66%	7.70%	3.91%
FCF Yield	23.51%	139.38%	173.26%	56.27%	20.46%	-25.84%
Buyback Yield / Dilution	-4.06%	-22.38%	-21.25%	-6.39%	-21.11%	-7.06%

Updated Feb 12, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q