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XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
29.35
-1.07 (-3.52%)
At close: Oct 22, 2026, 4:00 PM EDT
29.36
+0.01 (0.03%)
After-hours: Oct 22, 2026, 7:58 PM EDT

XP Inc. Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
14,8958,6476,36414,2898,59516,081
Market Cap Growth
61.94%35.88%-55.46%66.24%-46.55%-27.47%
Last Close Price
29.3516.1611.5824.2513.5025.29

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.009.218.7217.7812.7024.96
PS Ratio
4.142.682.424.873.517.50
PB Ratio
3.112.021.963.562.676.21
P/FCF Ratio
5.694.023.578.6025.83-
P/OCF Ratio
5.593.953.528.5325.19-

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
6.436.317.945.474.443.99
Debt / FCF Ratio
12.0712.5614.4313.2043.03-
Net Debt / Equity Ratio
-5.15-5.01-3.19-1.99-1.79-1.57
Net Debt / FCF Ratio
-9.68-9.98-5.80-4.79-17.315.46
Asset Turnover
0.050.050.050.070.080.10
Quick Ratio
1.451.311.211.341.311.32
Current Ratio
1.491.341.251.381.371.35
Return on Equity (ROE)
22.56%23.71%22.86%21.37%22.76%28.38%
Return on Assets (ROA)
1.36%1.39%1.51%1.77%2.16%3.05%
Return on Invested Capital (ROIC)
2.80%2.93%2.96%3.57%4.23%5.61%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.67%10.85%11.47%5.62%7.88%4.01%
FCF Yield
17.56%24.85%28.04%11.63%3.87%-4.64%
Dividend Yield
0.68%1.08%5.49%5.03%--
Payout Ratio
19.42%9.57%45.13%90.86%--
Buyback Yield / Dilution
2.91%2.99%-0.76%5.03%0.09%-2.57%
Total Shareholder Return
3.59%4.07%4.74%10.05%0.09%-2.57%
SEC Filings: 10-K · 10-Q