XP Inc. (XP)

XP Inc. Statistics

Total Valuation

XP Inc. has a market cap or net worth of $10.76 billion. The enterprise value is -$10.68 billion.

Market Cap	10.76B
Enterprise Value	-10.68B

Important Dates

The next estimated earnings date is Tuesday, May 19, 2026, after market close.

Earnings Date	May 19, 2026
Ex-Dividend Date	Dec 10, 2025

Share Statistics

XP Inc. has 517.15 million shares outstanding. The number of shares has decreased by -2.99% in one year.

Current Share Class	416.45M
Shares Outstanding	517.15M
Shares Change (YoY)	-2.99%
Shares Change (QoQ)	-2.76%
Owned by Insiders (%)	0.18%
Owned by Institutions (%)	72.92%
Float	413.79M

Valuation Ratios

The trailing PE ratio is 11.79 and the forward PE ratio is 9.58. XP Inc.'s PEG ratio is 0.61.

PE Ratio	11.79
Forward PE	9.58
PS Ratio	3.33
Forward PS	0.50
PB Ratio	2.52
P/TBV Ratio	2.85
P/FCF Ratio	4.54
P/OCF Ratio	4.92
PEG Ratio	0.61

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.34, with a Debt / Equity ratio of 6.31.

Current Ratio	1.34
Quick Ratio	1.31
Debt / Equity	6.31
Debt / EBITDA	n/a
Debt / FCF	11.39
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.72% and return on invested capital (ROIC) is 2.72%.

Return on Equity (ROE)	23.72%
Return on Assets (ROA)	1.39%
Return on Invested Capital (ROIC)	2.72%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.21%
Revenue Per Employee	$483,850
Profits Per Employee	$140,740
Employee Count	6,669
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, XP Inc. has paid $50.70 million in taxes.

Income Tax	50.70M
Effective Tax Rate	5.13%

Stock Price Statistics

The stock price has increased by +51.49% in the last 52 weeks. The beta is 1.28, so XP Inc.'s price volatility has been higher than the market average.

Beta (5Y)	1.28
52-Week Price Change	+51.49%
50-Day Moving Average	19.81
200-Day Moving Average	18.35
Relative Strength Index (RSI)	58.59
Average Volume (20 Days)	5,694,496

Short Selling Information

The latest short interest is 16.20 million, so 3.78% of the outstanding shares have been sold short.

Short Interest	16.20M
Short Previous Month	15.73M
Short % of Shares Out	3.78%
Short % of Float	n/a
Short Ratio (days to cover)	2.22

Income Statement

In the last 12 months, XP Inc. had revenue of $3.23 billion and earned $938.60 million in profits. Earnings per share was $1.76.

Revenue	3.23B
Gross Profit	2.23B
Operating Income	984.92M
Pretax Income	989.21M
Net Income	938.60M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.76

Balance Sheet

The company has $48.42 billion in cash and $26.98 billion in debt, with a net cash position of $21.44 billion or $41.45 per share.

Cash & Cash Equivalents	48.42B
Total Debt	26.98B
Net Cash	21.44B
Net Cash Per Share	$41.45
Equity (Book Value)	4.28B
Book Value Per Share	8.24
Working Capital	14.31B

Cash Flow

In the last 12 months, operating cash flow was $2.19 billion and capital expenditures -$38.00 million, giving a free cash flow of $2.37 billion.

Operating Cash Flow	2.19B
Capital Expenditures	-38.00M
Depreciation & Amortization	n/a
Net Borrowing	-506.89M
Free Cash Flow	2.37B
FCF Per Share	$4.58

Margins

Gross margin is 69.26%, with operating and profit margins of 30.52% and 29.09%.

Gross Margin	69.26%
Operating Margin	30.52%
Pretax Margin	30.66%
Profit Margin	29.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	73.45%

Dividends & Yields

This stock pays an annual dividend of $0.18, which amounts to a dividend yield of 0.87%.

Dividend Per Share	$0.18
Dividend Yield	0.87%
Dividend Growth (YoY)	-72.31%
Years of Dividend Growth	n/a
Payout Ratio	10.20%
Buyback Yield	2.99%
Shareholder Yield	3.86%
Earnings Yield	8.73%
FCF Yield	22.03%

Analyst Forecast

The average price target for XP Inc. is $23.17, which is 11.39% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$23.17
Price Target Difference	11.39%
Analyst Consensus	Strong Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	12.47%
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6