XP Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	8,694	8,492	6,369	14,325	8,598	16,082
Market Cap Growth	-14.52%	33.34%	-55.54%	66.62%	-46.54%	-27.49%
Enterprise Value	-14,814	-14,542	-10,791	-5,048	-3,701	5,277
Last Close Price	16.92	16.37	11.85	26.07	15.34	28.74
PE Ratio	8.89	9.29	8.90	17.66	12.98	25.58
Forward PE	7.87	8.92	7.94	15.15	10.76	24.13
PEG Ratio	0.53	0.59	0.66	1.10	0.67	0.66
PS Ratio	2.49	2.55	2.31	4.68	3.41	7.42
PB Ratio	1.85	1.99	1.96	3.57	2.67	6.21
P/TBV Ratio	0.41	0.42	0.37	0.84	0.54	1.21
P/FCF Ratio	2.33	3.96	3.57	8.62	25.84	-
P/OCF Ratio	2.34	3.89	3.52	8.55	25.20	-
EV/Sales Ratio	-	-4.36	-3.92	-1.65	-1.47	2.43
EV/EBITDA Ratio	-	-	-	-	-	7.02
EV/EBIT Ratio	-	-	-	-	-	7.43
Debt / Equity Ratio	7.25	7.74	8.41	4.93	4.54	3.65
Debt / EBITDA Ratio	28.25	29.12	28.19	20.26	19.03	12.56
Debt / FCF Ratio	9.38	15.41	15.29	11.90	43.96	-
Net Debt / Equity Ratio	-5.73	-5.39	-5.29	-4.83	-3.82	-4.17
Net Debt / EBITDA Ratio	-22.31	-20.29	-17.72	-19.86	-16.00	-14.37
Net Debt / FCF Ratio	-7.41	-10.73	-9.61	-11.66	-36.96	14.49
Asset Turnover	0.05	0.05	0.06	0.07	0.08	0.10
Quick Ratio	1.89	2.04	1.73	1.75	1.75	1.72
Current Ratio	2.08	2.22	1.88	1.82	1.82	1.79
Return on Equity (ROE)	21.76%	23.72%	22.86%	21.37%	22.76%	28.38%
Return on Assets (ROA)	1.42%	1.52%	1.74%	2.01%	2.42%	3.17%
Return on Capital Employed (ROCE)	2.52%	2.80%	3.54%	3.62%	4.26%	7.69%
Earnings Yield	11.56%	10.76%	11.24%	5.66%	7.70%	3.91%
FCF Yield	42.93%	25.27%	28.04%	11.60%	3.87%	-
Dividend Yield	1.18%	1.04%	5.14%	5.19%	0.00%	0.00%
Payout Ratio	19.97%	9.57%	45.13%	90.86%	0.00%	0.00%
Buyback Yield / Dilution	2.88%	2.99%	-0.75%	5.03%	0.09%	-2.57%
Total Shareholder Return	4.06%	4.03%	4.38%	10.21%	0.09%	-2.57%

SEC Filings: 10-K · 10-Q