XP Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	9,148	8,492	6,368	14,325	8,598	16,081
Market Cap Growth	22.55%	33.34%	-55.54%	66.61%	-46.53%	-27.49%
Enterprise Value	-12,284	52,270	235,230	167,586	-19,935	-49,366
Last Close Price	17.69	16.37	11.85	26.07	15.34	28.74
PE Ratio	10.03	9.29	8.90	17.66	12.98	25.58
Forward PE	8.62	8.92	7.94	15.15	10.76	24.13
PEG Ratio	0.55	0.59	0.66	1.10	0.67	0.66
PS Ratio	2.84	0.46	0.37	0.96	0.64	1.33
PB Ratio	2.15	0.36	0.32	0.74	0.50	0.56
P/TBV Ratio	0.40	0.37	0.32	0.73	0.52	0.57
P/FCF Ratio	4.07	0.72	0.58	1.78	4.89	-3.87
P/OCF Ratio	4.19	0.71	0.57	1.76	4.77	-4.00
EV/Sales Ratio	-	2.84	13.81	11.28	-1.49	-4.09
EV/EBITDA Ratio	-	8.35	39.31	35.41	-4.90	-11.78
EV/EBIT Ratio	-	8.77	41.14	37.40	-5.17	-12.47
EV/FCF Ratio	-	4.42	21.32	20.79	-11.33	11.88
Debt / Equity Ratio	6.14	6.14	11.70	8.08	6.78	3.65
Debt / EBITDA Ratio	22.88	23.10	39.19	33.22	28.41	12.56
Debt / FCF Ratio	10.37	12.23	21.25	19.50	65.65	-12.67
Net Debt / Equity Ratio	1.86	1.86	11.42	7.88	-1.67	-2.27
Net Debt / EBITDA Ratio	6.92	6.99	38.25	32.38	-7.02	-15.62
Net Debt / FCF Ratio	3.14	3.70	20.74	19.01	-16.22	15.75
Asset Turnover	0.05	0.05	0.06	0.07	0.08	0.10
Quick Ratio	5.88	5.88	0.50	0.51	2.17	3.90
Current Ratio	6.32	6.32	0.57	0.58	2.24	4.03
Return on Equity (ROE)	23.71%	23.71%	22.86%	21.37%	22.76%	28.38%
Return on Assets (ROA)	1.52%	1.52%	1.74%	2.01%	2.42%	3.17%
Return on Invested Capital (ROIC)	1.79%	1.79%	1.78%	3.07%	12.37%	22.66%
Return on Capital Employed (ROCE)	2.11%	2.11%	3.43%	3.60%	3.65%	5.95%
Earnings Yield	10.25%	10.76%	11.24%	5.66%	7.70%	3.91%
FCF Yield	24.56%	139.38%	173.26%	56.27%	20.46%	-25.84%
Buyback Yield / Dilution	2.99%	2.99%	-0.75%	5.03%	0.09%	-2.57%
Total Shareholder Return	2.99%	2.99%	-0.75%	5.03%	0.09%	-2.57%

Updated Feb 12, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q