XP Inc. Statistics
Total Valuation
XP Inc. has a market cap or net worth of $9.43 billion. The enterprise value is -$4.14 billion.
| Market Cap | 9.43B |
| Enterprise Value | -4.14B |
Important Dates
The last earnings date was Monday, August 18, 2025, after market close.
| Earnings Date | Aug 18, 2025 |
| Ex-Dividend Date | Dec 10, 2024 |
Share Statistics
XP Inc. has 526.79 million shares outstanding. The number of shares has decreased by -2.52% in one year.
| Current Share Class | 423.41M |
| Shares Outstanding | 526.79M |
| Shares Change (YoY) | -2.52% |
| Shares Change (QoQ) | -0.69% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 68.53% |
| Float | 422.92M |
Valuation Ratios
The trailing PE ratio is 10.71 and the forward PE ratio is 9.73. XP Inc.'s PEG ratio is 0.66.
| PE Ratio | 10.71 |
| Forward PE | 9.73 |
| PS Ratio | 3.10 |
| Forward PS | 0.46 |
| PB Ratio | 2.31 |
| P/TBV Ratio | 2.62 |
| P/FCF Ratio | 4.90 |
| P/OCF Ratio | 4.83 |
| PEG Ratio | 0.66 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.28, with a Debt / Equity ratio of 7.75.
| Current Ratio | 1.28 |
| Quick Ratio | 1.25 |
| Debt / Equity | 7.75 |
| Debt / EBITDA | n/a |
| Debt / FCF | 16.44 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 23.32%.
| Return on Equity (ROE) | 23.32% |
| Return on Assets (ROA) | 1.47% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $462,633 |
| Profits Per Employee | $135,412 |
| Employee Count | 6,669 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, XP Inc. has paid $31.13 million in taxes.
| Income Tax | 31.13M |
| Effective Tax Rate | 3.33% |
Stock Price Statistics
The stock price has decreased by -2.88% in the last 52 weeks. The beta is 1.14, so XP Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.14 |
| 52-Week Price Change | -2.88% |
| 50-Day Moving Average | 17.66 |
| 200-Day Moving Average | 15.72 |
| Relative Strength Index (RSI) | 56.41 |
| Average Volume (20 Days) | 6,972,738 |
Short Selling Information
| Short Interest | 24.05M |
| Short Previous Month | 25.43M |
| Short % of Shares Out | 5.68% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 4.60 |
Income Statement
In the last 12 months, XP Inc. had revenue of $3.09 billion and earned $903.06 million in profits. Earnings per share was $1.67.
| Revenue | 3.09B |
| Gross Profit | 2.13B |
| Operating Income | 935.62M |
| Pretax Income | 766.27M |
| Net Income | 903.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.67 |
Balance Sheet
The company has $45.22 billion in cash and $31.66 billion in debt, giving a net cash position of $13.57 billion or $25.75 per share.
| Cash & Cash Equivalents | 45.22B |
| Total Debt | 31.66B |
| Net Cash | 13.57B |
| Net Cash Per Share | $25.75 |
| Equity (Book Value) | 4.09B |
| Book Value Per Share | 7.76 |
| Working Capital | 11.53B |
Cash Flow
In the last 12 months, operating cash flow was $1.95 billion and capital expenditures -$26.54 million, giving a free cash flow of $1.93 billion.
| Operating Cash Flow | 1.95B |
| Capital Expenditures | -26.54M |
| Free Cash Flow | 1.93B |
| FCF Per Share | $3.66 |
Margins
Gross margin is 69.01%, with operating and profit margins of 30.33% and 29.27%.
| Gross Margin | 69.01% |
| Operating Margin | 30.33% |
| Pretax Margin | 30.30% |
| Profit Margin | 29.27% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 62.41% |
Dividends & Yields
This stock pays an annual dividend of $1.38, which amounts to a dividend yield of 7.71%.
| Dividend Per Share | $1.38 |
| Dividend Yield | 7.71% |
| Dividend Growth (YoY) | -50.38% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 38.88% |
| Buyback Yield | 2.52% |
| Shareholder Yield | 10.27% |
| Earnings Yield | 9.58% |
| FCF Yield | 20.42% |
Analyst Forecast
The average price target for XP Inc. is $23.80, which is 32.96% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $23.80 |
| Price Target Difference | 32.96% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |