XP Inc. Statistics
Total Valuation
XP Inc. has a market cap or net worth of $10.23 billion. The enterprise value is -$5.65 billion.
Important Dates
The last earnings date was Monday, November 17, 2025, after market close.
| Earnings Date | Nov 17, 2025 |
| Ex-Dividend Date | Dec 10, 2025 |
Share Statistics
XP Inc. has 518.83 million shares outstanding. The number of shares has decreased by -2.54% in one year.
| Current Share Class | 415.46M |
| Shares Outstanding | 518.83M |
| Shares Change (YoY) | -2.54% |
| Shares Change (QoQ) | -0.17% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 71.08% |
| Float | 414.98M |
Valuation Ratios
The trailing PE ratio is 11.18 and the forward PE ratio is 10.42. XP Inc.'s PEG ratio is 0.73.
| PE Ratio | 11.18 |
| Forward PE | 10.42 |
| PS Ratio | 3.25 |
| Forward PS | 0.50 |
| PB Ratio | 2.33 |
| P/TBV Ratio | 2.60 |
| P/FCF Ratio | 3.02 |
| P/OCF Ratio | 2.99 |
| PEG Ratio | 0.73 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.29, with a Debt / Equity ratio of 7.72.
| Current Ratio | 1.29 |
| Quick Ratio | 1.26 |
| Debt / Equity | 7.72 |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 22.51%.
| Return on Equity (ROE) | 22.51% |
| Return on Assets (ROA) | 1.42% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $484,207 |
| Profits Per Employee | $142,207 |
| Employee Count | 6,669 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, XP Inc. has paid $27.07 million in taxes.
| Income Tax | 27.07M |
| Effective Tax Rate | 2.77% |
Stock Price Statistics
The stock price has increased by +31.84% in the last 52 weeks. The beta is 1.17, so XP Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.17 |
| 52-Week Price Change | +31.84% |
| 50-Day Moving Average | 17.95 |
| 200-Day Moving Average | 17.17 |
| Relative Strength Index (RSI) | 62.89 |
| Average Volume (20 Days) | 7,478,401 |
Short Selling Information
| Short Interest | 19.79M |
| Short Previous Month | 19.89M |
| Short % of Shares Out | 4.69% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.28 |
Income Statement
In the last 12 months, XP Inc. had revenue of $3.23 billion and earned $948.38 million in profits. Earnings per share was $1.76.
| Revenue | 3.23B |
| Gross Profit | 2.24B |
| Operating Income | 973.43M |
| Pretax Income | 978.08M |
| Net Income | 948.38M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.76 |
Full Income StatementBalance Sheet
The company has $50.18 billion in cash and $34.30 billion in debt, giving a net cash position of $15.88 billion or $30.61 per share.
| Cash & Cash Equivalents | 50.18B |
| Total Debt | 34.30B |
| Net Cash | 15.88B |
| Net Cash Per Share | $30.61 |
| Equity (Book Value) | 4.44B |
| Book Value Per Share | 8.45 |
| Working Capital | 13.12B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.42 billion and capital expenditures -$33.72 million, giving a free cash flow of $3.39 billion.
| Operating Cash Flow | 3.42B |
| Capital Expenditures | -33.72M |
| Free Cash Flow | 3.39B |
| FCF Per Share | $6.53 |
Full Cash Flow StatementMargins
Gross margin is 69.38%, with operating and profit margins of 30.14% and 29.37%.
| Gross Margin | 69.38% |
| Operating Margin | 30.14% |
| Pretax Margin | 30.29% |
| Profit Margin | 29.37% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 104.87% |
Dividends & Yields
This stock pays an annual dividend of $0.18, which amounts to a dividend yield of 0.91%.
| Dividend Per Share | $0.18 |
| Dividend Yield | 0.91% |
| Dividend Growth (YoY) | -50.38% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 36.86% |
| Buyback Yield | 2.54% |
| Shareholder Yield | 3.45% |
| Earnings Yield | 9.27% |
| FCF Yield | 33.12% |
Dividend DetailsAnalyst Forecast
The average price target for XP Inc. is $22.40, which is 13.65% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $22.40 |
| Price Target Difference | 13.65% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | 12.28% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
