Zions Bancorporation, National Association (ZION)
NASDAQ: ZION · Real-Time Price · USD
69.29
+0.13 (0.19%)
Jul 24, 2026, 4:00 PM EDT - Market closed
ZION Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,687 | 3,313 | 3,058 | 2,983 | 3,030 | 3,187 |
Revenue Growth | 16.16% | 8.34% | 2.51% | -1.55% | -4.93% | 34.13% |
Net Income Net Income Growth | 1,167 | 895 | 737 | 648 | 878 | 1,100 |
Earnings Per Share EPS Growth | 7.85 | 6.01 | 4.95 | 4.35 | 5.79 | 6.79 |
EPS Growth | 43.51% | 21.41% | 13.79% | -24.87% | -14.73% | 124.83% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Zions First National Bank (Zions Bank) Zions First National Bank (Zions Bank) Growth | 914 | 887 | 870 | 869 | 844 |
Amegy Corporation (Amegy) Amegy Corporation (Amegy) Growth | 746 | 649 | 626 | 665 | 699 |
California Bank & Trust (CB&T) California Bank & Trust (CB&T) Growth | 720 | 663 | 674 | 657 | 716 |
National Bank of Arizona (NBAZ) National Bank of Arizona (NBAZ) Growth | 320 | 271 | 285 | 279 | 277 |
Vectra Bank Colorado (Vectra) Vectra Bank Colorado (Vectra) Growth | 170 | 174 | 172 | 175 | 181 |
Nevada State Bank (nsb) Nevada State Bank (nsb) Growth | 267 | 260 | 195 | 229 | 231 |
Other Other Growth | 100 | 92 | 95 | 87 | 177 |
The Commerce Bank of Washington (tcbw) The Commerce Bank of Washington (tcbw) Growth | 76 | 62 | 66 | 69 | 62 |
Total Total Growth | 3,313 | 3,058 | 2,983 | 3,030 | 3,187 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 2,211 | 2,885 | 3,501 | 2,204 | 1,997 | 10,878 |
Total Debt Total Debt Growth | 1,956 | 1,472 | 950 | 542 | 651 | 1,012 |
Net Cash (Debt) Net Cash Growth | -1,956 | -1,472 | -950 | -542 | -651 | -1,012 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -13.32 | -10.00 | -6.45 | -3.67 | -4.33 | -6.32 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,317 | 1,073 | 1,148 | 885 | 1,470 | 629 |
Capital Expenditures CapEx Growth | -119 | -121 | -97 | -113 | -190 | -206 |
Free Cash Flow Free Cash Flow Growth | 1,198 | 952 | 1,051 | 772 | 1,280 | 423 |
Free Cash Flow Growth | 23.25% | -9.42% | 36.14% | -39.69% | 202.60% | -22.81% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 40.71% | 35.47% | 33.09% | 29.70% | 38.02% | 45.37% |
Profit Margin | 31.76% | 27.14% | 25.64% | 22.80% | 29.93% | 35.43% |
FCF Margin | 0.00% | 28.74% | 34.37% | 25.88% | 42.24% | 13.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.800 | 1.760 | 1.660 | 1.640 | 1.580 | 1.440 |
Dividend Per Share Growth | 5.88% | 6.02% | 1.22% | 3.80% | 9.72% | 5.88% |
Dividend Yield | 2.60% | 3.10% | 3.62% | 4.35% | 3.65% | 2.58% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.83 | 9.74 | 10.96 | 10.09 | 8.49 | 9.30 |
Forward PE | 10.57 | 9.71 | 11.20 | 10.81 | 7.37 | 13.55 |
P/FCF Ratio | 8.44 | 9.08 | 7.63 | 8.42 | 5.71 | 22.64 |
PS Ratio | 2.74 | 2.61 | 2.62 | 2.18 | 2.41 | 3.00 |