Zions Bancorporation, National Association (ZION)

ZION Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,037	2,103	2,104	1,653	3,083	2,728
Investment Securities	13,388	5,943	6,230	5,197	5,615	14,607
Trading Asset Securities	191	424	481	468	851	591
Mortgage-Backed Securities	8,268	14,682	15,653	17,226	18,988	20,387
Total Investments	21,847	21,049	22,364	22,891	25,454	35,585
Gross Loans	62,472	60,917	59,410	57,779	55,653	50,896
Allowance for Loan Losses	-645	-678	-696	-684	-575	-513
Other Adjustments to Gross Loans	-	-	-	-	-	-45
Net Loans	61,827	60,239	58,714	57,095	55,078	50,338
Property, Plant & Equipment	1,354	1,570	1,554	1,572	1,581	1,514
Goodwill	-	1,060	1,027	1,027	1,027	1,014
Other Intangible Assets	1,313	31	25	32	38	1
Loans Held for Sale	49	201	74	53	8	83
Accrued Interest Receivable	-	340	341	364	322	226
Long-Term Deferred Tax Assets	-	714	904	999	1,128	96
Other Real Estate Owned & Foreclosed	4	5	1	6	3	8
Other Long-Term Assets	2,489	1,578	1,543	1,432	1,529	1,596
Total Assets	90,920	88,990	88,775	87,203	89,545	93,200

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	51,577	47,155	51,519	48,717	35,875	41,173
Institutional Deposits	-	2,666	-	-	-	563
Non-Interest Bearing Deposits	26,371	25,823	24,704	26,244	35,777	41,053
Total Deposits	77,948	75,644	76,223	74,961	71,652	82,789
Short-Term Borrowings	843	3,364	4,182	4,712	10,868	954
Current Portion of Leases	-	42	-	-	-	-
Long-Term Debt	2,416	1,468	946	538	647	1,008
Long-Term Leases	-	219	244	202	202	226
Pension & Post-Retirement Benefits	-	8	9	9	10	12
Other Long-Term Liabilities	2,029	1,065	1,047	1,090	1,273	748
Total Liabilities	83,236	81,810	82,651	81,512	84,652	85,737

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	66	66	66	440	440	440
Additional Paid-In Capital	1,536	1,726	1,737	1,731	1,754	1,928
Retained Earnings	8,071	7,329	6,701	6,212	5,811	5,175
Comprehensive Income & Other	-1,989	-1,941	-2,380	-2,692	-3,112	-80
Total Common Equity	7,618	7,114	6,058	5,251	4,453	7,023
Shareholders' Equity	7,684	7,180	6,124	5,691	4,893	7,463
Total Liabilities & Equity	90,920	88,990	88,775	87,203	89,545	93,200

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	3,259	5,093	5,372	5,452	11,717	2,188
Net Cash (Debt)	2,502	-364	63	-1,843	-6,443	11,414
Net Cash Growth	-	-	-	-	-	133.89%
Net Cash Per Share	17.10	-2.47	0.43	-12.47	-42.88	71.23
Filing Date Shares Outstanding	144.94	147.89	147.89	148.16	148.65	151.57
Total Common Shares Outstanding	144.94	147.65	147.87	148.15	148.66	151.63
Book Value Per Share	52.56	48.18	40.97	35.44	29.95	46.32
Tangible Book Value	6,305	6,023	5,006	4,192	3,388	6,008
Tangible Book Value Per Share	43.50	40.79	33.85	28.30	22.79	39.62

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 23, 2026

Data Sources Report a data error