Zions Bancorporation, National Association (ZION)

ZION Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,885	3,501	2,204	1,997	10,878
Securities and Investments	18,074	18,764	20,682	23,041	24,489
Short-Term Interbank Lending and Reverse Repurchase Agreements	1,420	1,453	937	2,426	2,133
Trading Assets	265	109	101	473	455
Gross Loans	60,917	59,410	57,779	55,653	50,851
Allowance for Loan Losses	-678	-696	-684	-575	-513
Net Loans	60,239	58,714	57,095	55,078	50,338
Net Property, Plant & Equipment	1,363	1,366	1,400	1,408	1,319
Goodwill	1,091	1,052	1,059	1,065	1,015
Other Non-Earning Assets	3,653	3,816	3,725	4,057	2,573
Total Assets	88,990	88,775	87,203	89,545	93,200
Interest-bearing deposits	49,821	51,519	48,717	35,875	41,736
Noninterest-bearing deposits	25,823	24,704	26,244	35,777	41,053
Total Deposits	75,644	76,223	74,961	71,652	82,789
Short-Term Interbank Borrowing and Repurchase Agreements	3,104	3,832	4,379	10,417	903
Long-Term Debt	1,472	950	542	651	1,012
Other Liabilities	1,590	1,646	1,630	1,932	1,033
Total Liabilities	81,810	82,651	81,512	84,652	85,737
Preferred Stock	66	66	440	440	440
Common Stock	1,726	1,737	1,731	1,754	1,928
Accumulated Other Comprehensive Income	-1,941	-2,380	-2,692	-3,112	-80
Retained Earnings	7,329	6,701	6,212	5,811	5,175
Shareholders' Equity	7,180	6,124	5,691	4,893	7,463
Total Liabilities & Equity	88,990	88,775	87,203	89,545	93,200
Total Debt	1,472	950	542	651	1,012
Net Cash (Debt)	-1,472	-950	-542	-651	-1,012
Net Cash Per Share	-10.00	-6.45	-3.67	-4.33	-6.32
Book Value	7,180	6,124	5,691	4,893	7,463
Book Value Per Share	48.79	41.60	38.52	32.56	46.58
Tangible Book Value	6,089	5,072	4,632	3,828	6,448
Tangible Book Value Per Share	41.38	34.45	31.35	25.47	40.24

Updated Jan 20, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q