Zions Bancorporation, National Association (ZION)

NASDAQ: ZION · Real-Time Price · USD

67.25

+0.81 (1.22%)

At close: Jun 12, 2026, 4:00 PM EDT

66.40

-0.85 (-1.26%)

After-hours: Jun 12, 2026, 7:32 PM EDT

ZION Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	962	899	784	680	907	1,129
Depreciation & Amortization	118	116	124	140	110	-14
Provision for Credit Losses	47	72	72	132	122	-276
Stock-Based Compensation	36	35	33	33	30	28
Net Change in Loans Held-for-Sale	399	27	67	-40	48	14
Other Adjustments	-28	-23	-42	48	-89	-80
Changes in Trading Assets	-40	-29	13	22	-93	-107
Changes in Other Operating Activities	-177	-24	97	-130	435	-65
Operating Cash Flow	1,317	1,073	1,148	885	1,470	629
Operating Cash Flow Growth	23.55%	-6.53%	29.72%	-39.80%	133.70%	-12.52%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	168	681	-1,878	1,736	8,650	-5,577
Net Change in Loans Held-for-Investment	-1,813	-1,255	-1,714	-2,103	-4,628	2,814
Net Change in Securities and Investments	1,176	1,248	2,083	2,682	-2,474	-8,704
Payments for Business Acquisitions	95.5	191	-	-	318	-
Capital Expenditures	-119	-121	-97	-113	-190	-206
Other Investing Activities	93	-6	-34	168	-271	94
Investing Cash Flow	-495	738	-1,640	2,370	1,405	-11,579
Net Change in Deposits	1,215	-1,236	1,262	3,309	-11,567	13,136
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-2,862	-728	-547	-6,038	9,514	-669
Long-Term Debt Issued	497	498	496	-	-	-
Long-Term Debt Repaid	-	-	-88	-128	-290	-286
Net Long-Term Debt Issued (Repaid)	497	498	408	-128	-290	-286
Issuance of Common Stock	16	6	10	3	9	21
Repurchase of Common Stock	-77	-41	-36	-51	-202	-800
Net Common Stock Issued (Repurchased)	-61	-35	-26	-48	-193	-779
Repurchase of Preferred Stock	-	-	-374	-	-	-126
Net Preferred Stock Issued (Repurchased)	-	-	-374	-	-	-126
Common Dividends Paid	-269	-267	-289	-282	-269	-261
Other Financing Activities	-12	-11	-7	-9	-8	-13
Financing Cash Flow	-994	-1,779	427	-3,196	-2,813	11,002
Net Cash Flow	-172	32	-65	59	62	52
Free Cash Flow	1,198	952	1,051	772	1,280	423
Free Cash Flow Growth	25.84%	-9.42%	36.14%	-39.69%	202.60%	-22.81%
FCF Margin	35.32%	28.74%	34.37%	25.88%	42.24%	13.27%
Free Cash Flow Per Share	8.15	6.47	7.14	5.22	8.52	2.64
Levered Free Cash Flow	1,237	1,335	1,282	439	850	422
Unlevered Free Cash Flow	-218	-58	137	-81	262	-392

SEC Filings: 10-K · 10-Q