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Zions Bancorporation, National Association (ZION)
NASDAQ: ZION · Real-Time Price · USD
66.39
+0.68 (1.03%)
At close: Oct 22, 2026, 4:00 PM EDT
66.39
0.00 (0.00%)
Pre-market: Oct 23, 2026, 4:00 AM EDT

ZION Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
8997846809071,129
Depreciation & Amortization
116124140110-14
Provision for Credit Losses
7272132122-276
Change in Trading Asset Securities
-291322-93-107
Change in Other Net Operating Assets
3164-170483-51
Other Operating Activities
-23-4248-89-80
Operating Cash Flow
1,0731,1488851,470629
Operating Cash Flow Growth
-6.53%29.72%-39.80%133.70%-12.52%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-121-97-113-190-206
Cash Acquisitions
191--318-
Investment in Securities
1,9421594,6015,878-14,218
Net Decrease (Increase) in Loans Originated / Sold - Investing
-1,255-1,714-2,103-4,6282,814
Other Investing Activities
-1912-152731
Investing Cash Flow
738-1,6402,3701,405-11,579

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
---9,514-
Long-Term Debt Issued
498496---
Total Debt Issued
498496-9,514-
Short-Term Debt Repaid
-728-547-6,038--669
Long-Term Debt Repaid
--88-128-290-286
Total Debt Repaid
-728-635-6,166-290-955
Net Debt Issued (Repaid)
-230-139-6,1669,224-955
Issuance of Common Stock
6103921
Repurchase of Common Stock
-41-36-51-202-800
Preferred Share Repurchases
--374---126
Common Dividends Paid
-263-248--240-232
Preferred Dividends Paid
-4-41--29-29
Total Dividends Paid
-267-289-282-269-261
Net Increase (Decrease) in Deposit Accounts
-1,2361,2623,309-11,56713,136
Other Financing Activities
-11-7-9-8-13
Financing Cash Flow
-1,779427-3,196-2,81311,002

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
32-65596252

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
9521,0517721,280423
Free Cash Flow Growth
-9.42%36.14%-39.69%202.60%-22.81%
Free Cash Flow Margin
28.73%34.37%25.88%42.24%13.27%
Free Cash Flow Per Share
6.477.145.228.522.64

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
1,5671,9051,36816081
Cash Income Tax Paid
19619225521442
SEC Filings: 10-K · 10-Q