Zions Bancorporation, National Association (ZION)
NASDAQ: ZION · Real-Time Price · USD
55.73
-1.75 (-3.04%)
At close: Mar 6, 2026, 4:00 PM EST
55.74
+0.01 (0.02%)
After-hours: Mar 6, 2026, 4:10 PM EST

ZION Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
8997846809071,129
Depreciation & Amortization
116124140110-14
Provision for Credit Losses
7272132122-276
Stock-Based Compensation
3533333028
Net Change in Loans Held-for-Sale
2767-404814
Other Adjustments
-23-4248-89-80
Changes in Trading Assets
-291322-93-107
Changes in Other Operating Activities
-2497-130435-65
Operating Cash Flow
1,0731,1488851,470629
Operating Cash Flow Growth
-6.53%29.72%-39.80%133.70%-12.52%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements
681-1,8781,7368,650-5,577
Net Change in Loans Held-for-Investment
-1,255-1,714-2,103-4,6282,814
Net Change in Securities and Investments
1,2482,0832,682-2,474-8,704
Payments for Business Acquisitions
191--318-
Capital Expenditures
-121-97-113-190-206
Other Investing Activities
-6-34168-27194
Investing Cash Flow
738-1,6402,3701,405-11,579
Net Change in Deposits
-1,2361,2623,309-11,56713,136
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
-728-547-6,0389,514-669
Long-Term Debt Issued
498496---
Long-Term Debt Repaid
--88-128-290-286
Net Long-Term Debt Issued (Repaid)
498408-128-290-286
Issuance of Common Stock
6103921
Repurchase of Common Stock
-41-36-51-202-800
Net Common Stock Issued (Repurchased)
-35-26-48-193-779
Repurchase of Preferred Stock
--374---126
Net Preferred Stock Issued (Repurchased)
--374---126
Common Dividends Paid
-267-289-282-269-261
Other Financing Activities
-11-7-9-8-13
Financing Cash Flow
-1,779427-3,196-2,81311,002
Net Cash Flow
32-65596252
Free Cash Flow
9521,0517721,280423
Free Cash Flow Growth
-9.42%36.14%-39.69%202.60%-22.81%
FCF Margin
28.74%34.37%25.88%42.24%13.27%
Free Cash Flow Per Share
6.477.145.228.522.64
Levered Free Cash Flow
1,3351,282439850422
Unlevered Free Cash Flow
-58137-81262-392
Updated Jan 20, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q