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XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
16.81
+0.82 (5.13%)
Aug 21, 2026, 4:00 PM EDT - Market closed

XP Inc. Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
8,5318,6476,36414,2898,59516,081
Market Cap Growth
0.93%35.88%-55.46%66.24%-46.55%-27.47%
Last Close Price
16.8116.1611.5824.2513.5025.29

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.599.218.7217.7812.7024.96
PS Ratio
2.372.682.424.873.517.50
PB Ratio
1.782.021.963.562.676.21
P/FCF Ratio
3.324.023.578.6025.83-
P/OCF Ratio
3.263.953.528.5325.19-

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
6.436.317.945.474.443.99
Debt / FCF Ratio
12.0712.5614.4313.2043.03-
Net Debt / Equity Ratio
-5.15-5.01-3.19-1.99-1.79-1.57
Net Debt / FCF Ratio
-9.68-9.98-5.80-4.79-17.315.46
Asset Turnover
0.050.050.050.070.080.10
Quick Ratio
1.451.311.211.341.311.32
Current Ratio
1.491.341.251.381.371.35
Return on Equity (ROE)
22.56%23.71%22.86%21.37%22.76%28.38%
Return on Assets (ROA)
1.36%1.39%1.51%1.77%2.16%3.05%
Return on Invested Capital (ROIC)
2.80%2.93%2.96%3.57%4.23%5.61%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
12.03%10.85%11.47%5.62%7.88%4.01%
FCF Yield
30.14%24.85%28.04%11.63%3.87%-4.64%
Dividend Yield
0.23%1.11%5.61%5.40%--
Payout Ratio
19.42%9.57%45.13%90.86%--
Buyback Yield / Dilution
2.91%2.99%-0.76%5.03%0.09%-2.57%
Total Shareholder Return
3.14%4.10%4.86%10.43%0.09%-2.57%
SEC Filings: 10-K · 10-Q