XP Inc. (XP)

XP Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 9, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	8,558	6,364	14,289	8,595	16,081	22,173
Market Cap Growth	-8.86%	-55.46%	66.24%	-46.55%	-27.47%	4.32%
Last Close Price	16.21	11.85	24.81	13.81	25.88	35.72
PE Ratio	9.70	8.72	17.78	12.70	24.96	55.46
PS Ratio	2.81	2.42	4.87	3.51	7.50	14.22
PB Ratio	2.09	1.96	3.56	2.67	6.21	10.57
P/FCF Ratio	4.32	3.57	8.60	25.83	-	84.32
P/OCF Ratio	4.33	3.52	8.53	25.19	-	76.22
Debt / Equity Ratio	7.75	7.94	5.47	4.44	3.99	4.20
Debt / FCF Ratio	16.45	14.43	13.20	43.03	-	33.52
Asset Turnover	0.05	0.05	0.07	0.08	0.10	0.12
Quick Ratio	1.25	1.21	1.34	1.31	1.32	1.08
Current Ratio	1.28	1.25	1.38	1.37	1.35	1.11
Return on Equity (ROE)	23.32%	22.86%	21.37%	22.76%	28.38%	23.06%
Return on Assets (ROA)	1.47%	1.51%	1.77%	2.16%	3.05%	2.98%
Earnings Yield	10.70%	11.47%	5.62%	7.88%	4.01%	1.80%
FCF Yield	23.14%	28.04%	11.63%	3.87%	-4.64%	1.19%
Dividend Yield	8.49%	-	5.28%	-	-	-
Payout Ratio	38.88%	45.13%	90.86%	-	-	-
Buyback Yield / Dilution	2.52%	-0.76%	5.03%	0.09%	-2.57%	-9.26%
Total Shareholder Return	11.14%	-0.76%	10.31%	0.09%	-2.57%	-9.26%

Updated Aug 18, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q