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XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
19.86
-0.11 (-0.55%)
At close: Sep 11, 2026, 4:00 PM EDT
19.79
-0.07 (-0.35%)
After-hours: Sep 11, 2026, 7:37 PM EDT

XP Inc. Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
10,0798,6476,36414,2898,59516,081
Market Cap Growth
2.53%35.88%-55.46%66.24%-46.55%-27.47%
Last Close Price
19.8616.1611.5824.2513.5025.29

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.159.218.7217.7812.7024.96
PS Ratio
2.802.682.424.873.517.50
PB Ratio
2.102.021.963.562.676.21
P/FCF Ratio
3.914.023.578.6025.83-
P/OCF Ratio
3.843.953.528.5325.19-

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
6.436.317.945.474.443.99
Debt / FCF Ratio
12.0712.5614.4313.2043.03-
Net Debt / Equity Ratio
-5.15-5.01-3.19-1.99-1.79-1.57
Net Debt / FCF Ratio
-9.68-9.98-5.80-4.79-17.315.46
Asset Turnover
0.050.050.050.070.080.10
Quick Ratio
1.451.311.211.341.311.32
Current Ratio
1.491.341.251.381.371.35
Return on Equity (ROE)
22.56%23.71%22.86%21.37%22.76%28.38%
Return on Assets (ROA)
1.36%1.39%1.51%1.77%2.16%3.05%
Return on Invested Capital (ROIC)
2.80%2.93%2.96%3.57%4.23%5.61%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.18%10.85%11.47%5.62%7.88%4.01%
FCF Yield
25.61%24.85%28.04%11.63%3.87%-4.64%
Dividend Yield
1.01%1.11%5.61%5.40%--
Payout Ratio
19.42%9.57%45.13%90.86%--
Buyback Yield / Dilution
2.91%2.99%-0.76%5.03%0.09%-2.57%
Total Shareholder Return
3.91%4.10%4.86%10.43%0.09%-2.57%
SEC Filings: 10-K · 10-Q