Zions Bancorporation, National Association (ZION)
NASDAQ: ZION · Real-Time Price · USD
66.20
-0.19 (-0.29%)
At close: Oct 23, 2026, 4:00 PM EDT
66.89
+0.69 (1.04%)
After-hours: Oct 23, 2026, 7:29 PM EDT
ZION Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,764 | 3,313 | 3,058 | 2,983 | 3,030 | 3,187 |
Revenue Growth | 17.37% | 8.34% | 2.51% | -1.55% | -4.93% | 34.13% |
Net Income Net Income Growth | 1,197 | 884 | 729 | 642 | 870 | 1,088 |
Earnings Per Share EPS Growth | 8.15 | 6.01 | 4.95 | 4.35 | 5.79 | 6.79 |
EPS Growth | 45.77% | 21.39% | 13.92% | -24.95% | -14.73% | 124.83% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Amegy Corporation (Amegy) Amegy Corporation (Amegy) Growth | 746 | 649 | 626 | 665 | 699 |
California Bank & Trust (CB&T) California Bank & Trust (CB&T) Growth | 720 | 663 | 674 | 657 | 716 |
Zions First National Bank (Zions Bank) Zions First National Bank (Zions Bank) Growth | 914 | 887 | 870 | 869 | 844 |
Vectra Bank Colorado (Vectra) Vectra Bank Colorado (Vectra) Growth | 170 | 174 | 172 | 175 | 181 |
National Bank of Arizona (NBAZ) National Bank of Arizona (NBAZ) Growth | 320 | 271 | 285 | 279 | 277 |
Nevada State Bank (nsb) Nevada State Bank (nsb) Growth | 267 | 260 | 195 | 229 | 231 |
Other Other Growth | 100 | 92 | 95 | 87 | 177 |
The Commerce Bank of Washington (tcbw) The Commerce Bank of Washington (tcbw) Growth | 76 | 62 | 66 | 69 | 62 |
Total Total Growth | 3,313 | 3,058 | 2,983 | 3,030 | 3,187 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 5,761 | 4,729 | 5,435 | 3,609 | 5,274 | 13,602 |
Total Debt Total Debt Growth | 3,259 | 5,093 | 5,372 | 5,452 | 11,717 | 2,188 |
Net Cash (Debt) Net Cash Growth | 2,502 | -364 | 63 | -1,843 | -6,443 | 11,414 |
Net Cash Growth | - | - | - | - | - | 133.89% |
Net Cash Per Share Net Cash Per Share Growth | 17.10 | -2.47 | 0.43 | -12.47 | -42.88 | 71.23 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 1,073 | 1,148 | 885 | 1,470 | 629 |
Capital Expenditures CapEx Growth | - | -121 | -97 | -113 | -190 | -206 |
Free Cash Flow Free Cash Flow Growth | - | 952 | 1,051 | 772 | 1,280 | 423 |
Free Cash Flow Growth | - | -9.42% | 36.14% | -39.69% | 202.60% | -22.81% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 31.80% | 26.68% | 23.84% | 21.52% | 28.71% | 34.14% |
FCF Margin | - | 28.73% | 34.37% | 25.88% | 42.24% | 13.27% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.920 | 1.760 | 1.660 | 1.640 | 1.580 | 1.440 |
Dividend Per Share Growth | 5.17% | 6.02% | 1.22% | 3.80% | 9.72% | 5.88% |
Dividend Yield | 2.90% | 3.01% | 3.06% | 3.74% | 3.19% | 2.21% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.12 | 9.78 | 10.99 | 10.12 | 8.45 | 9.08 |
Forward PE | 9.81 | 9.71 | 11.20 | 10.81 | 7.37 | 13.55 |
P/FCF Ratio | 5.71 | 9.08 | 7.62 | 8.42 | 5.75 | 23.36 |
PS Ratio | 2.55 | 2.61 | 2.62 | 2.18 | 2.43 | 3.10 |