XP Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	10,307	8,493	6,364	14,289	8,595	16,081
Market Cap Growth	37.10%	33.47%	-55.46%	66.24%	-46.55%	-27.47%
Last Close Price	19.87	16.37	11.73	24.56	13.67	25.62
PE Ratio	11.26	9.05	8.72	17.78	12.70	24.96
PS Ratio	3.25	2.63	2.42	4.87	3.51	7.50
PB Ratio	2.41	1.99	1.96	3.56	2.67	6.21
P/FCF Ratio	4.55	3.95	3.57	8.60	25.83	-
P/OCF Ratio	4.71	3.88	3.52	8.53	25.19	-
Debt / Equity Ratio	6.31	6.31	7.94	5.47	4.44	3.99
Debt / FCF Ratio	12.56	12.56	14.43	13.20	43.03	-
Net Debt / Equity Ratio	-5.01	-5.01	-3.19	-1.99	-1.79	-1.57
Net Debt / FCF Ratio	-9.98	-9.98	-5.80	-4.79	-17.31	5.46
Asset Turnover	0.05	0.05	0.05	0.07	0.08	0.10
Quick Ratio	1.31	1.31	1.21	1.34	1.31	1.32
Current Ratio	1.34	1.34	1.25	1.38	1.37	1.35
Return on Equity (ROE)	23.71%	23.71%	22.86%	21.37%	22.76%	28.38%
Return on Assets (ROA)	1.39%	1.39%	1.51%	1.77%	2.16%	3.05%
Return on Invested Capital (ROIC)	2.72%	2.93%	2.96%	3.57%	4.23%	5.61%
Earnings Yield	9.11%	11.05%	11.47%	5.62%	7.88%	4.01%
FCF Yield	22.00%	25.30%	28.04%	11.63%	3.87%	-4.64%
Dividend Yield	0.91%	1.10%	5.54%	5.33%	-	-
Payout Ratio	10.21%	9.57%	45.13%	90.86%	-	-
Buyback Yield / Dilution	2.99%	2.99%	-0.76%	5.03%	0.09%	-2.57%
Total Shareholder Return	3.90%	4.09%	4.78%	10.36%	0.09%	-2.57%

Updated Feb 12, 2026. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q