Zions Bancorporation, National Association (ZION)
NASDAQ: ZION · Real-Time Price · USD
68.29
-2.64 (-3.72%)
Aug 19, 2026, 4:00 PM EDT - Market closed

ZION Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,6873,3133,0582,9833,0303,187
Revenue Growth
16.16%8.34%2.51%-1.55%-4.93%34.13%
Net Income
1,1528847296428701,088
Earnings Per Share
7.856.014.954.355.796.79
EPS Growth
43.21%21.39%13.92%-24.95%-14.73%124.83%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Amegy Corporation (Amegy)
786746649626665699
California Bank & Trust (CB&T)
752720663674657716
Zions First National Bank (Zions Bank)
952914887870869844
Vectra Bank Colorado (Vectra)
177170174172175181
National Bank of Arizona (NBAZ)
311320271285279277
Nevada State Bank (nsb)
271267260195229231
Other
355100929587177
The Commerce Bank of Washington (tcbw)
837662666962
Total
3,6873,3133,0582,9833,0303,187

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,7344,7295,4353,6095,27413,602
Total Debt
3,6985,0935,3725,45211,7172,188
Net Cash (Debt)
36-36463-1,843-6,44311,414
Net Cash Growth
-----133.89%
Net Cash Per Share
0.25-2.470.43-12.47-42.8871.23

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,8011,0731,1488851,470629
Capital Expenditures
-121-121-97-113-190-206
Free Cash Flow
1,6809521,0517721,280423
Free Cash Flow Growth
160.47%-9.42%36.14%-39.69%202.60%-22.81%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
31.25%26.68%23.84%21.52%28.71%34.14%
FCF Margin
45.57%28.73%34.37%25.88%42.24%13.27%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.9201.7601.6601.6401.5801.440
Dividend Per Share Growth
5.17%6.02%1.22%3.80%9.72%5.88%
Dividend Yield
2.81%3.07%3.23%4.09%3.70%2.69%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.709.7810.9910.128.459.08
Forward PE
10.439.7111.2010.817.3713.55
P/FCF Ratio
5.939.087.628.425.7523.36
PS Ratio
2.702.612.622.182.433.10