Exzeo Group, Inc. (XZO)
NYSE: XZO · Real-Time Price · USD
15.67
+0.32 (2.08%)
At close: Aug 13, 2026, 4:00 PM EDT
15.66
-0.01 (-0.06%)
After-hours: Aug 13, 2026, 7:34 PM EDT
Exzeo Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '20 Dec 31, 2020 |
| 221.8 | 216.98 | 133.95 | 88.33 | 45.63 | 51.73 | |
Revenue Growth | 21.77% | 61.99% | 51.64% | 93.58% | -11.79% | 136.97% |
Cost of Revenue | 83.58 | 85.96 | 80.74 | 71.06 | 71.74 | - |
Gross Profit | 172 | 131.02 | 53.21 | 17.27 | -26.11 | 51.73 |
Selling, General & Admin | 21.06 | 15.72 | 8.34 | 7.9 | 7.34 | 10.78 |
Depreciation & Amortization Expenses | 0.56 | 0.48 | 0.34 | 0.29 | 0.18 | - |
Research & Development | 9 | 8.83 | 6.51 | 6.53 | 4.13 | - |
Other Operating Expenses | - | - | - | - | - | 57.4 |
Total Operating Expenses | 30.62 | 25.03 | 15.19 | 14.72 | 11.64 | 68.19 |
Operating Income | 141.38 | 105.99 | 38.02 | 2.55 | -37.75 | -16.46 |
Interest Income | 8.62 | 4.3 | 0.55 | 0.05 | 0.03 | 0.81 |
Interest Expense | - | - | 3.33 | 1.72 | 0.88 | -0 |
Other Non-Operating Income (Expense) | - | - | - | - | - | -0.02 |
Total Non-Operating Income (Expense) | 8.62 | 4.3 | 3.88 | 1.78 | 0.91 | 0.8 |
Pretax Income | 87.37 | 110.29 | 35.24 | 0.88 | -38.61 | -16.46 |
Provision for Income Taxes | 22.54 | 27.54 | 9.17 | -12.02 | 3.41 | -4.04 |
Net Income | 107.96 | 82.75 | 45.32 | 21.46 | -59.32 | -12.42 |
Net Income Attributable to Preferred Dividends | - | - | 10.15 | 9.37 | 9.11 | - |
Earnings From Discontinued Operations | - | - | 19.25 | 8.56 | -17.3 | - |
Net Income to Common | 21.15 | 82.75 | 35.17 | 12.09 | -68.42 | -12.42 |
Net Income Growth | 302.34% | 135.27% | 190.87% | - | - | - |
Shares Outstanding (Basic) | 85 | 80 | 77 | 76 | - | - |
Shares Outstanding (Diluted) | 85 | 80 | 77 | 76 | - | - |
Shares Change | 7.94% | 3.45% | 1.83% | - | - | - |
EPS (Basic) | 0.98 | 0.99 | 0.44 | 0.15 | - | - |
EPS (Diluted) | 0.98 | 0.99 | 0.44 | 0.15 | - | - |
EPS Growth | 42.03% | 125.00% | 193.33% | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '20 Dec 31, 2020 |
Free Cash Flow | 70.25 | 97.45 | 45.93 | 6.91 | -17.44 | 28.9 |
Free Cash Flow Growth | 6.66% | 112.17% | 565.10% | - | - | -5.69% |
Free Cash Flow Per Share | 0.83 | 1.22 | 0.59 | 0.09 | - | - |
Gross Margin | 77.55% | 60.38% | 39.72% | 19.55% | -57.22% | 100.00% |
Operating Margin | 63.74% | 48.85% | 28.38% | 2.89% | -82.74% | -31.82% |
Profit Margin | 48.67% | 38.14% | 33.83% | 24.30% | -129.99% | -24.02% |
FCF Margin | 31.67% | 44.91% | 34.29% | 7.82% | -38.23% | 55.86% |
EBITDA | 144.34 | 108.92 | 40.38 | 4.76 | -36.07 | -15.36 |
EBITDA Margin | 65.07% | 50.20% | 30.14% | 5.38% | -79.04% | -29.69% |
EBIT | 141.38 | 105.99 | 38.02 | 2.55 | -37.75 | -16.46 |
EBIT Margin | 63.74% | 48.85% | 28.38% | 2.89% | -82.74% | -31.82% |
Effective Tax Rate | 25.80% | 24.97% | 26.02% | -1361.04% | -8.83% | 24.52% |